Merge branch 'bvander/pelican-edits' into 'Ida/pelican'
chore: add node_modules and output to gitignore See merge request grassrootseconomics/pelican-website-ge!1
This commit is contained in:
commit
61f3fd26ca
|
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@ -1,4 +1,6 @@
|
|||
pelican
|
||||
__pycache__
|
||||
*.pyc
|
||||
*.o
|
||||
*.o
|
||||
output/
|
||||
node_modules/
|
||||
|
|
|
|||
|
|
@ -1 +0,0 @@
|
|||
../yarn/bin/yarn.js
|
||||
|
|
@ -1 +0,0 @@
|
|||
../yarn/bin/yarn.js
|
||||
|
|
@ -1,26 +0,0 @@
|
|||
BSD 2-Clause License
|
||||
|
||||
For Yarn software
|
||||
|
||||
Copyright (c) 2016-present, Yarn Contributors. All rights reserved.
|
||||
|
||||
Redistribution and use in source and binary forms, with or without modification,
|
||||
are permitted provided that the following conditions are met:
|
||||
|
||||
* Redistributions of source code must retain the above copyright notice, this
|
||||
list of conditions and the following disclaimer.
|
||||
|
||||
* Redistributions in binary form must reproduce the above copyright notice,
|
||||
this list of conditions and the following disclaimer in the documentation
|
||||
and/or other materials provided with the distribution.
|
||||
|
||||
THIS SOFTWARE IS PROVIDED BY THE COPYRIGHT HOLDERS AND CONTRIBUTORS "AS IS" AND
|
||||
ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED
|
||||
WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE ARE
|
||||
DISCLAIMED. IN NO EVENT SHALL THE COPYRIGHT HOLDER OR CONTRIBUTORS BE LIABLE FOR
|
||||
ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES
|
||||
(INCLUDING, BUT NOT LIMITED TO, PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES;
|
||||
LOSS OF USE, DATA, OR PROFITS; OR BUSINESS INTERRUPTION) HOWEVER CAUSED AND ON
|
||||
ANY THEORY OF LIABILITY, WHETHER IN CONTRACT, STRICT LIABILITY, OR TORT
|
||||
(INCLUDING NEGLIGENCE OR OTHERWISE) ARISING IN ANY WAY OUT OF THE USE OF THIS
|
||||
SOFTWARE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.
|
||||
|
|
@ -1,60 +0,0 @@
|
|||
<p align="center">
|
||||
<a href="https://yarnpkg.com/">
|
||||
<img alt="Yarn" src="https://github.com/yarnpkg/assets/blob/master/yarn-kitten-full.png?raw=true" width="546">
|
||||
</a>
|
||||
</p>
|
||||
|
||||
<p align="center">
|
||||
Fast, reliable, and secure dependency management.
|
||||
</p>
|
||||
|
||||
<p align="center">
|
||||
<a href="https://circleci.com/gh/yarnpkg/yarn"><img alt="Circle Status" src="https://circleci.com/gh/yarnpkg/yarn.svg?style=shield&circle-token=5f0a78473b0f440afb218bf2b82323cc6b3cb43f"></a>
|
||||
<a href="https://ci.appveyor.com/project/kittens/yarn/branch/master"><img alt="Appveyor Status" src="https://ci.appveyor.com/api/projects/status/0xdv8chwe2kmk463?svg=true"></a>
|
||||
<a href="https://dev.azure.com/yarnpkg/yarn/_build"><img alt="Azure Pipelines status" src="https://dev.azure.com/yarnpkg/yarn/_apis/build/status/Yarn%20Acceptance%20Tests"></a>
|
||||
<a href="https://discord.gg/yarnpkg"><img alt="Discord Chat" src="https://img.shields.io/discord/226791405589233664.svg"></a>
|
||||
<a href="http://commitizen.github.io/cz-cli/"><img alt="Commitizen friendly" src="https://img.shields.io/badge/commitizen-friendly-brightgreen.svg"></a>
|
||||
</p>
|
||||
|
||||
---
|
||||
|
||||
**Fast:** Yarn caches every package it has downloaded, so it never needs to download the same package again. It also does almost everything concurrently to maximize resource utilization. This means even faster installs.
|
||||
|
||||
**Reliable:** Using a detailed but concise lockfile format and a deterministic algorithm for install operations, Yarn is able to guarantee that any installation that works on one system will work exactly the same on another system.
|
||||
|
||||
**Secure:** Yarn uses checksums to verify the integrity of every installed package before its code is executed.
|
||||
|
||||
## Features
|
||||
|
||||
* **Offline Mode.** If you've installed a package before, then you can install it again without an internet connection.
|
||||
* **Deterministic.** The same dependencies will be installed in the same exact way on any machine, regardless of installation order.
|
||||
* **Network Performance.** Yarn efficiently queues requests and avoids request waterfalls in order to maximize network utilization.
|
||||
* **Network Resilience.** A single request that fails will not cause the entire installation to fail. Requests are automatically retried upon failure.
|
||||
* **Flat Mode.** Yarn resolves mismatched versions of dependencies to a single version to avoid creating duplicates.
|
||||
* **More emojis.** 🐈
|
||||
|
||||
## Installing Yarn
|
||||
|
||||
Read the [Installation Guide](https://yarnpkg.com/en/docs/install) on our website for detailed instructions on how to install Yarn.
|
||||
|
||||
## Using Yarn
|
||||
|
||||
Read the [Usage Guide](https://yarnpkg.com/en/docs/usage) on our website for detailed instructions on how to use Yarn.
|
||||
|
||||
## Contributing to Yarn
|
||||
|
||||
Contributions are always welcome, no matter how large or small. Substantial feature requests should be proposed as an [RFC](https://github.com/yarnpkg/rfcs). Before contributing, please read the [code of conduct](CODE_OF_CONDUCT.md).
|
||||
|
||||
See [Contributing](https://yarnpkg.com/org/contributing/).
|
||||
|
||||
## Prior art
|
||||
|
||||
Yarn wouldn't exist if it wasn't for excellent prior art. Yarn has been inspired by the following projects:
|
||||
|
||||
- [Bundler](https://github.com/bundler/bundler)
|
||||
- [Cargo](https://github.com/rust-lang/cargo)
|
||||
- [npm](https://github.com/npm/cli)
|
||||
|
||||
## Credits
|
||||
|
||||
Thanks to [Sam Holmes](https://github.com/samholmes) for donating the npm package name!
|
||||
|
|
@ -1,35 +0,0 @@
|
|||
#!/bin/sh
|
||||
argv0=$(echo "$0" | sed -e 's,\\,/,g')
|
||||
basedir=$(dirname "$(readlink "$0" || echo "$argv0")")
|
||||
|
||||
case "$(uname -s)" in
|
||||
Darwin) basedir="$( cd "$( dirname "$argv0" )" && pwd )";;
|
||||
Linux) basedir=$(dirname "$(readlink -f "$0" || echo "$argv0")");;
|
||||
*CYGWIN*) basedir=`cygpath -w "$basedir"`;;
|
||||
*MSYS*) basedir=`cygpath -w "$basedir"`;;
|
||||
esac
|
||||
|
||||
command_exists() {
|
||||
command -v "$1" >/dev/null 2>&1;
|
||||
}
|
||||
|
||||
if command_exists node; then
|
||||
if [ "$YARN_FORCE_WINPTY" = 1 ] || command_exists winpty && test -t 1; then
|
||||
winpty node "$basedir/yarn.js" "$@"
|
||||
else
|
||||
exec node "$basedir/yarn.js" "$@"
|
||||
fi
|
||||
ret=$?
|
||||
# Debian and Ubuntu use "nodejs" as the name of the binary, not "node", so we
|
||||
# search for that too. See:
|
||||
# https://lists.debian.org/debian-devel-announce/2012/07/msg00002.html
|
||||
# https://bugs.debian.org/cgi-bin/bugreport.cgi?bug=614907
|
||||
elif command_exists nodejs; then
|
||||
exec nodejs "$basedir/yarn.js" "$@"
|
||||
ret=$?
|
||||
else
|
||||
>&2 echo 'Yarn requires Node.js 4.0 or higher to be installed.'
|
||||
ret=1
|
||||
fi
|
||||
|
||||
exit $ret
|
||||
|
|
@ -1,2 +0,0 @@
|
|||
@echo off
|
||||
node "%~dp0\yarn.js" %*
|
||||
|
|
@ -1,31 +0,0 @@
|
|||
#!/usr/bin/env node
|
||||
|
||||
/* eslint-disable no-var */
|
||||
/* eslint-disable flowtype/require-valid-file-annotation */
|
||||
'use strict';
|
||||
|
||||
var ver = process.versions.node;
|
||||
var majorVer = parseInt(ver.split('.')[0], 10);
|
||||
|
||||
if (majorVer < 4) {
|
||||
console.error('Node version ' + ver + ' is not supported, please use Node.js 4.0 or higher.');
|
||||
process.exit(1); // eslint-disable-line no-process-exit
|
||||
} else {
|
||||
try {
|
||||
require(__dirname + '/../lib/v8-compile-cache.js');
|
||||
} catch (err) {
|
||||
// We don't have/need this on legacy builds and dev builds
|
||||
}
|
||||
|
||||
// Just requiring this package will trigger a yarn run since the
|
||||
// `require.main === module` check inside `cli/index.js` will always
|
||||
// be truthy when built with webpack :(
|
||||
// `lib/cli` may be `lib/cli/index.js` or `lib/cli.js` depending on the build.
|
||||
var cli = require(__dirname + '/../lib/cli');
|
||||
if (!cli.autoRun) {
|
||||
cli.default().catch(function(error) {
|
||||
console.error(error.stack || error.message || error);
|
||||
process.exitCode = 1;
|
||||
});
|
||||
}
|
||||
}
|
||||
|
|
@ -1,2 +0,0 @@
|
|||
#!/usr/bin/env node
|
||||
require('./yarn.js');
|
||||
|
|
@ -1,2 +0,0 @@
|
|||
@echo off
|
||||
"%~dp0\yarn.cmd" %*
|
||||
File diff suppressed because one or more lines are too long
|
|
@ -1,351 +0,0 @@
|
|||
'use strict';
|
||||
|
||||
const Module = require('module');
|
||||
const crypto = require('crypto');
|
||||
const fs = require('fs');
|
||||
const path = require('path');
|
||||
const vm = require('vm');
|
||||
const os = require('os');
|
||||
|
||||
const hasOwnProperty = Object.prototype.hasOwnProperty;
|
||||
|
||||
//------------------------------------------------------------------------------
|
||||
// FileSystemBlobStore
|
||||
//------------------------------------------------------------------------------
|
||||
|
||||
class FileSystemBlobStore {
|
||||
constructor(directory, prefix) {
|
||||
const name = prefix ? slashEscape(prefix + '.') : '';
|
||||
this._blobFilename = path.join(directory, name + 'BLOB');
|
||||
this._mapFilename = path.join(directory, name + 'MAP');
|
||||
this._lockFilename = path.join(directory, name + 'LOCK');
|
||||
this._directory = directory;
|
||||
this._load();
|
||||
}
|
||||
|
||||
has(key, invalidationKey) {
|
||||
if (hasOwnProperty.call(this._memoryBlobs, key)) {
|
||||
return this._invalidationKeys[key] === invalidationKey;
|
||||
} else if (hasOwnProperty.call(this._storedMap, key)) {
|
||||
return this._storedMap[key][0] === invalidationKey;
|
||||
}
|
||||
return false;
|
||||
}
|
||||
|
||||
get(key, invalidationKey) {
|
||||
if (hasOwnProperty.call(this._memoryBlobs, key)) {
|
||||
if (this._invalidationKeys[key] === invalidationKey) {
|
||||
return this._memoryBlobs[key];
|
||||
}
|
||||
} else if (hasOwnProperty.call(this._storedMap, key)) {
|
||||
const mapping = this._storedMap[key];
|
||||
if (mapping[0] === invalidationKey) {
|
||||
return this._storedBlob.slice(mapping[1], mapping[2]);
|
||||
}
|
||||
}
|
||||
}
|
||||
|
||||
set(key, invalidationKey, buffer) {
|
||||
this._invalidationKeys[key] = invalidationKey;
|
||||
this._memoryBlobs[key] = buffer;
|
||||
this._dirty = true;
|
||||
}
|
||||
|
||||
delete(key) {
|
||||
if (hasOwnProperty.call(this._memoryBlobs, key)) {
|
||||
this._dirty = true;
|
||||
delete this._memoryBlobs[key];
|
||||
}
|
||||
if (hasOwnProperty.call(this._invalidationKeys, key)) {
|
||||
this._dirty = true;
|
||||
delete this._invalidationKeys[key];
|
||||
}
|
||||
if (hasOwnProperty.call(this._storedMap, key)) {
|
||||
this._dirty = true;
|
||||
delete this._storedMap[key];
|
||||
}
|
||||
}
|
||||
|
||||
isDirty() {
|
||||
return this._dirty;
|
||||
}
|
||||
|
||||
save() {
|
||||
const dump = this._getDump();
|
||||
const blobToStore = Buffer.concat(dump[0]);
|
||||
const mapToStore = JSON.stringify(dump[1]);
|
||||
|
||||
try {
|
||||
mkdirpSync(this._directory);
|
||||
fs.writeFileSync(this._lockFilename, 'LOCK', {flag: 'wx'});
|
||||
} catch (error) {
|
||||
// Swallow the exception if we fail to acquire the lock.
|
||||
return false;
|
||||
}
|
||||
|
||||
try {
|
||||
fs.writeFileSync(this._blobFilename, blobToStore);
|
||||
fs.writeFileSync(this._mapFilename, mapToStore);
|
||||
} catch (error) {
|
||||
throw error;
|
||||
} finally {
|
||||
fs.unlinkSync(this._lockFilename);
|
||||
}
|
||||
|
||||
return true;
|
||||
}
|
||||
|
||||
_load() {
|
||||
try {
|
||||
this._storedBlob = fs.readFileSync(this._blobFilename);
|
||||
this._storedMap = JSON.parse(fs.readFileSync(this._mapFilename));
|
||||
} catch (e) {
|
||||
this._storedBlob = Buffer.alloc(0);
|
||||
this._storedMap = {};
|
||||
}
|
||||
this._dirty = false;
|
||||
this._memoryBlobs = {};
|
||||
this._invalidationKeys = {};
|
||||
}
|
||||
|
||||
_getDump() {
|
||||
const buffers = [];
|
||||
const newMap = {};
|
||||
let offset = 0;
|
||||
|
||||
function push(key, invalidationKey, buffer) {
|
||||
buffers.push(buffer);
|
||||
newMap[key] = [invalidationKey, offset, offset + buffer.length];
|
||||
offset += buffer.length;
|
||||
}
|
||||
|
||||
for (const key of Object.keys(this._memoryBlobs)) {
|
||||
const buffer = this._memoryBlobs[key];
|
||||
const invalidationKey = this._invalidationKeys[key];
|
||||
push(key, invalidationKey, buffer);
|
||||
}
|
||||
|
||||
for (const key of Object.keys(this._storedMap)) {
|
||||
if (hasOwnProperty.call(newMap, key)) continue;
|
||||
const mapping = this._storedMap[key];
|
||||
const buffer = this._storedBlob.slice(mapping[1], mapping[2]);
|
||||
push(key, mapping[0], buffer);
|
||||
}
|
||||
|
||||
return [buffers, newMap];
|
||||
}
|
||||
}
|
||||
|
||||
//------------------------------------------------------------------------------
|
||||
// NativeCompileCache
|
||||
//------------------------------------------------------------------------------
|
||||
|
||||
class NativeCompileCache {
|
||||
constructor() {
|
||||
this._cacheStore = null;
|
||||
this._previousModuleCompile = null;
|
||||
}
|
||||
|
||||
setCacheStore(cacheStore) {
|
||||
this._cacheStore = cacheStore;
|
||||
}
|
||||
|
||||
install() {
|
||||
const self = this;
|
||||
this._previousModuleCompile = Module.prototype._compile;
|
||||
Module.prototype._compile = function(content, filename) {
|
||||
const mod = this;
|
||||
function require(id) {
|
||||
return mod.require(id);
|
||||
}
|
||||
require.resolve = function(request) {
|
||||
return Module._resolveFilename(request, mod);
|
||||
};
|
||||
require.main = process.mainModule;
|
||||
|
||||
// Enable support to add extra extension types
|
||||
require.extensions = Module._extensions;
|
||||
require.cache = Module._cache;
|
||||
|
||||
const dirname = path.dirname(filename);
|
||||
|
||||
const compiledWrapper = self._moduleCompile(filename, content);
|
||||
|
||||
// We skip the debugger setup because by the time we run, node has already
|
||||
// done that itself.
