diff --git a/spec/007_eMoney_integration.md b/spec/007_eMoney_integration.md
index e27a410..14443ad 100644
--- a/spec/007_eMoney_integration.md
+++ b/spec/007_eMoney_integration.md
@@ -9,8 +9,7 @@ Configure - using our own system AfricasTalking API to automatically send CIC /
    - We send back an equivalent amount of Mpesa to the user from out MPESA float account
 - Mpesa -> CIC
    - Mpesa are added to our float Mpesa account.
-   - xDAI from our xDAI float account is added to the reserve of the CIC (Home CIC of the user) and new CICs are minted
-   -  We send back the user an equivalent amount of CIC
+   - xDAI from our xDAI float account is added to the reserve of the CIC (Home CIC of the user) and new CICs are minted and sent to the user
 
 
 ### Variables ###
@@ -30,13 +29,12 @@ Configure - using our own system AfricasTalking API to automatically send CIC /
  - Alert balance levels
  
 ### Incoming CIC Rules - MPESA out ###
- - *white list* The chama (group accounts only but eventually anyone) must only be able to cash out - using the exchange option to an Agent account
- - *amount* The max cash out is the minimum of (30,000 Sarafu, half their balance, their total amount of outward trade volume to other users (standard transactions)
- - *time* They can only cash out once per month
+ - *white list* The chama (group accounts only but eventually anyone) can cash out - note the chama limits
+ - *amount* See KYC_limit max, supply_max
  - *mpesa given* The amount of Mpesa given should be calculated as follows:
  - CIC_excahnge_amount = the amount of CIC the user wants to excahnge
 
-The Reserve (xDAI) to be pulled out 
+The Reserve (xDAI) to be pulled out (reported):
 
 - reserveOut_xDAI_reported = the amount of xDAI that would be pulled from the reserve on-chain (by getting a quote on-chain)
 - reserveOut_Mpesa = reserveOut_xDAI_reported **USD => KSH** rate
@@ -46,7 +44,7 @@ After the user confirms:
 
 The Reserve (xDAI) actually pulled out 
 - reserveOut_xDAI = the amount of xDAI actually pulled from the reserve on-chain
--  Mpesa_out = reserveOut_Mpesa_reported (this is actually given to the user) - **and GE takes on the Mpesa risk**
+-  **Mpesa_out** = reserveOut_Mpesa_reported (this is actually given to the user) - **and GE takes on the Mpesa risk**
   -  reserveOut_Mpesa = reserveOut_xDAI **USD => KSH** rate (this is from our MPESA float account)
   -  Mpesa_risk = Mpesa_out - reserveOut_Mpesa - this should me monitored and recorded for each transactions
 
@@ -56,13 +54,18 @@ The Reserve (xDAI) actually pulled out
  - *amount* The max sarafu out is 20,000 Sarafu per user, KYC_limit max, supply_max
  - *time* No limit
  - *Mpesa_excahnge_amount* The amount of CIC given should be calculated as follows:
- - reserveIn_xDAI = Mpesa_excahnge_amount **KSH => USD** rate (this will come out of the xDAI float account)
+ - reserveIn_xDAI = (Mpesa_excahnge_amount - Mpesa_excahnge_amount* fee) **KSH => USD** rate (this will come out of the xDAI float account)
     
-The amount cashed in = cash_in_amount
+The CIC to be created (reported for quote): 
 
->    CIC_Created = the amount of CIC created on chain by adding the reserveIn_xDAI
+    - CIC_Created_reported = the amount of CIC created on chain by adding the reserveIn_xDAI
+    
+After the user confirms:
+
+    - CIC_Created = the amount of CIC created on chain by adding the reserveIn_xDAI 
    
-  - **CIC_given = CIC_Created - CIC_created*FeeM2CC ()**
+  - **CIC_given** = CIC_Created_reported
+     -  CIC_risk =  CIC_given - CIC_Created - this should be monitored and recorded for each transaction
   
 ### Exchange Rate ###