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.. _cic-will:
Community Currencies and DEX Multitudes
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.. _kakuma_refugee:
Kakuma Refugee Testimonial
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@ -16,20 +14,20 @@ After `after hearing about sarafu <https://www.grassrootseconomics.org/post/kaku
|
.. image:: /images/blog/kakuma-amina1.webp
.. image:: images/blog/kakuma-amina1.webp
:align: center
:alt: kakuma-amina1
Here the `FHE group in Kakuma <https://www.grassrootseconomics.org/post/refugee-economics-in-kakuma-kenya>`_ are meeting to talk about community farming and community inclusion currencies which they learned more about after a trip to Siaya Kenya..
.. image:: /images/blog/kakuma-amina2.webp
.. image:: images/blog/kakuma-amina2.webp
:align: center
:alt: kakuma-amina2
Here the Kaukuma community leaders traveled to Siaya to learn about how Sarafu is used there and about community farming practices that Sarafu helps to make economically sustainable (circular economy). Communities teaching other communities how to use Community Currency is always the best way to share.
.. image:: /images/blog/kakuma-amina3.webp
.. image:: images/blog/kakuma-amina3.webp
:align: center
:alt: kakuma-amina3
:width: 100%

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.. _kenyacic-will.rst:
2020 Kenyan CICs Review
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:tags: dex, exchange, liquidity, community currency
:author: Will Ruddick
:slug: kenyancic-will
:summary: Starting in 2010 Grassroots Economics worked with local communities to issue vouchers aka Community Currencies (CCs) as a medium of exchange with the belief that CCs
:summary: Starting in 2010 Grassroots Economics worked with local communities to issue vouchers aka Community Currencies (CCs)
.. image:: images/blog/kenyancic-will1.webp
:align: center

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.. _kilifi_isavary:
Kilifi Kenya - a hub for Community Driven Basic Income
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.. _municipal_will:
Municipal Basic Income(MBI) via CIC
######################################
@ -8,7 +7,7 @@ Municipal Basic Income(MBI) via CIC
:tags: UBI, Basic Income, municipe, MBI
:author: Will Ruddick
:slug: municipal-will
:summary: A municipality, town or local administration is an ideal issuer and anchor for a basic/guaranteed income because the have the means to back it and the intention to build sustainable and thriving local markets
:summary: A municipality, town or local administration is an ideal issuer and anchor for a basic/guaranteed income
.. image:: images/blog/municipal-will1.webp
:align: center

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.. _recycling_Isavary:
Recycling Debt (Kusaga Deni, Kubali Sarafu)
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@ -9,7 +8,7 @@ Recycling Debt (Kusaga Deni, Kubali Sarafu)
:slug: recycling
:summary: Imagine having to endure constant reminders and threatening messages from predatory lenders your entire life.
.. image:: /images/blog/recycling1.webp
.. image:: images/blog/recycling1.webp
:align: left
Imagine having to endure constant reminders and threatening messages from predatory lenders your entire life.