|
||||
|
||||
const args = [mod.exports, require, mod, filename, dirname, process, global];
|
||||
return compiledWrapper.apply(mod.exports, args);
|
||||
};
|
||||
}
|
||||
|
||||
uninstall() {
|
||||
Module.prototype._compile = this._previousModuleCompile;
|
||||
}
|
||||
|
||||
_moduleCompile(filename, content) {
|
||||
// https://github.com/nodejs/node/blob/v7.5.0/lib/module.js#L511
|
||||
|
||||
// Remove shebang
|
||||
var contLen = content.length;
|
||||
if (contLen >= 2) {
|
||||
if (content.charCodeAt(0) === 35/*#*/ &&
|
||||
content.charCodeAt(1) === 33/*!*/) {
|
||||
if (contLen === 2) {
|
||||
// Exact match
|
||||
content = '';
|
||||
} else {
|
||||
// Find end of shebang line and slice it off
|
||||
var i = 2;
|
||||
for (; i < contLen; ++i) {
|
||||
var code = content.charCodeAt(i);
|
||||
if (code === 10/*\n*/ || code === 13/*\r*/) break;
|
||||
}
|
||||
if (i === contLen) {
|
||||
content = '';
|
||||
} else {
|
||||
// Note that this actually includes the newline character(s) in the
|
||||
// new output. This duplicates the behavior of the regular
|
||||
// expression that was previously used to replace the shebang line
|
||||
content = content.slice(i);
|
||||
}
|
||||
}
|
||||
}
|
||||
}
|
||||
|
||||
// create wrapper function
|
||||
var wrapper = Module.wrap(content);
|
||||
|
||||
var invalidationKey = crypto
|
||||
.createHash('sha1')
|
||||
.update(content, 'utf8')
|
||||
.digest('hex');
|
||||
|
||||
var buffer = this._cacheStore.get(filename, invalidationKey);
|
||||
|
||||
var script = new vm.Script(wrapper, {
|
||||
filename: filename,
|
||||
lineOffset: 0,
|
||||
displayErrors: true,
|
||||
cachedData: buffer,
|
||||
produceCachedData: true,
|
||||
});
|
||||
|
||||
if (script.cachedDataProduced) {
|
||||
this._cacheStore.set(filename, invalidationKey, script.cachedData);
|
||||
} else if (script.cachedDataRejected) {
|
||||
this._cacheStore.delete(filename);
|
||||
}
|
||||
|
||||
var compiledWrapper = script.runInThisContext({
|
||||
filename: filename,
|
||||
lineOffset: 0,
|
||||
columnOffset: 0,
|
||||
displayErrors: true,
|
||||
});
|
||||
|
||||
return compiledWrapper;
|
||||
}
|
||||
}
|
||||
|
||||
//------------------------------------------------------------------------------
|
||||
// utilities
|
||||
//
|
||||
// https://github.com/substack/node-mkdirp/blob/f2003bb/index.js#L55-L98
|
||||
// https://github.com/zertosh/slash-escape/blob/e7ebb99/slash-escape.js
|
||||
//------------------------------------------------------------------------------
|
||||
|
||||
function mkdirpSync(p_) {
|
||||
_mkdirpSync(path.resolve(p_), parseInt('0777', 8) & ~process.umask());
|
||||
}
|
||||
|
||||
function _mkdirpSync(p, mode) {
|
||||
try {
|
||||
fs.mkdirSync(p, mode);
|
||||
} catch (err0) {
|
||||
if (err0.code === 'ENOENT') {
|
||||
_mkdirpSync(path.dirname(p));
|
||||
_mkdirpSync(p);
|
||||
} else {
|
||||
try {
|
||||
const stat = fs.statSync(p);
|
||||
if (!stat.isDirectory()) { throw err0; }
|
||||
} catch (err1) {
|
||||
throw err0;
|
||||
}
|
||||
}
|
||||
}
|
||||
}
|
||||
|
||||
function slashEscape(str) {
|
||||
const ESCAPE_LOOKUP = {
|
||||
'\\': 'zB',
|
||||
':': 'zC',
|
||||
'/': 'zS',
|
||||
'\x00': 'z0',
|
||||
'z': 'zZ',
|
||||
};
|
||||
return str.replace(/[\\:\/\x00z]/g, match => (ESCAPE_LOOKUP[match]));
|
||||
}
|
||||
|
||||
function supportsCachedData() {
|
||||
const script = new vm.Script('""', {produceCachedData: true});
|
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? process.versions.v8
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: typeof process.versions.chakracore === 'string'
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? 'chakracore-' + process.versions.chakracore
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: 'node-' + process.version;
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const cacheDir = path.join(os.tmpdir(), dirname, version);
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// `module.parent.filename` is undefined or null when:
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// * node -e 'require("v8-compile-cache")'
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// * node -r 'v8-compile-cache'
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? module.parent.filename
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blobStore.save();
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nativeCompileCache.uninstall();
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FileSystemBlobStore,
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NativeCompileCache,
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mkdirpSync,
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slashEscape,
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supportsCachedData,
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getCacheDir,
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getParentName,
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"yarnpkg": "bin/yarn.js"
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"bugs": {
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"url": "https://github.com/yarnpkg/yarn/issues"
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"bundleDependencies": false,
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"config": {
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"commitizen": {
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"path": "./node_modules/cz-conventional-changelog"
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"deprecated": false,
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"description": "📦🐈 Fast, reliable, and secure dependency management.",
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"engines": {
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"node": ">=4.0.0"
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"homepage": "https://github.com/yarnpkg/yarn#readme",
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"installationMethod": "tar",
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"license": "BSD-2-Clause",
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"name": "yarn",
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"type": "git",
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// This file is a bit weird, so let me explain with some context: we're working
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// to implement a tool called "Corepack" in Node. This tool will allow us to
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// provide a Yarn shim to everyone using Node, meaning that they won't need to
|
||||
// run `npm install -g yarn`.
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||||
//
|
||||
// Still, we don't want to break the experience of people that already use `npm
|
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// install -g yarn`! And one annoying thing with npm is that they install their
|
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// binaries directly inside the Node bin/ folder. And Because of this, they
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// refuse to overwrite binaries when they detect they don't belong to npm. Which
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// means that, since the "yarn" Corepack symlink belongs to Corepack and not npm,
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// running `npm install -g yarn` would crash by refusing to override the binary :/
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//
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||||
// And thus we have this preinstall script, which checks whether Yarn is being
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// installed as a global binary, and remove the existing symlink if it detects
|
||||
// it belongs to Corepack. Since preinstall scripts run, in npm, before the global
|
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// symlink is created, we bypass this way the ownership check.
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//
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// More info:
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||||
// https://github.com/arcanis/pmm/issues/6
|
||||
|
||||
if (process.env.npm_config_global) {
|
||||
var cp = require('child_process');
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var fs = require('fs');
|
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var path = require('path');
|
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try {
|
||||
var targetPath = cp.execFileSync(process.execPath, [process.env.npm_execpath, 'bin', '-g'], {
|
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encoding: 'utf8',
|
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stdio: ['ignore', undefined, 'ignore'],
|
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}).replace(/\n/g, '');
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||||
var manifest = require('./package.json');
|
||||
var binNames = typeof manifest.bin === 'string'
|
||||
? [manifest.name.replace(/^@[^\/]+\//, '')]
|
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: typeof manifest.bin === 'object' && manifest.bin !== null
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? Object.keys(manifest.bin)
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: [];
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|
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binNames.forEach(function (binName) {
|
||||
var binPath = path.join(targetPath, binName);
|
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|
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var binTarget;
|
||||
try {
|
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binTarget = fs.readlinkSync(binPath);
|
||||
} catch (err) {
|
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return;
|
||||
}
|
||||
|
||||
if (binTarget.startsWith('../lib/node_modules/corepack/')) {
|
||||
try {
|
||||
fs.unlinkSync(binPath);
|
||||
} catch (err) {
|
||||
return;
|
||||
}
|
||||
}
|
||||
});
|
||||
} catch (err) {
|
||||
// ignore errors
|
||||
}
|
||||
}
|
||||
|
|
@ -1,113 +0,0 @@
|
|||
<!DOCTYPE html>
|
||||
<html lang="en">
|
||||
<head>
|
||||
<title>grassroots-pelican - 100+ new Blockchain Wallets in One Day – Fighting Rural Food Insecurity</title>
|
||||
<meta charset="utf-8"/>
|
||||
<meta name="ida" content="Pelican"/>
|
||||
<meta name="viewport" content="width=device-width, initial-scale=1.0">
|
||||
|
||||
<link href="./theme/bootstrap-5.0.2-dist/css/bootstrap.css" rel="stylesheet">
|
||||
<link rel="stylesheet" href="https://use.fontawesome.com/releases/v5.13.0/css/all.css"
|
||||
href="https://use.fontawesome.com/releases/v5.13.0/css/all.css" crossorigin="anonymous">
|
||||
<link rel="preconnect" href="https://fonts.gstatic.com">
|
||||
<link href="https://fonts.googleapis.com/css2?family=Nanum+Gothic&display=swap" rel="stylesheet">
|
||||
<link rel="stylesheet" type="text/css" href="./theme/css/style.css">
|
||||
<script src="https://cdnjs.cloudflare.com/ajax/libs/jquery/3.2.1/jquery.min.js" integrity="sha512-3P8rXCuGJdNZOnUx/03c1jOTnMn3rP63nBip5gOP2qmUh5YAdVAvFZ1E+QLZZbC1rtMrQb+mah3AfYW11RUrWA==" crossorigin="anonymous" referrerpolicy="no-referrer"></script>
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||||
<script src="https://use.fontawesome.com/5932321f98.js"></script>
|
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|
||||
|
||||
|
||||
<link rel="stylesheet" type="text/css" href="./theme/css/article-styles.css">
|
||||
|
||||
|
||||
|
||||
</head>
|
||||
|
||||
<body id="base-index" class="base-home">
|
||||
<nav class="navbar navbar-expand-lg navbar-light bg-light">
|
||||
<div class="container-fluid">
|
||||
<a class="navbar-brand" href=".">
|
||||
<img id="nav-logo" src="./theme/images/ge-logo-resizeimage.png" alt="logo">
|
||||
</a>
|
||||
<button class="navbar-toggler" type="button" data-bs-toggle="collapse" data-bs-target="#navbarSupportedContent"
|
||||
aria-controls="navbarSupportedContent" aria-expanded="false" aria-label="Toggle navigation">
|
||||
<span class="navbar-toggler-icon"></span>
|
||||
</button>
|
||||
<div class="collapse navbar-collapse" id="navbarSupportedContent">
|
||||
<ul class="navbar-nav me-auto mb-2 mb-lg-0">
|
||||
<li class="nav-item" ><a class="nav-link" href="./">Home</a></li>
|
||||
<li class="nav-item" ><a class="nav-link" href="./pages/mooc.html">MOOC</a></li>
|
||||
<li class="nav-item" ><a class="nav-link" href="./pages/contact-us.html">Contact us</a></li>
|
||||
<li class="nav-item" ><a class="nav-link" href="./pages/about-us.html">About us</a></li>
|
||||
<li class="nav-item" ><a class="nav-link" href="./pages/how-it-works.html">How It Works</a></li>
|
||||
<li class="nav-item" ><a class="nav-link" href="./pages/food-forests.html">Food Forests</a></li>
|
||||
<li class="nav-item" ><a class="nav-link" href="./pages/sarafu-network.html">Sarafu Network</a></li>
|
||||
<li class="nav-item" ><a class="nav-link" href="./pages/research.html">Research</a></li>
|
||||
<li class="nav-item" ><a class="nav-link" href="./pages/get-involved.html">Get Involved</a></li>
|
||||
<li class="nav-item" ><a class="nav-link" href="./pages/media.html">Media</a></li>
|
||||
<li class="nav-item" ><a class="nav-link" href="./pages/dashboard.html">Dashboard</a></li>
|
||||
<li class="nav-item" ><a class="nav-link"
|
||||
href="./category/blog.html">blog</a></li>
|
||||
|
||||
</ul>
|
||||
</div>
|
||||
</div>
|
||||
</nav>
|
||||
|
||||
<div class="container article-container">
|
||||
<section id="article-content">
|
||||
<header>
|
||||
<h2 class="article-entry-title">
|
||||
<a href="./100-new.html" rel="bookmark"
|
||||
title="Permalink to 100+ new Blockchain Wallets in One Day – Fighting Rural Food Insecurity">100+ new Blockchain Wallets in One Day – Fighting Rural Food Insecurity</a>
|
||||
</h2>
|
||||
</header>
|
||||
<footer class="post-info">
|
||||
<time class="published" datetime="2019-04-10T00:00:00+03:00">
|
||||
Wed 10 April 2019
|
||||
</time>
|
||||
<address class="vcard-author">
|
||||
By <a class="url fn" href="./author/will-ruddick.html">Will Ruddick</a>
|
||||
</address>
|
||||
<!-- -->
|
||||
<!-- <div class="category">-->
|
||||
<!-- Category: <a href="./category/blog.html">blog</a>-->
|
||||
<!-- </div>-->
|
||||
<!-- -->
|
||||
</footer><br>
|
||||
<!-- /.post-info -->
|
||||
<div class="article-entry-content">
|
||||
<img alt="" src="images/blog/100-new1.webp" />
|
||||
<p>Rural communities are adopting blockchain based community currencies at an astounding pace! 100+ new users in one day represents nearly half the heads of households in one village. Women are the main users and have been leading their communities in using the blockchain as much as 4 times a day for their basic needs – water, food, school and fuel. With nearly 2,000 blockchain wallets created in underserved communities so far in Kenya and over 11,000 transactions using feature phones with no internet - the excitement is tangible. <strong>Something very fundamental about these economies is starting to change.</strong></p>
|
||||
<p>The Miyani community, categorized as food insecure for over 10 years has had every development intervention thrown at it by dozens of NGOs including WFP and Red Cross. A group of farmers in Miyani began developing methodology and using Community Currencies in late 2018 and have grown their network to cover their entire village (showing tremendous change to food consumption and collective work for food security) and have spread into all their neighboring villages.</p>
|
||||
<p>So far 2 new Community Currencies have started in the nearby regional markets of Mnyenzeni and Mkayeni and as more and more communities adopt these currencies local groups will be able to create their own – creating a decentralized economic network. This is enabling people to trade their goods and services even when there is no National Currency. Farmers are able to get community support for preparing their lands for rains and women are able to send their kids to school and support one another without scarce Kenyan Shillings.</p>
|
||||
<img alt="" src="images/blog/100-new42.webp" />
|
||||
<p>In the past, traditional aid organizations and development programs have failed to address the fundamental problems plaguing the economic infrastructure of marginalized communities across the world. Pumping typical aid into these economies often exacerbates unsustainable food systems and market dynamics by reinforcing the existing economic structure. The bulk of the aid flows out of the community too quickly to provide lasting impact and key resources & community members remain largely underutilized.</p>
|
||||
<p>These communities have developed a scalable solution based on blockchain enabled community currencies which has been shown to incentivize resilient local markets and promote regional food security. <strong>We are proud to be part of this story and are excited to see where these indigenous solutions lead us!</strong></p>
|
||||
<blockquote>
|
||||
<a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/foodsecuity">#foodsecuity</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/development">#development</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/communitycurrencies">#communitycurrencies</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/aid">#aid</a></blockquote>
|
||||
|
||||
</div>
|
||||
</section>
|
||||
</div>
|
||||
<div class="row">
|
||||
<div class="col-lg-12 base-footer">
|
||||
<a href="https://wa.me/254757628885">
|
||||
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|
||||
</a>
|
||||
<a href="https://www.facebook.com/grassrootseconomicsfoundation/">
|
||||
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|
