diff --git a/spec/006_Self_Service_Token.md b/spec/006_Self_Service_Token.md
index 829fb81..b7d9e2c 100644
--- a/spec/006_Self_Service_Token.md
+++ b/spec/006_Self_Service_Token.md
@@ -19,11 +19,11 @@ We want users to be able to create their tokens to create more ownership and dif
 ## Token creation process - UI 
 (I will describe this for USSD be a web interface should also be made)
 1. Existing User calls Sarafu
-  * New user dials *483*46# where she selects 
-  * My Account -> Create Token
-  Note that this ability is whitelisted- to be whitelisted the user must have:
-  1. Been in the system as an active user for some time (at least 1 month)
-  1. Have a substantial balance (his CIC converted to reserve) to reach at least 25% reserve. Minimum 100 USD in value DAI. Which will staked into the converter and leveraged into $400 of CIC tokens (the value changes as reserve is removed). 
+  - New user dials *483*46# where she selects 
+  - My Account -> Create Token
+  - Note that this ability is whitelisted- to be whitelisted the user must have:
+    1. Been in the system as an active user for some time (at least 1 month)
+    1. Have a substantial balance (his CIC converted to reserve) to reach at least 25% reserve. Minimum 100 USD in value DAI. Which will staked into the converter and leveraged into $400 of CIC tokens (the value changes as reserve is removed). 
 2. Default Token Options
   *. Based on the users location the system has preset defaults:
   1. 25% Target Reserve Ratio (1:1 with reserve)