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.. _redcross_will:
Red Cross brings Community Currency to Kisauni
###############################################
@ -15,7 +14,7 @@ By Emmanuel Mbui
******************
Economic imbalance, insecurity, dependency and luck of money are the challenges experienced by most people in Kisauni. Thanks to Red Cross, partnering with Grassroots economics foundation for introducing CICs, Community Inclusion Currency (locally Sarafu or 'currency' in Kisawhili); a medium of exchange that builds trust and unites members of a community. Sarafu helps people pool the locally available resources and provides a fair space for exchange within the community.
.. image:: /images/blog/redcross-will1.webp
.. image:: images/blog/redcross-will1.webp
:align: center
:alt: redcross-will1
@ -34,20 +33,20 @@ Mshomoroni Area in Mjambere Ward: Its an area where the local economy is not tha
Here are some testimonials of users who have benefited with the usage of sarafu in the area.
.. image:: /images/blog/redcross-will2.webp
.. image:: images/blog/redcross-will2.webp
:align: center
:alt: redcross-will2
Mwanahamisi Kiti: A mother of three who sells Samaki (fish) by the road side is very grateful for the introduction of Sarafu to her business she says she can now get the daily needs this is because there is an increase in customers to her business and the sarafu she gets she can comfortably buy charcoal from Patricia Munyaka who is her immediate neighbor. (She also spends her sarafu to buy groceries from Irene Matoke and buy Utensils from Suleiman Mohammed.)
.. image:: /images/blog/redcross-will3.webp
.. image:: images/blog/redcross-will3.webp
:align: center
:alt: redcross-will3
:width: 100%
Patricia Munyaka (pictured above): She is the bread winner of her family has a small Makaa (charcoal) business which she says the sales have increased when she embraces the sarafu concept. She further explains how she has reduced debt holding in her business which was a major challenge to her but now she accepts sarafu instead of debts. This has greatly helped her business in terms of restocking. She uses her sarafu to buy fish from Mwanahamisi Kiti and also accepts sarafu from her and also buys groceries from Irene Matoke.
.. image:: /images/blog/redcross-will4.webp
.. image:: images/blog/redcross-will4.webp
:align: center
:alt: redcross-will4
@ -59,7 +58,7 @@ By Janet Otieno Akinyi
************************
SARAFU CHANGING LIVES! Imagine being evicted from your house because of an accumulated rent arrears together with your 5 children. This is the sad story of Fatuma Mzee, a 35 year old residing in Mjambere, Kisauni, Mombasa Kenya of Sarafu.
.. image:: /images/blog/redcross-will5.webp
.. image:: images/blog/redcross-will5.webp
:align: center
:alt: redcross-will5
@ -90,7 +89,7 @@ Execution of Sarafu network by Grassroots economy in conjunction with Kenya Red
Below are examples of success stories from a group of users who form a good trading loop amongst themselves;
.. image:: /images/blog/redcross-will6.webp
.. image:: images/blog/redcross-will6.webp
:align: center
:alt: redcross-will6
@ -104,13 +103,13 @@ Christine is a food vendor from Mathews network and whose son at one point go
Abdallahs family comprises of seven members and their source of income solely depends on daily sales from their family grocery kiosk. He is greatful with the introduction of community currency now that he can meet other basic needs for the family while using his trade networks among Christine and Mathew.
.. image:: /images/blog/redcross-will7.webp
.. image:: images/blog/redcross-will7.webp
:align: center
:alt: redcross-will7
Zaiwabu Moraa a grocer lady located a few meters from Mathews chemist is also connected to this active network and has supported her network by accepting sarafu for groceries and fries.
.. image:: /images/blog/redcross-will8.webp
.. image:: images/blog/redcross-will8.webp
:align: center
:alt: redcross-will8

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.. _refugee_marcelin:
Refugee Economics in Kakuma Kenya
####################################
@ -9,7 +8,7 @@ Refugee Economics in Kakuma Kenya
:slug: refugee
:summary: Short description of FHE community based organization.
.. image:: /images/blog/refugee1.webp
.. image:: images/blog/refugee1.webp
:align: center
:alt: refugee1
@ -21,7 +20,7 @@ Greetings, I'm MARCELIN MUNGA PETRO a Congolese by nationality being recognized
I'm the founder and CEO of FHE organization that mean Farming and Health Education, the organization include 31 members who are contributing their own efforts and ideas in order to push the FHE vision, mission and objectives. FHE is Community Based Organization that works in Kakuma refugee camp to address the dire of health, protection and psychological needs of the children their families and the communities, with one of our strategy focuses being strengthen the community based protection mechanism. Enabling communities to be done active in protection.
.. image:: /images/blog/refugee2.webp
.. image:: images/blog/refugee2.webp
:align: center
:alt: refugee2
@ -29,7 +28,7 @@ In addition FHE includes in its permaculture gardens and trainings, health testi
In this regard,we are conducting adult education or training vocational center and doing some awareness in the community with the aim being to engage individual discussion on adult education and other programs carried out by the FHE as well as to create self environment for the communities.
.. image:: /images/blog/refugee3.webp
.. image:: images/blog/refugee3.webp
:align: center
:alt: refugee3

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.. _self-funded_james:
Self-Funded Regenerative Agriculture Kwale Site January Visit
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.. _shaila_agha:
Grassroots Economics has a New Director: Shaila Agha
######################################################
@ -9,7 +8,7 @@ Grassroots Economics has a New Director: Shaila Agha
:slug: shalia_agha
:summary: When I was 9 years old, my mother came home one day with a monopoly board game.
.. image:: /images/blog/shaila_agha1.webp
.. image:: images/blog/shaila_agha1.webp
:align: center
When I was 9 years old, my mother came home one day with a monopoly board game. It was the beginning of the March holidays and she wanted to provide us with an alternative activity to watching cartoons. Every day after that, my brother and I would insistently play game after game; holding on to our colourful money as if our future depended on it. Like all children, we eventually lost interest in the game. However, the colorful currency notes then became our most valuable asset. We used it as a means of exchange to incentivize each other to do each other's chores, as a rental fee to play with shared toys and even for buying candy off each other. We lived in the middle of rural Kenya, with almost no neighbours or shops, we therefore had no access to national currency. We clearly understood however, that currency (even play money) is merely a medium of exchange; with its value being determined by the users; namely us.