||||
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|
||||
<a href="https://twitter.com/grassecon?lang=en">
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||||
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|
||||
</a>
|
||||
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|
||||
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|
||||
</a>
|
||||
<a id="terms-conditions" href="./pages/terms-and-conditions.html">TERMS AND CONDITIONS</a>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<script src="./theme/bootstrap-5.0.2-dist/js/bootstrap.js"></script>
|
||||
</body>
|
||||
</html>
|
||||
|
|
@ -1,112 +0,0 @@
|
|||
<!DOCTYPE html>
|
||||
<html lang="en">
|
||||
<head>
|
||||
<title>grassroots-pelican - 2019 Data Release - 92k Kenyan blockchain translations</title>
|
||||
<meta charset="utf-8"/>
|
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<meta name="ida" content="Pelican"/>
|
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||||
<link href="./theme/bootstrap-5.0.2-dist/css/bootstrap.css" rel="stylesheet">
|
||||
<link rel="stylesheet" href="https://use.fontawesome.com/releases/v5.13.0/css/all.css"
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||||
href="https://use.fontawesome.com/releases/v5.13.0/css/all.css" crossorigin="anonymous">
|
||||
<link rel="preconnect" href="https://fonts.gstatic.com">
|
||||
<link href="https://fonts.googleapis.com/css2?family=Nanum+Gothic&display=swap" rel="stylesheet">
|
||||
<link rel="stylesheet" type="text/css" href="./theme/css/style.css">
|
||||
<script src="https://cdnjs.cloudflare.com/ajax/libs/jquery/3.2.1/jquery.min.js" integrity="sha512-3P8rXCuGJdNZOnUx/03c1jOTnMn3rP63nBip5gOP2qmUh5YAdVAvFZ1E+QLZZbC1rtMrQb+mah3AfYW11RUrWA==" crossorigin="anonymous" referrerpolicy="no-referrer"></script>
|
||||
<script src="https://use.fontawesome.com/5932321f98.js"></script>
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||||
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||||
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||||
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||||
<link rel="stylesheet" type="text/css" href="./theme/css/article-styles.css">
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<body id="base-index" class="base-home">
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||||
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||||
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||||
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</a>
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aria-controls="navbarSupportedContent" aria-expanded="false" aria-label="Toggle navigation">
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|
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|
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<li class="nav-item" ><a class="nav-link" href="./pages/research.html">Research</a></li>
|
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<div class="container article-container">
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|
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<h2 class="article-entry-title">
|
||||
<a href="./2019-data.html" rel="bookmark"
|
||||
title="Permalink to 2019 Data Release - 92k Kenyan blockchain translations">2019 Data Release - 92k Kenyan blockchain translations</a>
|
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</h2>
|
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</header>
|
||||
<footer class="post-info">
|
||||
<time class="published" datetime="2020-01-03T00:00:00+03:00">
|
||||
Fri 03 January 2020
|
||||
</time>
|
||||
<address class="vcard-author">
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<p>With every transaction being logged anonymously on a public <a class="reference external" href="http://blockscout.com/poa/core/">blockchain</a> we have unprecedented insight into what living below the poverty line means in rural and urban Kenya.</p>
|
||||
<p>All the anonymous data from 2019 is freely available on <a class="reference external" href="http://github.com/GrassrootsEconomics/TransactionDatasets">github</a> : with 92,223 transactions of 7,630 users. Pulling out what represents distribution and redemption of community currencies we are left with roughly 168,000 USD of trade between Sarafu users. The voucher redemption cost was a total of 12,000 USD of Sarafu purchased from local hubs and savings groups by donors and then re-injected into the system. We've been blessed with all walks of researchers this year from anthropology, network science, economics and more - if you know someone interested in helping with research please let them know about this dataset!</p>
|
||||
<p><strong>What does this mean?</strong></p>
|
||||
<p>7,630 people living below the poverty line were each given 400 digital vouchers (~$4 USD) with a variable exchange rate to Kenyan Shillings. With little training - generally word of mouth - all kinds of people used these vouchers as a medium of exchange. Backstopping this trade was savings groups (generally 25 women) who would collect the vouchers as part of their own savings and loan repayment schemes and could cash out a limited supply 50% of their voucher balances per month. This financial guarantee was enough to give the surrounding markets confidence (building a social guarantee) and trade over 5x the entire amount of Sarafu in circulation.</p>
|
||||
<p>Giving cash is often more direct and more effective than other types of aid. But with Community Inclusion Currencies like Sarafu we <a class="reference external" href="http://www.grassrootseconomics.org/single-post/Enabling-Leverage">leverage</a> limited cash donations into variable rate vouchers. Farmers, teachers, fishermen and so on are accepting being paid in Sarafu (which is actually broken into 12 different community specific currencies), not because they would prefer it over Kenyan shillings but rather because there aren't enough Kenyan shillings to go around. Communities are using Sarafu to fill the gap and support each other</p>
|
||||
<p>That's not all - in 2019 Grassroots Economics provided phone support and training across Kenya and began planning with Red Cross on disseminating this training to other marginalized areas such in Ethiopia, Zimbabwe and Malawi. We also began working with <a class="reference external" href="http://sempo.ai">sempo.ai</a> on building an open source platform for Community Inclusion Currencies which can be used by anyone.</p>
|
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<p><a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/data">#data</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/sataset">#sataset</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/research">#research</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/transactiondata">#transactiondata</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/blockchain">#blockchain</a></p>
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<h2>Brief Historical Overview</h2>
|
||||
<p>Starting in 2010 Grassroots Economics worked with local communities to issue vouchers aka Community Currencies (CCs) as a medium of exchange with the belief that CCs could enable communities to develop a source of local credit based on productive capacity and local values, while creating a monetary system better suited to eradicate poverty and the multiple indicators of deprivation targeted by the UN’s Sustainable Development Goals. After working with over a dozen communities by 2018 we began to support communities in digitizing their CCs.</p>
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<h2>2020 Survival Mode</h2>
|
||||
<p>Starting in 2020 we embarked on the huge task of developing, refining and modularizing <a class="reference external" href="https://gitlab.com/grassrootseconomics/cic-docs">open source</a> infrastructure that would enable communities to issue and manage their own Community Inclusion Currencies (CICs). CICs are blockchain contracts that enable a community to issue a digital voucher against claims of future production and create a possibility of conversion between that voucher to other similar vouchers.</p>
|
||||
<img alt="" src="images/blog/2020-kenyan51.webp" />
|
||||
<p>With support from DOEN.nl, Innovation Norway and the Red Cross we grew our Kenyan support teams to 12 and our software development team to 5 people. While our teams have worked all year on supporting existing users and developing these systems (to be launched in January), all the existing CCs over the years were replaced with a single Basic Income token called Sarafu as a stop-gap while we continued technology development.</p>
|
||||
<p>Due to <a class="reference external" href="https://www.grassrootseconomics.org/post/covid-19-cic-response-500x">COVID and Red Cross involvement</a> the usage of Sarafu bloomed from around 1,000 users to reach over 41,700 users and 263 Million Sarafu (roughly 2.5 Million USD equivalent) have traded hands in over 335,000 transactions between users with feature phones (no internet). Sarafu is issued to new users and also recollected as a holding fee each month and redistributed to users. The total supply was based on population projections in targeted areas and has been as a bootstrapping mechanism for introducing the concept of community currency. In 2021 communities will be creating again their own CICs and can choose to use Sarafu as a way to connect their CICs to others. Note that Sarafu and CIC circulation data is anonymous and used to target humanitarian support such as cash transfer programs. Read more about <a class="reference external" href="https://www.grassrootseconomics.org/sarafu-network">Sarafu Network</a> and check out the <a class="reference external" href="https://dashboard.sarafu.network/">data dashboard</a> and research <a class="reference external" href="https://www.grassrootseconomics.org/research">here</a>.</p>
|
||||
<img alt="" src="images/blog/2020-kenyan88.webp" />
|
||||
<p>Using CCs to support the development and maintenance of communal farms has been one of the core concepts of our work since we started implementing in rural areas in 2014 – where the CC is a promise against future production of the farm and can be used to buy food after each harvest. In 2020 we began integrating Syntropic Agroforestry into demo farms which utilizes, bio-intensive mixed-crop planting, mulching on-site, and successional growth and rotations. These techniques have enabled us enter traditional maize farms and convert them into regenerative agriculture plots. These farms aka Food Forests create productive capacity and a foundation for resilient food systems. The CCs help organize the labor and care for these communal structures.</p>
|
||||
<p>Overall 2020 has taught us that a free medium of exchange that can be used in vulnerable communities is extremely important especially during times of crisis. ... 2020 We're glad it's over!</p>
|
||||
<p>2021 Goals</p>
|
||||
<p>We’re extremely excited about using CICs for developing support networks for vulnerable communities and households, and especially food systems. With hardened software and materials, we’ll be able more and more to support other organizations to develop, copy and use the CIC infrastructure. A few more goals are shown below:</p>
|
||||
<blockquote>
|
||||
<ul class="simple">
|
||||
<li>Develop Training Materials</li>
|
||||
<li>Support Food Forest creation</li>
|
||||
<li>Enable communities to create their own interconnected tokens (January) (no connection to Kenyan Shillings)</li>
|
||||
<li>Develop web-based non-custodial systems (wallets and token creation interfaces)</li>
|
||||
<li>Develop the blockchain contracts for the Sarafu token to act as a type of UBI / Dividend</li>
|
||||
<li>Document and enable more interoperability with other protocols, APIs chat bots, market places</li>
|
||||
<li>Develop Voting systems for governance and tax redistribution</li>
|
||||
<li>Develop Standard Operating Procedures for humanitarian organizations.</li>
|
||||
<li>Develop different reserve pools (network tokens (Sarafu), stable tokens, carbon credits).</li>
|
||||
<li>Develop parametric triggers for aid injection</li>
|
||||
<li>Develop an SDG Impact Index related to CIC transaction data (categories, gender .. )</li>
|
||||
</ul>
|
||||
</blockquote>
|
||||
<p>Keep reading for the brave techies:</p>
|
||||
<img alt="" src="images/blog/2020-kenyan145.webp" />
|
||||
<p>The open-source infrastructure allows for both custodial and non-custodial systems where users can define and write contracts (which act as programmable currencies) onto a blockchain - such as <a class="reference external" href="http://bloxberg.org">bloxberg.org</a> - and enable those currencies to interact with each other.</p>
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Tue 11 May 2021
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<h2>Transitions</h2>
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<p>Below is a summary for the entire country since 2020 till May 2021. At the end of 2019 we were forced off our old digital platform and onto a temporary one where we could only make one digital currency (Sarafu). We also started air-dropping this currency to anyone with a sim card in Kenya while trying all kinds of ways to connect Sarafu to humanitarian work. We grew from a few thousands users to over 50,000 and have seen roughly 3 Million USD worth of trade between users for basic needs - recorded in nearly 400,000 blockchain transactions. While the system has grown we've strive to return to the community based foundations we came from guided by a new director <a class="reference external" href="https://www.grassrootseconomics.org/post/grassroots-economics-has-a-new-director-shaila-agha">Shalia Agha.</a>.</p>
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<h2>Back to Basics</h2>
|
||||
<p>After over a year of sitting in this technical road stop (with only one currency) - all I can say is how much I miss creating community currencies one village at a time! Hopefully this month we will release a fully open source and modular version of our software and by the middle of the year be able to facilitate communities to develop their own community currencies again. The <a class="reference external" href="https://docs.google.com/document/d/1KdHyAoVwuookcb2ZZgoNiXBUkKSWQJO9ENQjvkF6luc/edit?usp=sharing">application process</a> for creating a CIC we've been working on together with community groups, takes some of our current learning and applies them to our older pre-2020 - programs. The basic idea of for a CIC to be a producer credit - or voucher for the goods and services of a well defined group and for that group to define how they will use these credits in community projects.</p>
|
||||
</div>
|
||||
<div class="section" id="foundations-in-regeneration">
|
||||
<h2>Foundations in Regeneration</h2>
|
||||
<p>2020 was also the year of <a class="reference external" href="https://www.grassrootseconomics.org/post/regenerative-mustard-seeds">Syntropic Agroforestry</a> - where community groups use it as a basis for their local groups would pool together their Sarafu and use it for maintenance and farm inputs, and after circulation in the community for school fees, haircuts, church tithing, etc. ... people can use it again for food from communal farms. This has grown out to 50 acres of such farming! These types of programs that anchor community currency to communal structures we hope to see grow more and more.</p>
|
||||
</div>
|
||||
<div class="section" id="humanitarian-focus">
|
||||
<h2>Humanitarian Focus</h2>
|
||||
<p>The Red Cross has just about completed a second pilot of CICs in informal settlements as part of COVID relief and resilience work. GIZ in Cameroon are working on their own CICs and we continue to consult many formal and informal groups on how to setup their own CICs digitally or with paper vouchers. Rather than connecting CICs to cash exchange, which creates an incentive to save them, connecting them to vulnerable assistance community asset development has remained the best practice.</p>
|
||||
</div>
|
||||
<div class="section" id="data">
|
||||
<h2>Data</h2>
|
||||
<p>Below is a summary for the entire country since 2020 based on <a class="reference external" href="http://grassrootseconomics.org/research">research data</a>:</p>
|
||||
<img alt="" src="images/blog/2021-mid1.webp" />
|
||||
<p>Note that while 1 Sarafu is socially pegged to 1 Kenyan Shilling. The actual value of Sarafu compared to the Kenyan shilling will vary based on the user.</p>
|
||||
<img alt="" src="images/blog/2021-mid82.webp" />
|
||||
<p>The above graphic shows COVID starting in April 2020 with increased Sarafu usage, eventually ebbing off by October 2020 - leading toward a more steady state by January 2021. While registrations continue to grow currently via airdropping Sarafu- without strong community anchors that growth isn't sustainable.</p>
|
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</div>
|
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<div class="section" id="kisauni">
|
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<h2>Kisauni</h2>
|
||||
<p>Zooming in on <a class="reference external" href="https://www.grassrootseconomics.org/post/red-cross-and-kisauni-community-currency">Kisauni which started with Red Cross volunteers</a> early 2021</p>
|
||||
<img alt="" src="images/blog/2021-mid112.webp" />
|
||||
<img alt="" src="images/blog/2021-mid123.webp" />
|
||||
<p>Note. Ignore the last data point for the morning the data was sampled.</p>
|
||||
<p>Working in Kisauni started with the Kenyan Red Cross Cash Transfer Program (CTP)team going through and identifying the vulnerable households along with local leaders and community health volunteers. These 1,500 vulnerable householders were given cash transfers monthly while also being enrolled in CIC (Sarafu) along with their neighbors. Overall over 5,000 people in Kisauni joined the network and have traded basic needs with among each other over 13,000 times over roughly 4 months. These users are currently forming community groups that will support the program long term and also being supported by local industry partners. This is an example of airdropping 100 Sarafu onto vulnerable people in COVID crisis and working with them to form groups. 1,500 vulnerable households received cash aid (with no connection to Sarafu at all) . This cash aid helps but doesn't stay circulating in the community like CIC does. The, over 5000, users in the area form a resilient trade network that is growing daily and will continue supporting the vulnerable long term.</p>
|
||||
<img alt="" src="images/blog/2021-mid144.webp" />
|
||||
<p>Above are the 1,396 CTP users that signed up for CIC so far and how much Sarafu they have spent in various categories. CIC seems to be helping them longer term than we would expect the cash transfer to and it is connecting them into a larger community of support and stable markets.</p>
|
||||
<p>Despite many doubts, this trial of running a cash transfer program in parallel with airdropped CIC has created significant impacts and continues to grow through the adoption of local stakeholders and community groups.</p>
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<time class="published" datetime="2019-01-23T00:00:00+03:00">
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Wed 23 January 2019
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<address class="vcard-author">
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<p>In our journey over the last few months building tools for community currencies on the blockchain to support healthy economies, a network of 550 mothers, teachers, clinics, shop keepers and more have reached 2,614 trades among themselves to support each other while living below the poverty line. Over 10,900 USD worth of goods and services have been traded so far representing a significant increase to local trade at a time when Kenyan Shillings are scarce.</p>
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<img alt="" src="images/blog/2614-blockchain32.webp" />
|
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<p>550 users is a relatively small number of businesses, so far, piloting the currencies. As the networks grow we expect to seem much more trade as the year progresses and these networks fill out. Fundamentally this community currency trade shows that the existing fiat based economy only enables a small fraction of the full capacity of people.</p>
|
||||
<p>Of these transactions we see primarily food being traded. This is only the very beginning, as more and more schools and clinics as well as environmental organizations enroll we expect to see these proportions change. This data is updated live for every single blockchain transaction on <a class="reference external" href="http://www.sarafu.cc">http://www.sarafu.cc</a></p>
|
||||
<p>Our formula, <em>so far</em> ,for Blockchain Based Community Currencies:</p>
|
||||
<ul class="simple">
|
||||
<li>Bancor Protocol built into the smart contracts enables each community currency to be connected to each other</li>
|
||||
<li>The POA blockchain allows us to to cheaply and quickly write transactions to the blockchain</li>
|
||||
<li>The <a class="reference external" href="http://africastalking.com/">USSD systems via Africastalking</a> allow us to make these tokens available to a huge population without smart phones or internet</li>
|
||||
<li>Creating an initial supply of tokens relative to the population's daily consumption of food and airdropping it into micro and small businesses, schools and clinics that back the token's value.</li>
|
||||
<li>Demurrage or negative interest rates - where if a user is not using their tokens for a period of time a percentage of their balance is automatically sent to a community fund - which redistributes the tokens as a basic income and supports community programs</li>
|
||||
<li>Community ambassadors that train and enroll community members and braid them together into trading networks.</li>
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</ul>
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<p>As we learn from community usage of these tools - we update and improve these systems and hope all best practices we gather are useful for other organizations and communities seeking to develop healthy economies. Please contact us if you would like to share your experiences, help or know more.</p>
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<time class="published" datetime="2019-02-10T00:00:00+03:00">
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<p><em>This is a story I often tell to being to discuss what money is and what it could be. It is derived from a German tale.</em>
|
||||
<a class="reference external" href="http://www.denkmal-film.de/inwhatwetrust/">German tale</a></p>
|
||||
<p>One day a Mama Songa, a woman selling vegetables, is packing up her unsold tomatoes and finds that someone has placed a <em>300 Bob (Bob is the short form for ‘Shillings’ in Kenya) note.</em> She has never seen such a note, but it looks legit. (There are only paper notes in denominations of 50,100,200,500,1000 in Kenya).</p>
|
||||
<p>She decides to take it to her child’s schools where she is late on fees. The headmaster looks at the 300 Bob note and is shocked but finally accepts it as he trusts that he could return it for tomatoes later. He doesn’t need tomatoes through, and instead uses it to purchase some flour for the school lunch.</p>
|
||||
<p>The flour shop owner then realizes he needs tomatoes for dinner the next day and visits Mama Songa to buy 300 Bob of tomatoes. Mama Songa is pleased to see the 300 Bob return to her and decides she should save some money in the bank.</p>
|
||||
<p>The banker takes one look at the money and rips in half and throws it in the dust bin.</p>
|
||||
<p>Mama Songa is shocked, “But that 300 Bob bought school fees, flour and tomatoes! It enabled 900 Bob of trade”.</p>
|
||||
<p>“That is not official money” the banker says in disgust.</p>
|
||||
<p>Mama Songa shakes her head and realizes that in the end she was at least able to pay for school fees and only lost some tomatoes that were going bad.</p>
|
||||
<blockquote>
|
||||
<p><em>I generally flavor this story with the various goods and services of the community I am working in and finally introduce the idea of a circulating voucher and ask the following questions?</em>
|
||||
<em>What if Mama Songa could create a voucher for her tomatoes that could also be accepted for school fees and flour? What would the rules need to be for printing and distributing such vouchers? How much trade could be unlocked with these in circulation?</em></p>
|
||||
<p><em>I often bring up the joke of the construction worker who didn’t finish his job and gives the excuse that he ran out of centimeters. If money, in the case of a circulating voucher, is just a record of who owes whom how much, then why should we ever have to run out? Perhaps the paper is expensive to print – enter digital vouchers and blockchain security.</em></p>
|
||||
<p><em>Finally, I revisit the story’s banker;</em></p>
|
||||
</blockquote>
|
||||
<p>Once Mama Songa leaves, the Banker grabs the two halves of the 300 Bob and uses some clear tape to stick them back together and walks over to go buy some flour.</p>
|
||||
<blockquote>
|
||||
<em>Where exactly do our shillings come from? What is money? What is official money?</em></blockquote>
|
||||
<p>What is wrong with our society if people don't send their kids to school or eat an evening meal because they are missing pieces of paper?</p>
|
||||
<blockquote>
|
||||
<em>What is wrong with our society if people don't send their kids to school or eat an evening meal because they are missing pieces of paper?</em></blockquote>
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<p><a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/justsostories">#justsostories</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/stories">#stories</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/story">#story</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/whatismoney">#whatismoney</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/voucher">#voucher</a></p>
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Wed 01 July 2015
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<p>Saturday, 27th June will remain a day to remember for various Business Networks in Kenya.</p>
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<p>A total of five Business Networks united by a Community Currency (CC) were represented at a single meeting in Mombasa, hosted by the Bangladesh Business Network. Community Currencies give business communities a way to create their own mutual-credit-clearing (barter exchange) system to build economic resilience and self-fund community development programs.</p>
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||||
<p>Present, were committee members of the existing community Currencies in Nairobi (Kangemi-Pesa, launched 3 months ago and Gatina-Pesa, launched 9 months ago) along with 2 of their volunteers; members of the committees about to launch new currencies in Nairobi (Lindi-Pesa) and Mombasa (Ng’ombeni-Pesa). And of course, the committee, volunteers and members of the Bangladesh Business Network from Mombasa (Bangla-Pesa, launched in 2013) and the founder of Grassroots Economics – GE (in charge of the implementation of the CC networks in Africa).</p>
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<p>The main objective of this meeting was to share ideas in an interactive setting and come up with ways to enhance trade in the existing businesses on a day-to-day basis. Faulu Kenya, a Micro-finance institution that offers a variety of financial solutions catering to both Retail and SME segments, was also in attendance to explain the terms and conditions of group and Chama loans. These loans would help small business owners within the GE networks expand their businesses. Other activities that took place during these meetings were entertainment from the Bangla-Pesa Volleyball team – a youth group that provides garbage collection services to the Bangladesh community - sponsored by the Bangla-Pesa community fund of Bangladesh Business Network. Members of the Gatina and Kangemi-Pesa also got a chance to be part of the planning meeting for the upcoming Ng’ombeni-Pesa launch which is set to take place in the month August.</p>
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<p>Sarafu-Credit users in five locations around Kenya have increased by over 83% since January 1st. Our Super Markets and Credit Clearing Offices in five locations are beginning to develop a strong local presence but it is our users that do the most to grow these networks by simply showing how much their trade is increasing. Below are some recent examples of Sarafu-Credit users in Nairobi and Mombasa:</p>
|
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<blockquote>
|
||||
<strong>Key Examples in Nairobi - by Daniel Mukosia our Nairobi Coordinator</strong></blockquote>
|
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<img alt="" src="images/blog/715-members54.webp" />
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||||
<p>Dickson Mutashe has been a member of Gatina Business Organization for the last two years. He owns a computer training center at 56 Kawangware. He says he has been using Sarafu-Credit and so far he has been able to buy goods and services from other members who offer different services from his, such as paying tuition for his children. He also offers web surfing, printing, photocopy and playing computer games. He also uses Sarafu-Credit as change to his regular customers who also use the Sarafu-Credit to purchase food stuff such as Mama Mboga. "The circulation of Sarafu-Credit has enabled me to get more customers and increase daily sales." - Dickson Mutashe</p>
|
||||
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|
||||
<p>Mary Akothe (Mama Mboga) located at Gatina Check point started using Sarafu-Credit early this year. She noticed Sarafu-Credit after realizing that the credit has enabled most of the businesses around her to be able to save the money. She has been actively trading with Sarafu-Credit and says "My business has been improving on a daily basis by increasing sales due to increase of daily customers who have been using Sarafu-Credit backing up the Kenyan shilling to purchase goods and services within the network." She has also been contributing towards chama savings and will be in a position to get loans to expand her business. She has been able to purchase more stock using Sarafu-Credit and this has enabled her business to grow and she is active in recruiting more and more members along her entire supply chain.</p>
|
||||
<blockquote>
|
||||
<strong>Key Examples in Mombasa - by Lydia Anyango our Mombasa Coordinator</strong></blockquote>
|
||||
<img alt="" src="images/blog/715-members95.webp" />
|
||||
<p>Kennedy Ongweko of Bangladesh community near Mombasa owns a kinyozi (barber shop) and he has many Sarafu-Credit customers. "I never used to have a lot of children customers but ever since I registered to be in the Business</p>
|
||||
<p>Network all the mamas in the market bring their children to my knyozi because I accept Sarafu-Credit," he says. In return Kennedy uses Sarafu-Credit to buy food from the market and also pays for repairs with it.</p>
|
||||
<p>Francisca Ayieko or ‘Teclar’ as known by many people in Bangladesh community as Teclar uses Sarafu-Credit on a daily basis to sell fresh water. A 20litre gallon of water goes for 5/= and she accepts the full value in 5 Sarafu-Credit (in the form of Bangla-Pesa). She was one of the first traders of BP starting in 2013 and has been active ever since. "Sarafu-Credit (Bangla-Pesa) has been of great help to me because I receive a lot of customers fetching my water," she says. "I also sell a lot of my fish. Sometimes I accept only Sarafu-Credit when one does not have the Kenya shillings at all instead of accepting debts that I have to wait to get repaid", she adds.</p>
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<time class="published" datetime="2014-06-12T00:00:00+03:00">
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<p>“Cash is the enemy of the poor,” wrote Rodger Voorhies, director of the Bill & Melinda Gates Foundation’s program aimed at improving financial services to the poor.</p>
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<p>While, I have a soft spot for technology - targeting cashas the enemy of the poor is sadly short sighted and self serving coming from the big money behind the Gates foundation.</p>
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<p>If all the poor in the world could suddenly switch to using debit cards, or mobile phone money transfer - would we really see a change to current level of inequality? Or would we just see a those who sell the services and hardware making a killing in profits? Turning that concept on 'developed' nations is equally ridiculous - Is cash the problem in Greece or Detroit causing economic devastation?</p>
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<p>Whatever the motives for pushing more and more tech solutions, the fundamental problem is definitely not cash, nor is it simply lack of cash - The problem is rooted in failing monetary system that gives private banks <a class="reference external" href="http://www.youtube.com/watch?v=04jV1zVROU8">the power to create money in-order to profit off peoples' debt</a> in-order to profit off peoples' debt. What this means on the ground in places like slums in Kenya, is that to get money to grow your business you have to go into debt - which is likely to land you in a lot of trouble at usurious interest rates. People that do end up raising above unstable markets and horrible conditions have little trouble at all accessing financial services for their money.</p>
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<p>Promoting savings is the icing on the cake - the financial services promoted by tech giants are really of one main variety, like M-Pesa, they offer money transfer services with middle men raking in huge profits. The financial service that no one seems interested in providing is currency issuance, not transfer. Mainly because it involves empowering communities and less profits rising up the pyramid.</p>
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<p>Articles <a class="reference external" href="http://www.humanosphere.org/social-business/2014/06/bitcoin-for-the-poor-a-no-cash-business-plan-for-the-next-billion/">like this one</a> tout Bitcoin for could work for the poor. Yet Bitcoin has shown the same flaw in <a class="reference external" href="http://www.washingtonpost.com/blogs/the-switch/wp/2014/03/03/forget-the-1-percent-in-the-bitcoin-world-half-the-wealth-belongs-to-the-0-1-percent/">mirroring the inequality of our current failing</a> system. Who gets to mine Bitcoins? Who gets to issue credit? Certainly not the poor - unless we change that.</p>
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<p>This key financial service can be provided to communities at little cost and doesn't need mobile technology.</p>
|