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.. _static_will:
Static vs Bonded Liquidity Pools for CICs
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.. _youthemp_will:
Youth Employment via Elderly/Vulnerable Support
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</address>
</div>
<h2 class="entry-title"><a href="../kenyancic-will.html" rel="bookmark" title="Permalink to 2020 Kenyan CICs Review">2020 Kenyan CICs Review</a></h2>
<div class="entry-content"> <p class="first last">Starting in 2010 Grassroots Economics worked with local communities to issue vouchers aka Community Currencies (CCs) as a medium of exchange with the belief that CCs</p>
<div class="entry-content"> <p class="first last">Starting in 2010 Grassroots Economics worked with local communities to issue vouchers aka Community Currencies (CCs)</p>
</div><!-- /.entry-content -->
<div class="article-display-footer">
</div>
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</address>
</div>
<h2 class="entry-title"><a href="../municipal-will.html" rel="bookmark" title="Permalink to Municipal Basic Income(MBI) via CIC">Municipal Basic Income(MBI) via CIC</a></h2>
<div class="entry-content"> <p class="first last">A municipality, town or local administration is an ideal issuer and anchor for a basic/guaranteed income because the have the means to back it and the intention to build sustainable and thriving local markets</p>
<div class="entry-content"> <p class="first last">A municipality, town or local administration is an ideal issuer and anchor for a basic/guaranteed income</p>
</div><!-- /.entry-content -->
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</address>
</div>
<h2 class="entry-title"><a href="../kenyancic-will.html" rel="bookmark" title="Permalink to 2020 Kenyan CICs Review">2020 Kenyan CICs Review</a></h2>
<div class="entry-content"> <p class="first last">Starting in 2010 Grassroots Economics worked with local communities to issue vouchers aka Community Currencies (CCs) as a medium of exchange with the belief that CCs</p>
<div class="entry-content"> <p class="first last">Starting in 2010 Grassroots Economics worked with local communities to issue vouchers aka Community Currencies (CCs)</p>
</div><!-- /.entry-content -->
<div class="article-display-footer">
</div>
@ -235,7 +235,7 @@
</address>
</div>
<h2 class="entry-title"><a href="../municipal-will.html" rel="bookmark" title="Permalink to Municipal Basic Income(MBI) via CIC">Municipal Basic Income(MBI) via CIC</a></h2>
<div class="entry-content"> <p class="first last">A municipality, town or local administration is an ideal issuer and anchor for a basic/guaranteed income because the have the means to back it and the intention to build sustainable and thriving local markets</p>
<div class="entry-content"> <p class="first last">A municipality, town or local administration is an ideal issuer and anchor for a basic/guaranteed income</p>
</div><!-- /.entry-content -->
<div class="article-display-footer">
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</address>
</div>
<h2 class="entry-title"><a href="./kenyancic-will.html" rel="bookmark" title="Permalink to 2020 Kenyan CICs Review">2020 Kenyan CICs Review</a></h2>
<div class="entry-content"> <p class="first last">Starting in 2010 Grassroots Economics worked with local communities to issue vouchers aka Community Currencies (CCs) as a medium of exchange with the belief that CCs</p>
<div class="entry-content"> <p class="first last">Starting in 2010 Grassroots Economics worked with local communities to issue vouchers aka Community Currencies (CCs)</p>
</div><!-- /.entry-content -->
<div class="article-display-footer">
</div>
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</address>
</div>
<h2 class="entry-title"><a href="./municipal-will.html" rel="bookmark" title="Permalink to Municipal Basic Income(MBI) via CIC">Municipal Basic Income(MBI) via CIC</a></h2>
<div class="entry-content"> <p class="first last">A municipality, town or local administration is an ideal issuer and anchor for a basic/guaranteed income because the have the means to back it and the intention to build sustainable and thriving local markets</p>
<div class="entry-content"> <p class="first last">A municipality, town or local administration is an ideal issuer and anchor for a basic/guaranteed income</p>
</div><!-- /.entry-content -->
<div class="article-display-footer">
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<iframe width="740" height="416" src="https://www.youtube.com/embed/9F71cGmPfbM" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe><br><div class="line-block">
<div class="line"><br /></div>
</div>
<img alt="kakuma-amina1" class="align-center" src="/images/blog/kakuma-amina1.webp" />
<img alt="kakuma-amina1" class="align-center" src="images/blog/kakuma-amina1.webp" />
<p>Here the <a class="reference external" href="https://www.grassrootseconomics.org/post/refugee-economics-in-kakuma-kenya">FHE group in Kakuma</a> are meeting to talk about community farming and community inclusion currencies which they learned more about after a trip to Siaya Kenya..</p>
<img alt="kakuma-amina2" class="align-center" src="/images/blog/kakuma-amina2.webp" />
<img alt="kakuma-amina2" class="align-center" src="images/blog/kakuma-amina2.webp" />
<p>Here the Kaukuma community leaders traveled to Siaya to learn about how Sarafu is used there and about community farming practices that Sarafu helps to make economically sustainable (circular economy). Communities teaching other communities how to use Community Currency is always the best way to share.</p>
<img alt="kakuma-amina3" class="align-center" src="/images/blog/kakuma-amina3.webp" style="width: 100%;" />
<img alt="kakuma-amina3" class="align-center" src="images/blog/kakuma-amina3.webp" style="width: 100%;" />
<p>This is the beginning of a new community farm in Siaya where the Kakuma team was learning. The poster is showing the intention of the community farm and soil regenerative practices that are being used. Below is a testimonial of one of the farmers in Siaya that taught the Kakuma refugees to follow their example to build a strong local economy.</p>
<iframe width="740" height="416" src="https://www.youtube.com/embed/mlcov4Gy_mI" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe>
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</footer><br>
<!-- /.post-info -->
<div class="article-entry-content">
<img alt="" class="align-left" src="/images/blog/recycling1.webp" />
<img alt="" class="align-left" src="images/blog/recycling1.webp" />
<p>Imagine having to endure constant reminders and threatening messages from predatory lenders your entire life.</p>
<p>Imagine going out of business because youve loaned out too many of your products to people in need.</p>
<p>This is daily life here in Kenya</p>