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<p>With minuscule cost to develop or implement - and zero cost to run and transact Bangla-Pesa, a community currency, has hundreds of 'poor' people trading more than 10,000 shillings of paper/cash Bangla-Pesa daily. This is a currency issued and back by a local community with their own goods and services. It isn't purchased. It isn't mined. It is issued and guaranteed by a local business network and starting to be adopted areas across Kenya.</p>
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<p>Perhaps down the road services like Bangla-Pesa could be offered via mobile phone (this really depends on the cost to users) - but the tech aspect is secondary to the innovation of giving communities the key financial service they lack - the ability to issue their own credit not tied to debts in national currency.</p>
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<p>Each year we see big businesses and big money trying to push the new tech revolution on the poor - are they simply pushing technology or are they actually interested in ending poverty?</p>
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<p>I am a French researcher involved in an MSc Agricultural Development at the University of Copenhagen. I am very interested in Community Currency, especially regarding their potential to foster sustainable agriculture, food security and endogenous development in developing countries.</p>
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<p>In this context, I am currently doing amazing fieldwork in the rural area of Miyani (near Mombasa, Kenya) where a community currency -the Miyani-Pesa (MP) (part of the Sarafu-Credit system)- has been launched last August. Grassroots Economics has, indeed, supported a local agricultural cooperative in (1) investing in a posho mill; (2) launching the MP (which is backed by the milling service) and an inital network of 40 local smallholders.</p>
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<p>Objective: The main objective of my research was to examine the current and potential impacts of MP on the agricultural cooperative development, food security and local farmers livelihoods. Methods: (1) transect walk and mapping of the area (territorial resources analysis); (2) semi-structured interviews with 36 MP users regarding users’ characteristics; MP use, perceived benefits and challenges of the MP); (3) distribution of one hundred food consumption booklets among non-members and members (control and treatment) of the MP (comparison in terms of daily meals and daily food purchases); (4) semi-structured interviews with key informants (Red Cross, Green World Campaign, officials (interests, needs, challenges; perceptions about MP); (5) Workshops with members of the agricultural cooperative (objectives, operations, activities, history, partnerships, benefits and challenges); (6) Workshop and participatory training with the MP members (networking, further actions); (7) direct observation by living fifteen days with a local family and by participating to some activities at the cooperative.</p>
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<p>Although the MP is still at an early development stage, 14 out of 36 interviewees mentioned that MP helps them on their daily food purchases by allowing them to buy food or mill their maize even when they experience a lack of Kenyan shillings. More astonishing, 60% of users noticed that they could already buy more diverse food thanks to the MP. Inital analysis of the food consumption booklets shows that in average, the non-users spend 23 Ksh per day per household member for food while the Miyani-pesa users spend 41 Ksh.This is an astonishing difference after only a few months!</p>
|
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<p>Besides, 60% of interviewees also underlined that, by using MP, they could increase their savings in Kenyan Shillings. They would use the savings for paying the school fees, developing their farm and/or increasing their business stocks. For instance, one of the respondents underlined that he saved 300 Ksh (more than a weeks wage for him) since September and could, therefore, invest on his farm by buying one chicken.</p>
|
||||
<p>Jacob, 44 years and father of 7 children, is both a farmer and a fisherman. Cooperative’s committee member, Jacob has been employed at the posho mill since February 2017. In addition of earning 100/150 Kenyan Shillingsper working day, he has daily received 50 MP (equal to 50 Kenyan Shillings) since last September. Jacob expressed his enthusiasm regarding MP (Sarafu-credit). At first, he mentioned that he could make more savings by using Sarafu-credit for his daily purchases. He would use the savings for paying for school fees while using the sarafu-credit for buying more food. He also underlined that he could buy more diverse food thanks to the Sarafu-credit. For instance, he buys more often wheat flour for making “chapatis” or rice and therefore, eats more than three times a week chapatis compared to once per week before; more than three times per week rice compared to twice per week before:</p>
|
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<p>“I DON’T HAVE TO EAT UGALI EVERY DAY NOW. I COULD BUY MORE OFTEN RICE, BEANS, WHEAT FLOUR ETC.”</p>
|
||||
<p>Besides, he underlined that his business as a fisherman has been supported: before, he received 2500 Ksh in a good day; now it earns 3700 Ksh in a good day because of more MP clients. Jacob finally underlined that he expects these benefits to be multiplied when there will be more users, as the program is only a few months old.</p>
|
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<p>It is expected that these impacts would be fostered by scaling up the network of users.</p>
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||||
<p>On the other hand, while the MP orientates the local consumption of milling services toward the agricultural cooperative, the latter uses the received MP to support its operational costs by partially remunerating two of its employees at the posho mill in MP. The cooperative has also organized a tree planting event along which the participants were partially paid in MP. In the future, it is expected that the cooperative better systemizes the use of the MP by paying community services such as waste collection, tree planting, water-pound digging etc.</p>
|
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<p>Finally, while the local use of MP is still challenged by it being so new and the size of the users’ network, there is a strong potential for fostering the local food security, the farmers’ living standards and the agricultural cooperative.</p>
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<p>To conclude, I would like to point out that my fieldwork in Miyani is more than a research project: it is an incredible human experience. I could meet wonderful people who have so openly and nicely welcomed me, as if I was one of them. They allowed me to participate to their daily activities such as cooking, farming or fetching water; are always willing to help me for my research activities; and, the most important it is that we laugh and have fun together although we do not speak the same language! Besides, it is amazing for me that Grassroots Economics has put my research into actions and encouraged me express my theories and ideas for further development. More than that, GE has provided me with the keys to design and implement successful and innovative community currency schemes which have such a potential in terms of food security and sustainable endogenous development. I am now eager and ready to spread this model and thus, participate in “prospering economies built by thriving communities”!</p>
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<p><a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/miyani">#miyani</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/agriculture">#agriculture</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/maize">#maize</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/research">#research</a></p>
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<time class="published" datetime="2016-06-30T00:00:00+03:00">
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Thu 30 June 2016
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<address class="vcard-author">
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By <a class="url fn" href="./author/will-ruddick.html">Will Ruddick</a>
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<iframe width="740" height="416" src="https://www.youtube.com/embed/fPAUFVgtMwM" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe><p>Community Currencies in Kenya have gotten a lot of lime light this month!</p>
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||||
<p>Ruth Mwangi our Program Director has been honored to visit the US ambassador in Kenya and has received a Mandela Washington Fellowship for her work! We're very proud of her and expect her to lead us with newfound ideas and energy. The Mandela Washington Fellowship for Young African Leaders is the flagship program of President Obama’s Young African Leaders Initiative (YALI). President Obama launched YALI in 2010 to support young African leaders as they spur growth and prosperity, strengthen democratic governance, and enhance peace and security across Africa.</p>
|
||||
<p>We are often asked what the benefits of these programs are and as usage continues to grow we like to use current examples to demonstrate the impacts:</p>
|
||||
<p>Siprosa - a Teacher using Sarafu-Credit in Nairobi - interviewed by Daniel Musioka our Nairobi Coordinator</p>
|
||||
<p>Siprosa Odanga is a Teacher at Sifa Children’s Centre in Nairobi. She says "Sarafu-Credit has enabled the children in the community to get education and that is promoting education. Children pay their tuition using the Kshs and fill in the missing money with Sarafu-credit." She also receives part of the Salary in Sarafu-Credit. She uses SC to purchase food such as Chips from Rebba Muyeshi who is an Active member. She also purchases goods (Products) from the GBO shop. She says that SC has enabled the children in the community to get education if they lack enough KSHS to pay for tuition. More than 25 parents use SC as part of their tuition fees. 10 teachers use the SC as part of their salaries and to buy food stuff and shop. Sifa Children's Centre receives roughly 1600 SC a month.</p>
|
||||
<p>Caren and Margaret - Chapati Business Women using Sarafu-Credit in Mombasa - interviewed by Lydia Anyango our Mombasa Coordinator</p>
|
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<img alt="" src="images/blog/accolades-for1.webp" />
|
||||
<p>Caren Otaya (left) and Margaret Odera (right) are both members of the Bangladesh Business Network outside Mombasa since 2013. They are both happy with the local Sarafu-Credit (SC) (Bangla-pesa). Caren says, “I am glad that there are a lot of SC users in the community now because we get a lot of customers coming to eat from us. We have thus increased our sales and stock.”. “Also nearly all the people selling at the market and school children come to eat from us. This has made others who sell chapatti and beans like us to register in the network so that they get customers”, says Margaret. Their business has increased by over 50% since joining the network!</p>
|
||||
<p>What's happening here?</p>
|
||||
<p>The women above join a local group of schools and businesses that are trying to support each other by co-guaranteeing vouchers that rotate among all the members. Each member joins the network and receive a private credit line from the other members in Sarafu-Credit that is only usable within the network. With over 1000 businesses in these networks, these credits enable a vast amount of underutilized trade to take place by allowing people to back a credit with their goods and services.</p>
|
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<p><a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/sarafu">#sarafu</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/obama">#obama</a></p>
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<time class="published" datetime="2015-07-23T00:00:00+03:00">
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Thu 23 July 2015
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<address class="vcard-author">
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By <a class="url fn" href="./author/will-ruddick.html">Will Ruddick</a>
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<p>Kenyan Community Currencies</p>
|
||||
<p>Nairobi</p>
|
||||
<ul class="simple">
|
||||
<li>Gatina-Pesa – The Gatina Business Network's members have been saving their Kenyan Shilings together since there launch last October and are using it as collateral to self-issue small loans to members. Sub-groups within the Network are also applying for micro-finance loans from SMEP-Oikeo. Information booths about the program are beginning to go up this weekend around Kawangware.</li>
|
||||
<li>Kangemi-Pesa – The Kangemi Business Network did their first community community Clean-Up with the support of several schools in the area that use the currency.</li>
|
||||
<li>Gatina and Kangemi groups are planning a shared market day where people will be invited to temporarily exchange their Kenyan shillings for community currency and shop at a special market for members only. In addition Robin Gerbaux has developed a Directory for both networks to help members find eachother.</li>
|
||||
<li>Lindi-Pesa – The Lindi Business Network is prepared to launch August 8th in Kibera. With well over 150 businesses already pre-registered, this looks to be the largest launch so far. The currency was printed in Germany with the help of our German partners Nyendo-lernen, and Chiemgauer.</li>
|
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</ul>
|
||||
<p>Mombasa</p>
|
||||
<blockquote>
|
||||
<ul class="simple">
|
||||
<li>Bangla-Pesa – The Bangladesh Business Network is currently undergoing research from the University of Lyon. They have planned their weekend clean-up and Volleyball match as well as an annual reassessment of membership and issuance of Bangla-Pesa with expiry dates in late August.</li>
|
||||
<li>Ng'ombeni-Pesa – Prepared to launch August 15th! They are preparing a fashion show as well as a new Mkokoteni trash collection group. Women and youth have been trained by the group as tailors and will showcase their goods at the launch. This currency was also printed in Germany with the help of our German partners Nyendo-lernen, and Chiemgauer.</li>
|
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|
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</blockquote>
|
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<p>South African Community Currencies</p>
|
||||
<blockquote>
|
||||
<ul class="simple">
|
||||
<li>Bergrivier - The Brand or Bergrivier-Rand has had it's first month of trading.</li>
|
||||
<li>Kokstad - The K'Mali or Kokstad-Rand launched on Mandela's birthday July 18th.</li>
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<h1>Archives for grassroots-pelican</h1>
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<dl>
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<dt>Thu 12 August 2021</dt>
|
||||
<dd><a href="./syntropy-in-practice.html">Syntropy in Practice</a></dd>
|
||||
<dt>Wed 11 August 2021</dt>
|
||||
<dd><a href="./pay-it-forward.html">PAY IT FORWARD</a></dd>
|
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<dt>Sun 01 August 2021</dt>
|
||||
<dd><a href="./taxation-community.html">Taxation & Community Currencies</a></dd>
|
||||
<dt>Fri 16 July 2021</dt>
|
||||
<dd><a href="./gre-for.html">GRE for ME</a></dd>
|
||||
<dt>Tue 22 June 2021</dt>
|
||||
<dd><a href="./claims-currencies.html">Claims, Currencies and Cryptography</a></dd>
|
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<dt>Fri 21 May 2021</dt>
|
||||
<dd><a href="./emmas-duka.html">Emma's Duka Community Currency Movement</a></dd>
|
||||
<dt>Tue 18 May 2021</dt>
|
||||
<dd><a href="./smes-the.html">SMEs the missing link in Circular Economies</a></dd>
|
||||
<dt>Tue 11 May 2021</dt>
|
||||
<dd><a href="./2021-mid.html">2021 Mid Year CIC Update</a></dd>
|
||||
<dt>Tue 11 May 2021</dt>
|
||||
<dd><a href="./faith-based.html">Faith Based Community Inclusion Currencies</a></dd>
|
||||
<dt>Tue 04 May 2021</dt>
|
||||
<dd><a href="./from-mustard.html">From Mustard Seeds to Food Forests: A Regenerative Journey</a></dd>
|
||||
<dt>Sun 25 April 2021</dt>
|
||||
<dd><a href="./red-cross.html">Red Cross brings Community Currency to Kisauni</a></dd>
|
||||
<dt>Thu 08 April 2021</dt>
|
||||
<dd><a href="./grassroots-economics.html">Grassroots Economics has a New Director: Shaila Agha</a></dd>
|
||||
<dt>Sun 28 March 2021</dt>
|
||||
<dd><a href="./kakuma-refugee.html">Kakuma Refugee Testimonial</a></dd>
|
||||
<dt>Sat 13 March 2021</dt>
|
||||
<dd><a href="./recycling-debt.html">Recycling Debt (Kusaga Deni, Kubali Sarafu)</a></dd>
|
||||
<dt>Sat 13 February 2021</dt>
|
||||
<dd><a href="./refugee-economics.html">Refugee Economics in Kakuma Kenya</a></dd>
|
||||
<dt>Wed 10 February 2021</dt>
|
||||
<dd><a href="./kilifi-kenya.html">Kilifi Kenya - a hub for Community Driven Basic Income</a></dd>
|
||||
<dt>Thu 28 January 2021</dt>
|
||||
<dd><a href="./youth-employment.html">Youth Employment via Elderly/Vulnerable Support</a></dd>
|
||||
<dt>Sat 23 January 2021</dt>
|
||||
<dd><a href="./municipal-basic.html">Municipal Basic Income (MBI) via CIC</a></dd>
|
||||
<dt>Sat 16 January 2021</dt>
|
||||
<dd><a href="./static-vs.html">Static vs Bonded Liquidity Pools for CICs</a></dd>
|
||||
<dt>Thu 14 January 2021</dt>
|
||||