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<div class="section" id="by-emmanuel-mbui">
<h2>By Emmanuel Mbui</h2>
<p>Economic imbalance, insecurity, dependency and luck of money are the challenges experienced by most people in Kisauni. Thanks to Red Cross, partnering with Grassroots economics foundation for introducing CICs, Community Inclusion Currency (locally Sarafu or 'currency' in Kisawhili); a medium of exchange that builds trust and unites members of a community. Sarafu helps people pool the locally available resources and provides a fair space for exchange within the community.</p>
<img alt="redcross-will1" class="align-center" src="/images/blog/redcross-will1.webp" />
<img alt="redcross-will1" class="align-center" src="images/blog/redcross-will1.webp" />
<p>In Kenya, Mombasa County, Kisauni sub county, in Manyani village, we find Jackton Mwema (pictured above), a tailor in his community. Jackton spends most of his time mending other people clothes. By doing this, he is able to support his family from the little cash he gets. Like any other member in his community, Jackton is not an exception to economic trauma which is why he joined the Sarafu network. He is now linked to other members of Sarafu within the community who have other goods or services (Fresh water, vegetables, shops) to offer to one another.
Jackton at his place of work in Manyani village accepts payment in sarafu for the service that he provides, which he latter spends it to buy other goods and services from other members in the community.</p>
<p>Jackton is not the only one who benefits from Sarafu, in the same village of Manyani, we meet another beneficiary. Victoria Kylo. The owner of a small Duka (shop) in the village, she joined the network and accepts a small percentage of the payment in Sarafu. Victoria is in the same trading circle with Jackton and other members. Victoria uses her Sarafu to buy mboga(vegetables) and services like repairing her clothes from Jackton and to buy cold water from their neighbor.</p>
@ -97,18 +97,18 @@ Jackton at his place of work in Manyani village accepts payment in sarafu for th
<h2>By Amina Godana</h2>
<p>Mshomoroni Area in Mjambere Ward: Its an area where the local economy is not that sustainable this is because most of the young and able youths have engaged themselves in illegal activities such as theft and high level of insecurity in the area. This is due to financial trauma. This has however begun to change with the introduction of community inclusion currencies since anyone can accept and use Sarafu even when they do not have a business. He/she can offer services in the community and be paid with CIC and later spend on other business.</p>
<p>Here are some testimonials of users who have benefited with the usage of sarafu in the area.</p>
<img alt="redcross-will2" class="align-center" src="/images/blog/redcross-will2.webp" />
<img alt="redcross-will2" class="align-center" src="images/blog/redcross-will2.webp" />
<p>Mwanahamisi Kiti: A mother of three who sells Samaki (fish) by the road side is very grateful for the introduction of Sarafu to her business she says she can now get the daily needs this is because there is an increase in customers to her business and the sarafu she gets she can comfortably buy charcoal from Patricia Munyaka who is her immediate neighbor. (She also spends her sarafu to buy groceries from Irene Matoke and buy Utensils from Suleiman Mohammed.)</p>
<img alt="redcross-will3" class="align-center" src="/images/blog/redcross-will3.webp" style="width: 100%;" />
<img alt="redcross-will3" class="align-center" src="images/blog/redcross-will3.webp" style="width: 100%;" />
<p>Patricia Munyaka (pictured above): She is the bread winner of her family has a small Makaa (charcoal) business which she says the sales have increased when she embraces the sarafu concept. She further explains how she has reduced debt holding in her business which was a major challenge to her but now she accepts sarafu instead of debts. This has greatly helped her business in terms of restocking. She uses her sarafu to buy fish from Mwanahamisi Kiti and also accepts sarafu from her and also buys groceries from Irene Matoke.</p>
<img alt="redcross-will4" class="align-center" src="/images/blog/redcross-will4.webp" />
<img alt="redcross-will4" class="align-center" src="images/blog/redcross-will4.webp" />
<p>Irene Matoke (pictured above): She runs a grocery kiosk she was introduced to the system by Mwanahamisi Kiti who shared her success story with her. Upon hearing this she was excited and joined the network with no hesitations since she was a witness on how sarafu has helped her friend Mwanahamisi. She buys fish from Mwanahamisi and sells her grocery to her and also spends her sarafu to buy charcoal from Patricia.</p>
<p>Suleiman Mohammed (not pictured) where he sells Malimali (utensils and other stuff) he depends on that business to put food on the table he is delighted to be a member of sarafu since he can get his basic needs. He buys Fish from Mwanahamisi and she in turn buys utensils from him.</p>
</div>
<div class="section" id="by-janet-otieno-akinyi">
<h2>By Janet Otieno Akinyi</h2>
<p>SARAFU CHANGING LIVES! Imagine being evicted from your house because of an accumulated rent arrears together with your 5 children. This is the sad story of Fatuma Mzee, a 35 year old residing in Mjambere, Kisauni, Mombasa Kenya of Sarafu.</p>
<img alt="redcross-will5" class="align-center" src="/images/blog/redcross-will5.webp" />
<img alt="redcross-will5" class="align-center" src="images/blog/redcross-will5.webp" />
<p><em>&quot;My husband lost his work in 2016 and that pushed us to the toughest experiences ever in our lives. We struggled through different casual works just to put up with the bills-rent, fees,food,water and electricity. Life became even harder when our landlord could not tolerate us anymore, who would put up with 6 months arrears anyway? We were evicted</em> !</p>
<p><em>My family decided to look for a smaller house. It is then that we moved to Mjambere. I have been here for 7 months. I started my Juice, Ice and Ice Cubes business. Through Sarafu I was able to provide at least one meal a day for my family.</em></p>
<p><em>In mid February 2021, I was lucky and overjoyed to know about Sarafu as it was introduced to my community. Through Sarafu, I have been able to unite with my neighbors, Ive gained trust with them and this has enabled me to form my network of trade. I can easily get my basic needs from my network and the sales in my business have also increased. Im grateful to Sarafu and Im looking forward to referring more people to Sarafu so that I can grow my network.” Fatuma narrated.</em></p>
@ -130,15 +130,15 @@ Jackton at his place of work in Manyani village accepts payment in sarafu for th
<p>Most people from this community are small business people who own small shops, Grocery kiosk, fishermen, food vending, casuals etc. Due to lack of consistency flow on Kenya shillings, some people struggle to get sell their goods, find work or get basic needs and hence end up being in debts. Covid-19 pandemic has made lives incredibly difficult all over the world with dwellers of Mjambere in Kisauni being no exception.</p>
<p>Execution of Sarafu network by Grassroots economy in conjunction with Kenya Red Cross in Kisauni community for the first time has been well received- it being a tool for trading where Kenyan shillings is lacking/not enough. Through Monthly statistics,its evident that sarafu has been circulating among users in transacting goods and services which has so far is creating a healthy and sustainable community in the face of economic crisis.</p>
<p>Below are examples of success stories from a group of users who form a good trading loop amongst themselves;</p>
<img alt="redcross-will6" class="align-center" src="/images/blog/redcross-will6.webp" />
<img alt="redcross-will6" class="align-center" src="images/blog/redcross-will6.webp" />
<p>Mathew Musyoka a resident of Mjambere community is a middle aged man who runs a Chemist .</p>
<p>With the surge of Covid 19, Musyoka has been willing to accept Sarafu for Surgical Masks from the community as a way of preventing the spread of Covid-19 and to help people save Ksh for other amenities. His daily limit on how much Sarafu he will accept for Masks is unlimited since he will still have some more stock even after selling some with KSH and made enough profit to enable him restock. This is his corporate social responsibility for his community. He also accepts Sarafu for over the counter medicines.</p>
<p>Mathew has also benefited by buying goods from other vendors like Esther Mutua who sells ground nuts and baked potatoes commonly knows as Viazi Karai.</p>
<p>Christine is a food vendor from Mathews network and whose son at one point got sick and She was able to get some OTC medicine from Mathews chemist. Christine on the other hand is supporting the community by accepting Sarafu for her chapati.</p>
<p>Abdallahs family comprises of seven members and their source of income solely depends on daily sales from their family grocery kiosk. He is greatful with the introduction of community currency now that he can meet other basic needs for the family while using his trade networks among Christine and Mathew.</p>
<img alt="redcross-will7" class="align-center" src="/images/blog/redcross-will7.webp" />
<img alt="redcross-will7" class="align-center" src="images/blog/redcross-will7.webp" />
<p>Zaiwabu Moraa a grocer lady located a few meters from Mathews chemist is also connected to this active network and has supported her network by accepting sarafu for groceries and fries.</p>
<img alt="redcross-will8" class="align-center" src="/images/blog/redcross-will8.webp" />
<img alt="redcross-will8" class="align-center" src="images/blog/redcross-will8.webp" />
<p>Luvuno Kiti a fish monger is also been connecting with Zaiwabu trading fish to groceries using sarafu this two are immediate neighbors. She has been happy to accept 50 sarafu on a daily basis from other users and later spend to to buy groceries from Zaiwabu and Mahamri (triangle bread) from her other neighbor who operates a hotel.</p>
<p>These small businesses are good examples of how people build trust amongst themselves, help others in the community while using a form of local credit (Community Inclusion Currency) to grow their economy and meet their basic need. Community based currency traders from this village have been successful in meeting their daily needs as well as getting more customers .</p>
</div>

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</footer><br>
<!-- /.post-info -->
<div class="article-entry-content">
<img alt="refugee1" class="align-center" src="/images/blog/refugee1.webp" />
<img alt="refugee1" class="align-center" src="images/blog/refugee1.webp" />
<p>Short description of FHE community based organization.</p>
<p>dear sir/madam</p>
<p>Greetings, I'm MARCELIN MUNGA PETRO a Congolese by nationality being recognized under UNHCR as a refugee in side kakuma refugee camp.</p>
<p>I'm the founder and CEO of FHE organization that mean Farming and Health Education, the organization include 31 members who are contributing their own efforts and ideas in order to push the FHE vision, mission and objectives. FHE is Community Based Organization that works in Kakuma refugee camp to address the dire of health, protection and psychological needs of the children their families and the communities, with one of our strategy focuses being strengthen the community based protection mechanism. Enabling communities to be done active in protection.</p>
<img alt="refugee2" class="align-center" src="/images/blog/refugee2.webp" />
<img alt="refugee2" class="align-center" src="images/blog/refugee2.webp" />
<p>In addition FHE includes in its permaculture gardens and trainings, health testing and counseling training course, the pure COUNSELLING TRAINING COURSE, hygiene and sanitation training course component that seeks to improve the over all of adult education in kakuma refugee camp.</p>
<p>In this regard,we are conducting adult education or training vocational center and doing some awareness in the community with the aim being to engage individual discussion on adult education and other programs carried out by the FHE as well as to create self environment for the communities.</p>
<img alt="refugee3" class="align-center" src="/images/blog/refugee3.webp" />
<img alt="refugee3" class="align-center" src="images/blog/refugee3.webp" />
<p>With our program objectives, a basic income of SARAFU curbs some of the gaps that are facing. Often our members fall into debt - but when members use Sarafu this helps even in membership monthly contribution, and our group can also offer training to the community for Sarafu. If enough of us refugees trade with each other we don't suffer from missing Kenyan Shillings and debts. I can decide to buy food for my family using Sarafu to fill the gap of missing Shillings - and I can accept the Sarafu back for my teaching or food from my garden - even when we have no SHILLINGS! We all work together as a community.</p>
<p>We kindly request for support from Red Cross and other Humanitarian organizations in helping us spread Sarafu training to the rest of Kakuma to improve and give hope to the refugee community.</p>
<p>best regards</p>