<dd><a href="./self-funded-regenerative.html">Self-Funded Regenerative Agriculture Kwale Site January Visit</a></dd>
|
||||
<dt>Thu 07 January 2021</dt>
|
||||
<dd><a href="./community-currencies.html">Community Currencies and DEX Multitudes</a></dd>
|
||||
<dt>Sat 02 January 2021</dt>
|
||||
<dd><a href="./2020-kenyan.html">2020 Kenyan CICs in Review</a></dd>
|
||||
<dt>Sun 20 December 2020</dt>
|
||||
<dd><a href="./regenerative-agriculture.html">Regenerative Agriculture - Field Visit Report</a></dd>
|
||||
<dt>Fri 11 December 2020</dt>
|
||||
<dd><a href="./how-to.html">How to Build a Vulnerable Household Support Network</a></dd>
|
||||
<dt>Sun 06 December 2020</dt>
|
||||
<dd><a href="./currency-supply.html">Currency Supply, Taxation and Redistribution</a></dd>
|
||||
<dt>Fri 27 November 2020</dt>
|
||||
<dd><a href="./strong-communities.html">Strong Communities - Strong Currencies</a></dd>
|
||||
<dt>Wed 25 November 2020</dt>
|
||||
<dd><a href="./rural-sarafu.html">Rural Sarafu Network - CIC Impacts</a></dd>
|
||||
<dt>Tue 17 November 2020</dt>
|
||||
<dd><a href="./cic-indices.html">CIC Indices for SDGs</a></dd>
|
||||
<dt>Sat 07 November 2020</dt>
|
||||
<dd><a href="./network-integrity.html">Network Integrity is Priceless</a></dd>
|
||||
<dt>Sun 25 October 2020</dt>
|
||||
<dd><a href="./food-forests.html">Food Forests and Syntropic Currencies</a></dd>
|
||||
<dt>Sun 27 September 2020</dt>
|
||||
<dd><a href="./red-cross-cic.html">Red Cross CIC Pilot Survey - Mukuru Kenya</a></dd>
|
||||
<dt>Fri 07 August 2020</dt>
|
||||
<dd><a href="./sarafu-network.html">Sarafu Network Kenya Mid-Year CIC Update</a></dd>
|
||||
<dt>Sat 01 August 2020</dt>
|
||||
<dd><a href="./how-to-host.html">How to Host a Currency Potluck</a></dd>
|
||||
<dt>Sat 25 July 2020</dt>
|
||||
<dd><a href="./recommoning--.html">ReCommoning - Chama Cycles for Governance & Debt Reboot</a></dd>
|
||||
<dt>Sat 11 July 2020</dt>
|
||||
<dd><a href="./cic-training.html">CIC Training from Response to Recovery</a></dd>
|
||||
<dt>Fri 26 June 2020</dt>
|
||||
<dd><a href="./one-church.html">One Church building a Value driven Economy</a></dd>
|
||||
<dt>Sun 14 June 2020</dt>
|
||||
<dd><a href="./collateral-bonded.html">Collateral Bonded Gas for Block Validation</a></dd>
|
||||
<dt>Sat 23 May 2020</dt>
|
||||
<dd><a href="./managing-their.html">Managing their Own Economy during Crisis</a></dd>
|
||||
<dt>Mon 11 May 2020</dt>
|
||||
<dd><a href="./covid-19-blockchain.html">COVID-19 Blockchain Crisis Response - CICs at 500% Growth</a></dd>
|
||||
<dt>Sat 02 May 2020</dt>
|
||||
<dd><a href="./currency-123.html">Currency 123 (Back, Guarantee, Open)</a></dd>
|
||||
<dt>Sat 18 April 2020</dt>
|
||||
<dd><a href="./demystifying-currency.html">Demystifying Currency Creation and Backing</a></dd>
|
||||
<dt>Sat 18 April 2020</dt>
|
||||
<dd><a href="./supporting-supply.html">Supporting Supply Chains in Crisis</a></dd>
|
||||
<dt>Thu 26 March 2020</dt>
|
||||
<dd><a href="./supporting-covid-19.html">Supporting COVID-19 Community Health Volunteers</a></dd>
|
||||
<dt>Wed 25 March 2020</dt>
|
||||
<dd><a href="./rural-villages.html">Rural Villages Coping with COVID-19</a></dd>
|
||||
<dt>Mon 23 March 2020</dt>
|
||||
<dd><a href="./cic-covid-19.html">CIC (COVID-19 Crisis) Cash Aid</a></dd>
|
||||
<dt>Sat 21 March 2020</dt>
|
||||
<dd><a href="./building-a.html">Building a Public Registry for Community Currencies(DeFi)</a></dd>
|
||||
<dt>Fri 20 March 2020</dt>
|
||||
<dd><a href="./blockchain-currencies.html">Blockchain Currencies Fighting COVID-19 - Mukuru, Kenya</a></dd>
|
||||
<dt>Sun 01 March 2020</dt>
|
||||
<dd><a href="./cic-pilot.html">CIC Pilot Impacts and Plans</a></dd>
|
||||
<dt>Sun 09 February 2020</dt>
|
||||
<dd><a href="./kenyan-women.html">Kenyan Women - Ahead of the IMF</a></dd>
|
||||
<dt>Fri 07 February 2020</dt>
|
||||
<dd><a href="./comparative-analysis.html">Comparative Analysis of eMoney and Community Currency</a></dd>
|
||||
<dt>Mon 27 January 2020</dt>
|
||||
<dd><a href="./community-inclusion.html">Community Inclusion Currencies are Now Open Source</a></dd>
|
||||
<dt>Sun 19 January 2020</dt>
|
||||
<dd><a href="./blockchain-powered.html">Blockchain Powered Village Checkers Tournament</a></dd>
|
||||
<dt>Sun 12 January 2020</dt>
|
||||
<dd><a href="./investment-modelling.html">Investment Modelling in Community Inclusion Currencies</a></dd>
|
||||
<dt>Fri 03 January 2020</dt>
|
||||
<dd><a href="./2019-data.html">2019 Data Release - 92k Kenyan blockchain translations</a></dd>
|
||||
<dt>Wed 25 December 2019</dt>
|
||||
<dd><a href="./economies-into.html">Economies into Ecosystems</a></dd>
|
||||
<dt>Fri 06 December 2019</dt>
|
||||
<dd><a href="./enabling-leverage.html">Enabling Leverage</a></dd>
|
||||
<dt>Wed 11 September 2019</dt>
|
||||
<dd><a href="./banking-on.html">Banking on the SILC Road</a></dd>
|
||||
<dt>Thu 29 August 2019</dt>
|
||||
<dd><a href="./the-people.html">The people behind the transactions: a peek into the data of Kenya's most active Community Curren</a></dd>
|
||||
<dt>Sat 10 August 2019</dt>
|
||||
<dd><a href="./red-cross-impact.html">Red Cross' Impact Continues Post Cash</a></dd>
|
||||
<dt>Fri 12 July 2019</dt>
|
||||
<dd><a href="./looking-back.html">Looking Back at 40,000 Blockchain Transactions</a></dd>
|
||||
<dt>Thu 27 June 2019</dt>
|
||||
<dd><a href="./refugee-inclusive.html">Refugee Inclusive Community Currencies (RICCs)</a></dd>
|
||||
<dt>Thu 20 June 2019</dt>
|
||||
<dd><a href="./when-a.html">When a woman saves the community wins</a></dd>
|
||||
<dt>Sun 16 June 2019</dt>
|
||||
<dd><a href="./shrimp-fishing.html">Shrimp Fishing Builds an Economy</a></dd>
|
||||
<dt>Tue 28 May 2019</dt>
|
||||
<dd><a href="./community-currencies-cash.html">Community Currencies: Cash Transfer 2.0</a></dd>
|
||||
<dt>Wed 10 April 2019</dt>
|
||||
<dd><a href="./100-new.html">100+ new Blockchain Wallets in One Day – Fighting Rural Food Insecurity</a></dd>
|
||||
<dt>Thu 07 March 2019</dt>
|
||||
<dd><a href="./women-powered.html">Women Powered Currencies</a></dd>
|
||||
<dt>Sun 10 February 2019</dt>
|
||||
<dd><a href="./300-bob.html">300 Bob - a money story</a></dd>
|
||||
<dt>Mon 04 February 2019</dt>
|
||||
<dd><a href="./celebrating-bernards.html">Celebrating Bernard's Inspiration</a></dd>
|
||||
<dt>Tue 29 January 2019</dt>
|
||||
<dd><a href="./why-robinson.html">Why Robinson Crusoe Gives a Loan Interest-Free</a></dd>
|
||||
<dt>Wed 23 January 2019</dt>
|
||||
<dd><a href="./2614-blockchain.html">2614 Blockchain Transactions for Basic Needs</a></dd>
|
||||
<dt>Fri 18 January 2019</dt>
|
||||
<dd><a href="./blockchain-in.html">Blockchain in Clinics, Vegetables, Cafes and Shops</a></dd>
|
||||
<dt>Fri 21 December 2018</dt>
|
||||
<dd><a href="./use-cases.html">Use Cases - Honoring 2018</a></dd>
|
||||
<dt>Thu 13 December 2018</dt>
|
||||
<dd><a href="./proof-of.html">Proof of Impact</a></dd>
|
||||
<dt>Mon 03 December 2018</dt>
|
||||
<dd><a href="./blockchain-without.html">Blockchain without Internet</a></dd>
|
||||
<dt>Fri 09 November 2018</dt>
|
||||
<dd><a href="./takaungu-pesa.html">Takaungu Pesa is here!</a></dd>
|
||||
<dt>Mon 05 November 2018</dt>
|
||||
<dd><a href="./un-announcement.html">UN Announcement of Liquid Community Currencies</a></dd>
|
||||
<dt>Fri 19 October 2018</dt>
|
||||
<dd><a href="./social-entrepreneurship.html">Social Entrepreneurship through Blockchain Technology</a></dd>
|
||||
<dt>Wed 03 October 2018</dt>
|
||||
<dd><a href="./disrupting-currencies.html">Disrupting Currencies</a></dd>
|
||||
<dt>Wed 08 August 2018</dt>
|
||||
<dd><a href="./trading-the.html">Trading the First Tomatoes on the Blockchain</a></dd>
|
||||
<dt>Mon 25 June 2018</dt>
|
||||
<dd><a href="./white-house.html">White House Visit with WomensConnect</a></dd>
|
||||
<dt>Fri 25 May 2018</dt>
|
||||
<dd><a href="./interactive-village.html">Interactive Village Market Simulator!</a></dd>
|
||||
<dt>Thu 10 May 2018</dt>
|
||||
<dd><a href="./sarafu-cooperative.html">Sarafu Cooperative is born!</a></dd>
|
||||
<dt>Tue 13 March 2018</dt>
|
||||
<dd><a href="./happy-mothers.html">Happy Mother's Day!</a></dd>
|
||||
<dt>Fri 09 March 2018</dt>
|
||||
<dd><a href="./gatina-business.html">Gatina Business Organization and the Love School Success Story</a></dd>
|
||||
<dt>Sun 04 March 2018</dt>
|
||||
<dd><a href="./lindi-business.html">Lindi Business Network Gumbaru Trainings</a></dd>
|
||||
<dt>Thu 01 March 2018</dt>
|
||||
<dd><a href="./empowering-mothers.html">Empowering Mothers</a></dd>
|
||||
<dt>Thu 08 February 2018</dt>
|
||||
<dd><a href="./rural-community.html">Rural Community Currencies for Food Security</a></dd>
|
||||
<dt>Thu 08 February 2018</dt>
|
||||
<dd><a href="./tree-of.html">Tree of Knowledge and Pit of Ignorance: Aid vs. Development</a></dd>
|
||||
<dt>Tue 16 January 2018</dt>
|
||||
<dd><a href="./a-wonderful.html">A Wonderful Experience in Miyani</a></dd>
|
||||
<dt>Fri 08 December 2017</dt>
|
||||
<dd><a href="./ending-our.html">Ending Our 2017</a></dd>
|
||||
<dt>Sun 03 December 2017</dt>
|
||||
<dd><a href="./community-currency.html">Community Currency Design Course Opening</a></dd>
|
||||
<dt>Fri 10 November 2017</dt>
|
||||
<dd><a href="./post-election.html">Post Election 'Syndrome' and New Economies</a></dd>
|
||||
<dt>Sat 21 October 2017</dt>
|
||||
<dd><a href="./berkshares-and.html">Berkshares and Bangla-Pesa</a></dd>
|
||||
<dt>Tue 10 October 2017</dt>
|
||||
<dd><a href="./skylife-school.html">Skylife School and Community Currency</a></dd>
|
||||
<dt>Fri 22 September 2017</dt>
|
||||
<dd><a href="./nairobi-coordinator.html">Nairobi Coordinator Inspiration</a></dd>
|
||||
<dt>Sun 17 September 2017</dt>
|
||||
<dd><a href="./biz-dev.html">Biz Dev - Inspired</a></dd>
|
||||
<dt>Mon 21 August 2017</dt>
|
||||
<dd><a href="./universal-basic.html">Universal Basic Income via Community Currencies</a></dd>
|
||||
<dt>Fri 18 August 2017</dt>
|
||||
<dd><a href="./rural-miyani-pesa.html">Rural Miyani-Pesa Launched</a></dd>
|
||||
<dt>Sat 17 June 2017</dt>
|
||||
<dd><a href="./preliminary-research.html">Preliminary Research Results 2017</a></dd>
|
||||
<dt>Mon 05 June 2017</dt>
|
||||
<dd><a href="./foundational-member.html">Foundational Member Passes</a></dd>
|
||||
<dt>Fri 31 March 2017</dt>
|
||||
<dd><a href="./new-bills.html">New Bills for a New Economy</a></dd>
|
||||
<dt>Mon 13 March 2017</dt>
|
||||
<dd><a href="./detergent-accelerator.html">Detergent Accelerator</a></dd>
|
||||
<dt>Fri 10 March 2017</dt>
|
||||
<dd><a href="./not-your.html">Not Your Typical Vegetable Kiosk</a></dd>
|
||||
<dt>Tue 31 January 2017</dt>
|
||||
<dd><a href="./queen-of.html">Queen of Katwe</a></dd>
|
||||
<dt>Tue 17 January 2017</dt>
|
||||
<dd><a href="./liquidity-risk.html">Liquidity Risk in Community Currency</a></dd>
|
||||
<dt>Wed 21 December 2016</dt>
|
||||
<dd><a href="./here-we.html">Here We Are - Kenya 2016</a></dd>
|
||||
<dt>Wed 19 October 2016</dt>
|
||||
<dd><a href="./education-and.html">Education and Business Cycles</a></dd>
|
||||
<dt>Thu 30 June 2016</dt>
|
||||
<dd><a href="./accolades-for.html">Accolades for Kenyan Community Currencies</a></dd>
|
||||
<dt>Sat 07 May 2016</dt>
|
||||
<dd><a href="./715-members.html">715 Members and Growing Fast</a></dd>
|
||||
<dt>Wed 09 March 2016</dt>
|
||||
<dd><a href="./mangroves-and.html">Mangroves and the Eco-nomy</a></dd>
|
||||
<dt>Tue 08 March 2016</dt>
|
||||
<dd><a href="./super-market-super-currency.html">Super-Market Super-Currency</a></dd>
|
||||
<dt>Thu 21 January 2016</dt>
|
||||
<dd><a href="./sarafu-credit-takes.html">Sarafu-Credit Takes Shape</a></dd>
|
||||
<dt>Wed 16 December 2015</dt>
|
||||
<dd><a href="./kwaheri-2015.html">Kwaheri 2015 - Community Service and Results</a></dd>
|
||||
<dt>Tue 08 December 2015</dt>
|
||||
<dd><a href="./bangla-pesa-market.html">Bangla-Pesa Market, Shoes and Permaculture</a></dd>
|
||||
<dt>Wed 25 November 2015</dt>
|
||||
<dd><a href="./permaculture-school.html">Permaculture School Farm Via Bangla-Pesa</a></dd>
|
||||
<dt>Sun 25 October 2015</dt>
|
||||
<dd><a href="./mikindani-community.html">Mikindani Community Currency Market Day</a></dd>
|
||||
<dt>Thu 15 October 2015</dt>
|
||||
<dd><a href="./nairobis-1st.html">Nairobi's 1st Community Currency Anniversary</a></dd>
|
||||
<dt>Sun 27 September 2015</dt>
|
||||
<dd><a href="./retreat-and.html">Retreat and Renewal</a></dd>
|
||||
<dt>Sun 30 August 2015</dt>
|
||||
<dd><a href="./smep-oiko-credit.html">Smep Oiko-Credit Loans in Kangemi</a></dd>
|
||||
<dt>Wed 19 August 2015</dt>
|
||||
<dd><a href="./lindi-and.html">Lindi and Ng'ombeni Pesa Launched</a></dd>
|
||||
<dt>Thu 23 July 2015</dt>
|
||||
<dd><a href="./african-community.html">African Community Currencies Update</a></dd>
|
||||
<dt>Wed 01 July 2015</dt>
|
||||
<dd><a href="./5-kenyan.html">5 Kenyan Community Currencies Meet</a></dd>
|
||||
<dt>Wed 24 June 2015</dt>
|
||||
<dd><a href="./municipal-bonds.html">Municipal Bonds and Community Currency</a></dd>
|
||||
<dt>Wed 10 June 2015</dt>
|
||||
<dd><a href="./kiberas-lindi-pesa.html">Kibera's Lindi-Pesa Gaining Momentum</a></dd>
|
||||
<dt>Mon 08 June 2015</dt>
|
||||
<dd><a href="./update-from.html">Update from Kangemi-Pesa Nairobi</a></dd>
|
||||
<dt>Sat 30 May 2015</dt>
|
||||
<dd><a href="./berg-rand.html">Berg Rand Launches in South Africa</a></dd>
|
||||
<dt>Sat 16 May 2015</dt>
|
||||
<dd><a href="./francis-the.html">Francis the Millionaire</a></dd>
|
||||
<dt>Sat 09 May 2015</dt>
|
||||
<dd><a href="./progress-in.html">Progress in South Africa</a></dd>
|
||||
<dt>Fri 08 May 2015</dt>
|
||||
<dd><a href="./news-from.html">News from Brazil</a></dd>
|
||||
<dt>Tue 21 April 2015</dt>
|
||||
<dd><a href="./new-business.html">New Business in Kawangware</a></dd>
|
||||
<dt>Mon 20 April 2015</dt>
|
||||
<dd><a href="./ngombeni-pesa-artwork.html">Ng'ombeni-Pesa Artwork</a></dd>
|
||||
<dt>Sat 04 April 2015</dt>
|
||||
<dd><a href="./kangemi-pesa-launched.html">Kangemi-Pesa Launched</a></dd>
|
||||
<dt>Fri 27 March 2015</dt>
|
||||
<dd><a href="./kangemi-pesa-launch.html">Kangemi-Pesa Launch Prep and More Currency News</a></dd>
|
||||
<dt>Fri 19 December 2014</dt>
|
||||
<dd><a href="./looking-towards.html">Looking Towards 2015</a></dd>
|
||||
<dt>Tue 18 November 2014</dt>
|
||||
<dd><a href="./gatina-bangla.html">Gatina & Bangla Pesa Nov Updates</a></dd>
|
||||
<dt>Fri 24 October 2014</dt>
|
||||
<dd><a href="./gatina-pesa-starting.html">Gatina-Pesa Starting Circulation</a></dd>
|
||||
<dt>Sat 11 October 2014</dt>
|
||||
<dd><a href="./gatina-pesa-launched.html">Gatina-Pesa Launched</a></dd>
|
||||
<dt>Thu 25 September 2014</dt>
|
||||
<dd><a href="./gatina-pesa-launch.html">Gatina-Pesa Launch Prep</a></dd>
|
||||
<dt>Fri 29 August 2014</dt>
|
||||
<dd><a href="./hon-paul.html">Hon. Paul Simba Arati MP Dagoretti - North</a></dd>
|
||||
<dt>Thu 21 August 2014</dt>
|
||||
<dd><a href="./gatina-pesa-and.html">Gatina-Pesa and South Africa</a></dd>
|
||||
<dt>Thu 31 July 2014</dt>
|
||||
<dd><a href="./university-of.html">University of Nairobi Research Visit</a></dd>
|
||||
<dt>Tue 29 July 2014</dt>
|
||||
<dd><a href="./wanjala-visits.html">Wanjala Visits Bangladesh</a></dd>
|
||||
<dt>Mon 21 July 2014</dt>
|
||||
<dd><a href="./nairobi-bangla-pesa.html">Nairobi Bangla-Pesa Making Strides</a></dd>
|
||||
<dt>Wed 16 July 2014</dt>
|
||||
<dd><a href="./school-fees.html">School Fees with Bangla-Pesa</a></dd>
|
||||
<dt>Sun 29 June 2014</dt>
|
||||
<dd><a href="./panty-distribution.html">Panty Distribution Success</a></dd>
|
||||
<dt>Thu 12 June 2014</dt>
|
||||
<dd><a href="./a-new.html">A New Kind of Cash</a></dd>
|
||||
<dt>Sun 08 June 2014</dt>
|
||||
<dd><a href="./bangla-pesa-waste.html">Bangla-Pesa Waste, Volleyball and Nairobi</a></dd>
|
||||
<dt>Wed 28 May 2014</dt>
|
||||
<dd><a href="./growing-up.html">Growing Up is Hard</a></dd>
|
||||
<dt>Mon 19 May 2014</dt>
|
||||
<dd><a href="./roller-derby.html">Roller Derby + Star Wars = Panties</a></dd>
|
||||
<dt>Sat 10 May 2014</dt>
|
||||
<dd><a href="./registration-and.html">Registration and Exchange Visits</a></dd>
|
||||
<dt>Thu 01 May 2014</dt>
|
||||
<dd><a href="./help-support.html">Help Support Community Currencies</a></dd>
|
||||
<dt>Wed 16 April 2014</dt>
|
||||
<dd><a href="./respect-on.html">Respect on the streets</a></dd>
|
||||
<dt>Tue 25 March 2014</dt>
|
||||
<dd><a href="./bangla-pesa.html">Bangla-Pesa - Can we do it again?</a></dd>
|
||||
<dt>Thu 20 March 2014</dt>
|
||||
<dd><a href="./elections-service.html">Elections, Service, Mapping and Nairobi</a></dd>
|
||||
<dt>Tue 18 March 2014</dt>
|
||||
<dd><a href="./borstal-boys.html">Borstal Boys: Poi and Life Skills Behind Bars</a></dd>
|
||||
<dt>Fri 14 February 2014</dt>
|
||||
<dd><a href="./bangla-pesa-survey.html">Bangla-Pesa Survey Results February 2014</a></dd>
|
||||
<dt>Tue 04 February 2014</dt>
|
||||
<dd><a href="./marcianas-struggle.html">Marciana's Struggle, Porridge and Bangla-Pesa</a></dd>
|
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<div class="entry-content"> <p class="first last">Election violence broke out in areas across Kenya this year and was concentrate in the lowest income areas. There is still a lot of...</p>
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<a class="author-url" href="../author/lydia-anyango.html">Lydia Anyango</a><br>
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<time class="published" datetime="2017-08-18T00:00:00+03:00"> Fri 18 August 2017 </time>
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<h2 class="entry-title"><a href="../rural-miyani-pesa.html" rel="bookmark" title="Permalink to Rural Miyani-Pesa Launched">Rural Miyani-Pesa Launched</a></h2>