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</footer><br>
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<div class="article-entry-content">
<img alt="" class="align-center" src="/images/blog/shaila_agha1.webp" />
<img alt="" class="align-center" src="images/blog/shaila_agha1.webp" />
<p>When I was 9 years old, my mother came home one day with a monopoly board game. It was the beginning of the March holidays and she wanted to provide us with an alternative activity to watching cartoons. Every day after that, my brother and I would insistently play game after game; holding on to our colourful money as if our future depended on it. Like all children, we eventually lost interest in the game. However, the colorful currency notes then became our most valuable asset. We used it as a means of exchange to incentivize each other to do each other's chores, as a rental fee to play with shared toys and even for buying candy off each other. We lived in the middle of rural Kenya, with almost no neighbours or shops, we therefore had no access to national currency. We clearly understood however, that currency (even play money) is merely a medium of exchange; with its value being determined by the users; namely us.</p>
<p>Sarafu the pioneering Community Inclusion Currency (CIC) in Kenya, is not so different from the monopoly money my sibling and I used all those years ago. Vulnerable households and communities have no access to credit due to a cycle of poverty that has systematically excluded them from the economy. “Hand a man a fish, he eats for the day, teach him to fish, and he can eat for a lifetime” CIC aims to include the untapped markets who desperately need goods and services yet lack the capacity to pay for them. By including them in the economy, not only do they become empowered, they are given an opportunity to actively participate in value creation and change their lives. The work of Grassroots Economics has not gotten the attention it deserves from national and regional governments as well as partners in finance and technology spaces. I seek to put an end to that and make sure that field tested best practices and open source technology spread wide and far to heal our society and planet.</p>
<p>When I was studying Fintech disruptions in traditional finance systems at Oxford, I decided to start my course by asking the question, How does money affect social order and why is money necessary at all. CICs are seen as radical reforms to broken systems, they are however, a proven working alternative that is demonstrating a major impact on the power distribution in the local economy. I am eager to measure the impact and get firsthand grassroot evidence on its successes and failures. With a long term multiplier effect of more than 21 times traditional donor aid assistance, this intervention seems to do what donor aid has failed to in the past, create self sufficiency and self reliance. Most importantly we need all hands on deck focused on education and regenerative agriculture programs across the planet and we need a financial system to finance this, create sustainable economies and fair distribution of our common resources.</p>