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<div class="entry-content"> <p class="first last">Today we launched our first rural community currency! The event went well to initiate and train the first 20 members and set up a local...</p>
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<time class="published" datetime="2017-06-05T00:00:00+03:00"> Mon 05 June 2017 </time>
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<time class="published" datetime="2017-03-10T00:00:00+03:00"> Fri 10 March 2017 </time>
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<time class="published" datetime="2015-12-08T00:00:00+03:00"> Tue 08 December 2015 </time>
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<h2 class="entry-title"><a href="../bangla-pesa-market.html" rel="bookmark" title="Permalink to Bangla-Pesa Market, Shoes and Permaculture">Bangla-Pesa Market, Shoes and Permaculture</a></h2>
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<div class="entry-content"> <p>Community-based savings and loans are often what keep under-resourced economies afloat. In Kenya, these savings groups or <em>chamas</em>, as they are locally known, are an important source of funds in times of scarcity. We zone in on some of the women who use Sarafu to show how the community currency …</p> </div><!-- /.entry-content -->
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<time class="published" datetime="2021-08-01T00:00:00+03:00"> Sun 01 August 2021 </time>
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<div class="entry-content"> <p class="first last">Taxation of & in Community Currencies could be the largest and most stable tax source for governments.</p>
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<time class="published" datetime="2021-06-22T00:00:00+03:00"> Tue 22 June 2021 </time>
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<div class="entry-content"> <p class="first last">We need frameworks and protocols for various types of endorsed claims that can be held self-sovereignty by individuals and groups.</p>
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<time class="published" datetime="2021-05-21T00:00:00+03:00"> Fri 21 May 2021 </time>
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<div class="entry-content"> <p class="first last">We grew from a few thousands users to over 50,000 and have seen roughly 3 Million USD worth of trade between users for basic needs.</p>
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<time class="published" datetime="2021-01-28T00:00:00+03:00"> Thu 28 January 2021 </time>
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<time class="published" datetime="2021-01-23T00:00:00+03:00"> Sat 23 January 2021 </time>
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<div class="entry-content"> <p class="first last">Consider the value in decentralized, municipally supported economies (networks of MBIs) - building and supporting local as well as regional</p>
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<div class="entry-content"> <p class="first last">As communities create their Community Inclusion Currencies as a credit against their future production, projects and excess capacity,...</p>
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<time class="published" datetime="2021-01-07T00:00:00+03:00"> Thu 07 January 2021 </time>
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<h2 class="entry-title"><a href="../community-currencies.html" rel="bookmark" title="Permalink to Community Currencies and DEX Multitudes">Community Currencies and DEX Multitudes</a></h2>
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<div class="entry-content"> <p class="first last">Decentralized Exchange (DEX) Contracts contain multitudes. There are nearly infinite ways to use them to connect blockchain contracts...</p>
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<time class="published" datetime="2021-01-02T00:00:00+03:00"> Sat 02 January 2021 </time>
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<div class="entry-content"> <p class="first last">We’re extremely excited about using CICs for developing support networks for vulnerable communities and households, and especially food syst</p>
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<time class="published" datetime="2013-11-13T00:00:00+03:00"> Wed 13 November 2013 </time>
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<h2 class="entry-title"><a href="../no-nonsense.html" rel="bookmark" title="Permalink to No Nonsense Bangla-Pesa Crew Getting Ready">No Nonsense Bangla-Pesa Crew Getting Ready</a></h2>
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<div class="entry-content"> <p class="first last">The Bangla-Pesa crew is getting ready for our November 23rd re-launch. We have confirmed guests from parliament, the governors office,...</p>
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<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
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<time class="published" datetime="2013-10-20T00:00:00+03:00"> Sun 20 October 2013 </time>
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<h2 class="entry-title"><a href="../bangla-pesa-anticipating.html" rel="bookmark" title="Permalink to Bangla-Pesa Anticipating November">Bangla-Pesa Anticipating November</a></h2>
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<div class="entry-content"> <p class="first last">On May 29th 2013 we were arrested and charged with forgery. On August 23rd 2013 the case against Bangla-Pesa was dropped. A month after...</p>
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<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
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<time class="published" datetime="2013-08-23T00:00:00+03:00"> Fri 23 August 2013 </time>
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<h2 class="entry-title"><a href="../bangla-pesa-charges.html" rel="bookmark" title="Permalink to Bangla-Pesa Charges Dropped!">Bangla-Pesa Charges Dropped!</a></h2>
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<div class="entry-content"> <p class="first last">THE CASE IS OVER! Today the Director of Public Prosecutions announced that all charges against Bangla-Pesa are hereby dropped! This is a...</p>
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<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
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<time class="published" datetime="2013-07-22T00:00:00+03:00"> Mon 22 July 2013 </time>
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<h2 class="entry-title"><a href="../bangla-pesas-fate.html" rel="bookmark" title="Permalink to Bangla-Pesa's Fate in the hands of the DPP">Bangla-Pesa's Fate in the hands of the DPP</a></h2>
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<div class="entry-content"> <p class="first last">We are still being charged with forgery under penal code 367(e). For Kenyan Laws see page 121. On July 15th - the Kenyan Dirctor of...</p>
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<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
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<time class="published" datetime="2013-06-03T00:00:00+03:00"> Mon 03 June 2013 </time>
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<h2 class="entry-title"><a href="../bangla-pesa-turmoil.html" rel="bookmark" title="Permalink to Bangla-Pesa Turmoil">Bangla-Pesa Turmoil</a></h2>
|
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<div class="entry-content"> <p class="first last">The Bangla-Pesa, a complementary currency created and backed by a local business network, offers a glimpse of true sustainable...</p>
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<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
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<time class="published" datetime="2013-05-11T00:00:00+03:00"> Sat 11 May 2013 </time>
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<h2 class="entry-title"><a href="../bangla-pesa-launch.html" rel="bookmark" title="Permalink to Bangla-Pesa Launch">Bangla-Pesa Launch</a></h2>
|
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<div class="entry-content"> <p class="first last">Today's launch of Bangla-Pesa was a great start to an empowering community process! 137 local business owners attended. Of the 137 local...</p>
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<time class="published" datetime="2013-03-16T00:00:00+03:00"> Sat 16 March 2013 </time>
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<div class="entry-content"> <p class="first last">Koru Kenya is working to capacity build the the Bangladesh Business Network (BBN) to create it's own complementary currency. The...</p>
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<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
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<time class="published" datetime="2013-03-03T00:00:00+03:00"> Sun 03 March 2013 </time>
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<h2 class="entry-title"><a href="../motomoto-performing.html" rel="bookmark" title="Permalink to Motomoto Performing Arts">Motomoto Performing Arts</a></h2>
|
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<div class="entry-content"> <p class="first last">We've started off the year with two new MotoMoto classes on Tuesday and Thursdays in Mombasa thanks to Burners without Borders. Each...</p>
|
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<h2 class="entry-title"><a href="../currency-supply.html" rel="bookmark" title="Permalink to Currency Supply, Taxation and Redistribution">Currency Supply, Taxation and Redistribution</a></h2>
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<time class="published" datetime="2020-11-07T00:00:00+03:00"> Sat 07 November 2020 </time>
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<h2 class="entry-title"><a href="../network-integrity.html" rel="bookmark" title="Permalink to Network Integrity is Priceless">Network Integrity is Priceless</a></h2>
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<div class="entry-content"> <p class="first last">It is well know that - In a world where you can buy or sell anything - integrity is priceless. This is just as true when everything can...</p>
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<time class="published" datetime="2020-10-25T00:00:00+03:00"> Sun 25 October 2020 </time>
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<div class="entry-content"> <p class="first last">Regenerating soil while practically providing crops and long term food forests is actually possible!</p>
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<time class="published" datetime="2020-09-27T00:00:00+03:00"> Sun 27 September 2020 </time>
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<h2 class="entry-title"><a href="../red-cross-cic.html" rel="bookmark" title="Permalink to Red Cross CIC Pilot Survey - Mukuru Kenya">Red Cross CIC Pilot Survey - Mukuru Kenya</a></h2>
|
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<div class="entry-content"> <p class="first last">Staggering Impact: 169,270,038 Sarafu traded between 39,217 users in 267,479 transactions on a blockchain during stagnate markets.</p>
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<time class="published" datetime="2020-08-07T00:00:00+03:00"> Fri 07 August 2020 </time>
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<h2 class="entry-title"><a href="../sarafu-network.html" rel="bookmark" title="Permalink to Sarafu Network Kenya Mid-Year CIC Update">Sarafu Network Kenya Mid-Year CIC Update</a></h2>
|
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<div class="entry-content"> <p class="first last">We've reached nearly 90Million worth (~900,000 USD) of Community Inclusion Currency trading between 30,0000 users in Kenya for basic needs.</p>
|
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<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
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<div class="entry-content"> <p class="first last">Let's get the potlucks started! Here is a short introduction to the methods we use for Community Inclusion Currencies (CICs) potlucks!</p>
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<time class="published" datetime="2020-07-11T00:00:00+03:00"> Sat 11 July 2020 </time>
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<h2 class="entry-title"><a href="../cic-training.html" rel="bookmark" title="Permalink to CIC Training from Response to Recovery">CIC Training from Response to Recovery</a></h2>
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<div class="entry-content"> <p class="first last">The end effect is that communities have a way to create their own credit systems for supporting themselves responsibly with both social and</p>
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<time class="published" datetime="2020-06-14T00:00:00+03:00"> Sun 14 June 2020 </time>
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<div class="entry-content"> <p class="first last">In order to spread adoption of a new economic models that heal economic trauma and use blockchain as a source of truth that connects us...</p>
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<time class="published" datetime="2020-05-11T00:00:00+03:00"> Mon 11 May 2020 </time>
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<h2 class="entry-title"><a href="../covid-19-blockchain.html" rel="bookmark" title="Permalink to COVID-19 Blockchain Crisis Response - CICs at 500% Growth">COVID-19 Blockchain Crisis Response - CICs at 500% Growth</a></h2>
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<div class="entry-content"> <p class="first last">Since we started using blockchain for CICs in September 2018 we have seen nearly half a million dollars (482k USD) worth of trade via 154k t</p>
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<time class="published" datetime="2020-05-02T00:00:00+03:00"> Sat 02 May 2020 </time>
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<h2 class="entry-title"><a href="../currency-123.html" rel="bookmark" title="Permalink to Currency 123 (Back, Guarantee, Open)">Currency 123 (Back, Guarantee, Open)</a></h2>
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<div class="entry-content"> <p class="first last">A Community Inclusion Currency (CIC) is way to transparently establish a credit system to enable local markets to thrive and link...</p>
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<div class="entry-content"> <p class="first last">Once upon a time a goat herder counted his herd and found 100 goats (some old and some young). That was a nice surprise. He estimated a...</p>
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<div class="entry-content"> <p class="first last">In 30 days we have seen that by injecting a medium of exchange (CICs) nearly 100,000 USD have been traded in over 1,600 daily transactions</p>
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<div class="entry-content"> <p class="first last">In the last 30 days we have had 3015 users making at least 1 trade. For a volume of 2,336,655 Tokens (~23k USD equivalent of goods and...</p>
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<div class="entry-content"> <p class="first last">These may sound like small improvements, but because of them our current, 8000+ and growing, users will be able to trade and create CICs to</p>
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|
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<h2 class="entry-title"><a href="../economies-into.html" rel="bookmark" title="Permalink to Economies into Ecosystems">Economies into Ecosystems</a></h2>
|
||||
<div class="entry-content"> <p class="first last">The reserve behind these tokens, the actual aid funding, was about $2.5k USD).This means that $2,500 USD of Aid funds created 10,000 tokens</p>
|
||||
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<time class="published" datetime="2019-12-06T00:00:00+03:00"> Fri 06 December 2019 </time>
|
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<div class="entry-content"> <p class="first last">By exploring this space and enabling leverage we can open the door to truly decentralized financial services. If credit can be safely issued</p>
|
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<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
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<time class="published" datetime="2019-09-11T00:00:00+03:00"> Wed 11 September 2019 </time>
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<div class="entry-content"> <p class="first last">Rarely in development work do you see an intervention that sprouts its own two legs and starts running across the country without donor fund</p>
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<time class="published" datetime="2019-06-27T00:00:00+03:00"> Thu 27 June 2019 </time>
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<time class="published" datetime="2019-06-16T00:00:00+03:00"> Sun 16 June 2019 </time>
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<div class="entry-content"> <p class="first last">Fishermen pay for their children’s school fees by selling shrimp to a cooperative with a freezer for storage. Women buy the shrimp and cook</p>
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<h2 class="entry-title"><a href="../100-new.html" rel="bookmark" title="Permalink to 100+ new Blockchain Wallets in One Day – Fighting Rural Food Insecurity">100+ new Blockchain Wallets in One Day – Fighting Rural Food Insecurity</a></h2>
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|
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R.C.: Thirty years.