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</address>
</div>
<h2 class="entry-title"><a href="../municipal-will.html" rel="bookmark" title="Permalink to Municipal Basic Income(MBI) via CIC">Municipal Basic Income(MBI) via CIC</a></h2>
<div class="entry-content"> <p class="first last">A municipality, town or local administration is an ideal issuer and anchor for a basic/guaranteed income because the have the means to back it and the intention to build sustainable and thriving local markets</p>
<div class="entry-content"> <p class="first last">A municipality, town or local administration is an ideal issuer and anchor for a basic/guaranteed income</p>
</div><!-- /.entry-content -->
<div class="article-display-footer">
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</address>
</div>
<h2 class="entry-title"><a href="../kenyancic-will.html" rel="bookmark" title="Permalink to 2020 Kenyan CICs Review">2020 Kenyan CICs Review</a></h2>
<div class="entry-content"> <p class="first last">Starting in 2010 Grassroots Economics worked with local communities to issue vouchers aka Community Currencies (CCs) as a medium of exchange with the belief that CCs</p>
<div class="entry-content"> <p class="first last">Starting in 2010 Grassroots Economics worked with local communities to issue vouchers aka Community Currencies (CCs)</p>
</div><!-- /.entry-content -->
<div class="article-display-footer">
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</address>
</div>
<h2 class="entry-title"><a href="../kenyancic-will.html" rel="bookmark" title="Permalink to 2020 Kenyan CICs Review">2020 Kenyan CICs Review</a></h2>
<div class="entry-content"> <p class="first last">Starting in 2010 Grassroots Economics worked with local communities to issue vouchers aka Community Currencies (CCs) as a medium of exchange with the belief that CCs</p>
<div class="entry-content"> <p class="first last">Starting in 2010 Grassroots Economics worked with local communities to issue vouchers aka Community Currencies (CCs)</p>
</div><!-- /.entry-content -->
<div class="article-display-footer">
</div>

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@ -66,7 +66,7 @@
</address>
</div>
<h2 class="entry-title"><a href="../kenyancic-will.html" rel="bookmark" title="Permalink to 2020 Kenyan CICs Review">2020 Kenyan CICs Review</a></h2>
<div class="entry-content"> <p class="first last">Starting in 2010 Grassroots Economics worked with local communities to issue vouchers aka Community Currencies (CCs) as a medium of exchange with the belief that CCs</p>
<div class="entry-content"> <p class="first last">Starting in 2010 Grassroots Economics worked with local communities to issue vouchers aka Community Currencies (CCs)</p>
</div><!-- /.entry-content -->
<div class="article-display-footer">
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@ -66,7 +66,7 @@
</address>
</div>
<h2 class="entry-title"><a href="../kenyancic-will.html" rel="bookmark" title="Permalink to 2020 Kenyan CICs Review">2020 Kenyan CICs Review</a></h2>
<div class="entry-content"> <p class="first last">Starting in 2010 Grassroots Economics worked with local communities to issue vouchers aka Community Currencies (CCs) as a medium of exchange with the belief that CCs</p>
<div class="entry-content"> <p class="first last">Starting in 2010 Grassroots Economics worked with local communities to issue vouchers aka Community Currencies (CCs)</p>
</div><!-- /.entry-content -->
<div class="article-display-footer">
</div>

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@ -66,7 +66,7 @@
</address>
</div>
<h2 class="entry-title"><a href="../municipal-will.html" rel="bookmark" title="Permalink to Municipal Basic Income(MBI) via CIC">Municipal Basic Income(MBI) via CIC</a></h2>
<div class="entry-content"> <p class="first last">A municipality, town or local administration is an ideal issuer and anchor for a basic/guaranteed income because the have the means to back it and the intention to build sustainable and thriving local markets</p>
<div class="entry-content"> <p class="first last">A municipality, town or local administration is an ideal issuer and anchor for a basic/guaranteed income</p>
</div><!-- /.entry-content -->
<div class="article-display-footer">
</div>

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@ -66,7 +66,7 @@
</address>
</div>
<h2 class="entry-title"><a href="../municipal-will.html" rel="bookmark" title="Permalink to Municipal Basic Income(MBI) via CIC">Municipal Basic Income(MBI) via CIC</a></h2>
<div class="entry-content"> <p class="first last">A municipality, town or local administration is an ideal issuer and anchor for a basic/guaranteed income because the have the means to back it and the intention to build sustainable and thriving local markets</p>
<div class="entry-content"> <p class="first last">A municipality, town or local administration is an ideal issuer and anchor for a basic/guaranteed income</p>
</div><!-- /.entry-content -->
<div class="article-display-footer">
</div>

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@ -66,7 +66,7 @@
</address>
</div>
<h2 class="entry-title"><a href="../municipal-will.html" rel="bookmark" title="Permalink to Municipal Basic Income(MBI) via CIC">Municipal Basic Income(MBI) via CIC</a></h2>
<div class="entry-content"> <p class="first last">A municipality, town or local administration is an ideal issuer and anchor for a basic/guaranteed income because the have the means to back it and the intention to build sustainable and thriving local markets</p>
<div class="entry-content"> <p class="first last">A municipality, town or local administration is an ideal issuer and anchor for a basic/guaranteed income</p>
</div><!-- /.entry-content -->
<div class="article-display-footer">
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@ -40,4 +40,12 @@
.article-entry-content a{
color: black;
text-decoration: underline;
}
@media only screen and (max-width: 480px){
.tags {
display: flex;
flex-wrap: wrap;
justify-content: left;
margin-top: 2px;
}
}

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.published{
color: gray;
}
@media only screen and (max-width: 480px){
.entry-title {
font-size: 20px;
}
.col-6{
padding-left: 1px;
}
.post-info address{
font-size: 12px;
}
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/*.article-display-footer{*/
/* padding-bottom: 10px;*/
/* margin-right: 10px;*/
/* margin-left: 10px;*/
/* border-top: 3px solid gray;*/
/*}*/

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@ -10,8 +10,8 @@ sys.path.append(os.curdir)
from pelicanconf import *
# If your site is available via HTTPS, make sure SITEURL begins with https://
SITEURL = 'https://grassroots-pelican.com'
RELATIVE_URLS = False
SITEURL = ''
RELATIVE_URLS = True
FEED_ALL_ATOM = 'feeds/all.atom.xml'
CATEGORY_FEED_ATOM = 'feeds/{slug}.atom.xml'