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<time class="published" datetime="2018-12-13T00:00:00+03:00"> Thu 13 December 2018 </time>
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<div class="entry-content"> <p class="first last">September marked the first official renewal event for Bangla-Pesa after more than 2+ years in circulation (Starting in May 2013). The...</p>
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<div class="entry-content"> <p class="first last">The 4th and 5th Kenyan Community Currencies were launched last week within a span of 7 days. We now have our 3rd Nairobi Currency in...</p>
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<time class="published" datetime="2015-07-23T00:00:00+03:00"> Thu 23 July 2015 </time>
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<div class="entry-content"> <p class="first last">Kenyan Community Currencies Nairobi Gatina-Pesa – The Gatina Business Network's members have been saving their Kenyan Shilings together...</p>
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<div class="entry-content"> <p class="first last">Overcoming many obstacles in a shaken Kenya, we had an amazing launch today of the third community currency in Kenya! Kangemi-Pesa is...</p>
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<div class="entry-content"> <p class="first last">Kangemi-Pesa is launching on April 4th 2015! After six months of preparation the Kangemi Businessness Network has reached over 100...</p>
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<div class="entry-content"> <p class="first last">2014 has been an intense year developing the structures to allow community currency programs to one day become accessible across Africa....</p>
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<time class="published" datetime="2014-11-18T00:00:00+03:00"> Tue 18 November 2014 </time>
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<h2 class="entry-title"><a href="../gatina-bangla.html" rel="bookmark" title="Permalink to Gatina & Bangla Pesa Nov Updates">Gatina & Bangla Pesa Nov Updates</a></h2>
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<div class="entry-content"> <p class="first last">After more than a year of trading Bangla-Pesa, with millions of shillings worth of bills changing hands, the program is running strong....</p>
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<time class="published" datetime="2014-10-24T00:00:00+03:00"> Fri 24 October 2014 </time>
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<div class="entry-content"> <p class="first last">Nairobi's first community currency Gatina-Pesa, following Bangla-Pesa's success has started circulation with vigor. Due to its dense...</p>
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<div class="entry-content"> <p class="first last">With an amazing march through the slum, starting from Congo and ending at Gatina Primary School the entire community has been mobilized...</p>
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<div class="entry-content"> <p class="first last">The Gatina Business Organization is busy preparing for the community currency's official launch on October 11th. Children from the...</p>
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<div class="entry-content"> <p class="first last">Gatina-Pesa in Nairobi (a sister currency to Bangla-Pesa) is set to launch in early October! Initial designs of the Gatina-Pesa have been...</p>
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<time class="published" datetime="2014-06-08T00:00:00+03:00"> Sun 08 June 2014 </time>
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<h2 class="entry-title"><a href="../bangla-pesa-waste.html" rel="bookmark" title="Permalink to Bangla-Pesa Waste, Volleyball and Nairobi">Bangla-Pesa Waste, Volleyball and Nairobi</a></h2>
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<div class="entry-content"> <p class="first last">Community Waste Collection This weekend the Bangladesh Business Network, the more than 180 people who trade their goods and services with...</p>
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<time class="published" datetime="2014-05-10T00:00:00+03:00"> Sat 10 May 2014 </time>
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<div class="entry-content"> <p class="first last">Registration Last week the Bangladesh Business Network was 'finally' given it's official registration papers with the Kenyan Government...</p>
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<time class="published" datetime="2014-01-12T00:00:00+03:00"> Sun 12 January 2014 </time>
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<h2 class="entry-title"><a href="../sustainable-programs.html" rel="bookmark" title="Permalink to Sustainable Programs and Complementary Currencies">Sustainable Programs and Complementary Currencies</a></h2>
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<div class="entry-content"> <p class="first last">In 1982, the late Dr. Margrit Kennedy’s work on ecological architecture led her to the conclusion that it is “virtually impossible to...</p>
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<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
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<time class="published" datetime="2013-12-30T00:00:00+03:00"> Mon 30 December 2013 </time>
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<div class="entry-content"> <p class="first last">One of our largest supporters and inspirations has passed on. Our whole team and the community of Bangladesh, Kenya wish to offer...</p>
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<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
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<time class="published" datetime="2013-12-15T00:00:00+03:00"> Sun 15 December 2013 </time>
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<h2 class="entry-title"><a href="../church-offerings.html" rel="bookmark" title="Permalink to Church Offerings (Sadaka) in Bangla-Pesa">Church Offerings (Sadaka) in Bangla-Pesa</a></h2>
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<div class="entry-content"> <p class="first last">Faith based organizations (FBOs) are beginning to step up their usage of Bangla-Pesa to increase community services. FBOs act as a...</p>
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<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
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<div class="entry-content"> <p class="first last">We've been waiting since May 29th 2013 for this and it is finally here. Bangla-Pesa is back moving through the community. We've...</p>
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<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
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<time class="published" datetime="2013-11-23T00:00:00+03:00"> Sat 23 November 2013 </time>
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<h2 class="entry-title"><a href="../bangla-pesa-relaunch.html" rel="bookmark" title="Permalink to Bangla-Pesa Relaunch">Bangla-Pesa Relaunch</a></h2>
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<div class="entry-content"> <p class="first last">Bangla-Pesa was officially relaunched today in partnership with the Kenyan Government. Represented by Hon. Badi Twalib Minister of...</p>
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<h1>Authors on grassroots-pelican</h1>
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<li><a href="./author/paulina-june.html">Paulina June</a> (1)</li>
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<li><a href="./author/ruth-mwangi.html">Ruth Mwangi</a> (5)</li>
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<p>Koru Kenya is working to capacity build the the Bangladesh Business Network (BBN) to create it's own complementary currency. The committee of the met today to work on it's draft constitution, membership registration process and next general meeting.</p>
|
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<p>The meeting was held at St Mary's Secondary school with the attendance of: James Ochieng (Treasurer) representing Mens' Business, Sylvia Osodo (Vice Chairperson) representing Elders' Business, Alfred Sigo (Chairperson) representing Youths' Business, Emma Onyongo (Vice Secretary) representing Womens' Business, Rose Oloo (Secretary) representing Community Health Workers' Business.</p>
|
||||
<p>After corrections and translations to kiswahili the comittee will meet again on the 23rd to begin work on registration, targeting 200 business. The Committee also decided on a second community for control group data collection to compare to their own called Gana Hola roughly 30 minutes away by foot.</p>
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<time class="published" datetime="2013-10-20T00:00:00+03:00">
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<iframe width="740" height="416" src="https://www.youtube.com/embed/UaspBGmsdLE" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe><p>On May 29th 2013 we were arrested and charged with forgery. On August 23rd 2013 the case against Bangla-Pesa was dropped. A month after acquittal, the Central Bank of Kenya's Currency Department had finally made contact with us to ask us for information about the program (which they received). After nearly two months of misplaced court files, this last week of October we were finally given an <a class="reference external" href="http://grassrootseconomics.org/sites/koru.or.ke/files/field/image/Bangla-Pesa-Court-Ruling_scan-800.jpg">official copy</a> of the court order to drop the case against us. Receiving this court order signifies the end to prosecution and continuing the program under the guidance, if any, from local authorities and the Central Bank.</p>
|
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<p>When the government decided Bangla-Pesa was illegal, with no prior investigation, they raided our one room office with over 20 police officers. The items taken from our office by police included Bangla-Pesa vouchers and identification stickers for businesses. These items are still being held by the police 5 months later! Given there is no case against us and the matter was investigated by the Director of Public Prosecution holding program materials makes no sense.</p>
|
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<p>The police under OC Banking Fraud Investigations insists that they have the right to continue holding any materials as long as there is still an investigation. These investigations, which resulted in the case being dropped, may still never end we are told. Contrary to the police, the local administrative government officials have been very supportive and as of October there is no authority local, national or police telling us not to relaunch the program.</p>
|
||||
<p>It seems doubtful that we'll ever receive the Bangla-Pesa and other materials taken from us by police, so, in order for the Bangladesh community to relaunch the program, they are working on a new design for the vouchers, which should be ready by our prospective launch date November 23rd. We look forward to support from many local stakeholders!</p>
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<p>THE CASE IS OVER! Today the Director of Public Prosecutions <a class="reference external" href="http://grassrootseconomics.org/files/Bangla-Pesa-DPP-statement-1024.jpg">announced</a> that all charges against Bangla-Pesa are hereby dropped! This is a huge success for Bangladesh and for poverty reduction programs in Kenya. We are incredibly grateful for the huge amount of support in Kenya and around the world. Without it, this program could have easily been forgotten and the accused held in prison. There is no doubt that we are part of an International Complementary Currency movement that is growing daily!</p>
|
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<img alt="" src="images/blog/bangla-pesa-charges1.webp" />
|
||||
<p><strong>What does this mean for Bangla-Pesa?</strong></p>
|
||||
<ul class="simple">
|
||||
<li>That there are no laws in Kenya that have been broken by this program.</li>
|
||||
<li>Before re-launching the program we are waiting on two things: confiscated Bangla-Pesa to be returned from the Central Bank, and official government recognition of the program.</li>
|
||||
<li>Community Meetings will commence next week to get begin the process of putting Bangla-Pesa back to use.</li>
|
||||
<li>We are asking for continued support of these programs, as communities around Kenya and East Africa wish to duplicate the successes of Bangladesh.</li>
|
||||
<li>With the support raised so far via Indiegogo we hope to finalize all legal matters and relaunch the program with detailed monitoring and evaluation over the coming years.</li>
|
||||
</ul>
|
||||
<p>Why is Bangla-Pesa so important? As a poverty reduction program, Bangla-Pesa points in a new direction for community development by fundamentally re-thinking our means of exchange and how it issued. It gives those living in dire conditions the ability to create their own means of exchange and stabilize their own economy.</p>
|
||||
<img alt="" src="images/blog/bangla-pesa-charges64.webp" />
|
||||
<p><a class="reference external" href="http://www.youtube.com/watch?v=J_agUT3PvNI&list=PLPUExzwZAUpZgrTqH55aAV2tjlohT_qlD&index=6">Watch News coverage on YouTube</a></p>
|
||||
<p><a class="reference external" href="http://www.businessdailyafrica.com/Opinion+and+Analysis/Move+on+Bangla+Pesa+unwise/-/539548/1968688/-/71gdv1/-/index.html">Read in English News</a></p>
|
||||
<p><a class="reference external" href="http://www.swahilihub.com/habari/HABARI+ZA+MAHAKAMANI/-/1333066/1965446/-/p2stju/-/index.html">Read in Swahili News</a></p>
|
||||
<p><a class="reference external" href="http://grassrootseconomics.org/files/Bangla-Pesa-DPP-statement-1024.jpg">Read the letter from the DPP.</a></p>
|
||||
<p><a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/complementarycurrencies">#complementary currencies</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/bangla">#bangla</a></p>
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<p>Today's launch of Bangla-Pesa was a great start to an empowering community process!</p>
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<p>137 local business owners attended. Of the 137 local business owners that attended, 56 members completed their registration and backing process and created 400 credits each. At least 150 pending registrations will be completed in the next week.</p>
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<p>Prior to the launch, members of the business network processed through Bangladesh, led in song by the Bangladesh Business Network (BBN) Committee, and following the Bangla-Pesa basket, which was escorted by local security officials.</p>
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<p>During the launch, the Alpha and Omega youth group performed a drama detailing the uses of Bangla-Pesa and debunking community concerns about this relatively novel approach to community development. The dramas left people laughing, clapping, and better informed. Afterwards Will Ruddick presented the some results of the baseline data collection, helping members of the Bangla Business Network understand the size, seasonal and weekly fluctuations, and gender inequalities in the economy. Members also listened to speeches by the Committee Chairman and Josephat Kioko, who talked about the benefits of a Eco-Pesa, the predecessor to Bangla-Pesa used in Kongowea, Kenya. Then, the Bangladesh Businesses Network's constitution was read and discussed in detail. Members of the Network asked pointed questions about issues like voting rules, tribal equity in leadership, clearly communicating their understanding and investment in the Network.</p>
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<p>Finally, members possessing completed registration forms, with 4 co-signers and the approval of the BBN's committee, received 400 Bangla-Pesa and a marketing sticker for their shops. 200 Bangla-Pesa was returned by each member as their registration fee. This registration fee will go toward community activities such as trash collection and health care, after an initial three month period to first strengthen the network's use of Bangla-Pesa.</p>
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<p>The meeting ended with a hearty meal and a strong commitment to and excitement about using Bangla-Pesa. Koru-Kenya's monitoring and evaluation team, led by Morgan Richards, will perform surveys over the next weeks and months to determine the extent of Bangla-Pesa used, any problems that need addressing, and how the community has benefited from the use of Bangla-Pesa. And, in 3 months, the Business Network will have their next General Meeting to discuss further changes to their operating rules.</p>
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<time class="published" datetime="2015-12-08T00:00:00+03:00">
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Tue 08 December 2015
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<p>Finally! The Bangladesh Business Network Market Day was a big success. Bangla-Pesa members gathered together to sell their goods and invited the general public to take part. At first people were hesitant to bring their goods but after realizing that clients were coming, vendors went back to add more goods as what they had brought had all been sold out. The Master of Ceremony at the event did a great job by ensuring that the event remains fun and active. There were 27 buyers who attended the market event and bought from more than one person. All the goods sold on this day were worth 3,310 BP and was paid back with the equivalent amount in Kenyan Shillings. Some of the Band Pesa used by buyers were earned through emerging as winners in the competitions held during the event.</p>
|
||||
<p>Nthoki Ndindu one of the vendors says, “I hope this continues every month because I have met new customers and they have said that they will be coming to buy things from my ‘kibanda’. This day has given me the opportunity to advertise my business.”</p>
|
||||
<p>Frank Goya one of the market clients says, “I have never had the opportunity to buy something with Bangla Pesa but today I have. I feel happy about this and at least I now know that it is just like Kenyan shillings”.</p>
|
||||
<p>All went well on the event apart from one thing that I noted; It is important to have a first aid kit just in any case minor accidents occur like when one is peeling a fruit using a knife. Also ‘in every market there is a mad man’. Some people just have to create conflicts out of nothing so it is advisable to have security around. I had to assign 3 youths from the community to help maintain peace in the event.</p>
|
||||
<p>This is Francis Odengeya. He is a cobbler in Bangladesh and a member of the Bangla Business Network. He registered as a member in 2013 and has not stopped using Bangla Pesa ever since. His customers bring him Bangla Pesa for him to repair their shoes. His common price for shoe repair is Khs. 10. For this he accepts 5 Bangla-Pesa and 5 Kenyan Shillings. “I take this amount because I don’t need to buy stock often, I mostly use materials that I get from old ‘scrape’ shoes to repair shoes,” he says. “I eat chapatis and buy omena with the Bangla Pesa I collect from my customers.”</p>
|
||||
<p>Permaculture report from Caroline Dama</p>
|
||||
<p>Our work to help create food gardens around schools using Bangla-Pesa is still in progress. With the swales done the schools have been concentrating on adding dry grass and manure to have some fertile soil ready by January also the dry grass will act as a cover to ensure when it rains the soil stays moist so we could bring in some soil friendly organisms like millipedes, earth worms among others.</p>
|
||||
<p>The schools are closing for the holidays so we spent the past week capacity building the children on how to build and maintain a nursery bed, why we need one, how to collect wildings from trees that are already in their environment, seed collection and agroforestry. We envision that by the time the schools open they will be able to hit the ground running. We have not done more as we are worried about the holidays and security especially of sprouting seedlings from nursery beds. Otherwise we are confident that we are laying the foundation through capacity building.</p>
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<time class="published" datetime="2013-11-23T00:00:00+03:00">
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<p>Bangla-Pesa was officially relaunched today in partnership with the Kenyan Government. Represented by Hon. Badi Twalib Minister of Parliament, Ward Representatives, the Speaker for the County Assembly, Women's Representative, the Chief of Police (OCS) and the Mombasa County Secretary. Other guests included Human Rights representatives from Muhuri, the artist Carol Opondo and many others. There was a unanimous request from government representatives to replicate these programs to other areas in the County.</p>
|
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<p>After waiting for 6 months since members of the program were arrested, the community danced, sang, performed dramas and and recited poetry. The team is extremely happy about the turn of events. On the Matatu home from the event I was happy to overhear some women talking about the program as a means of poverty reduction and it's complementary nature to the Kenyan Shilling to create local stability. Traditional Peke Dancing.Chief of Police (OCS) that once arrested us - now endorsing the Bangla-Pesa.Registration for the program will being afresh next week. Thanks for everyone's help making this event happen!</p>
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Tue 10 December 2013
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<p>We've been waiting since May 29th 2013 for this and it is finally here. Bangla-Pesa is back moving through the community. We've re-registered from scratch 100 members so far, since the official relaunch. The newly designed Bangla-Pesa just arrived in the mail today (to replace those that the police took and refused to return) - featuring a shiny hologram. Our team has also been working around the clock to reestablish a set of baseline data so we can gauge the programs impact. Registration and allocation of Bangla-Pesa will continue over December and we hope to see a positive shift in January's market stability.</p>
|
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<p>January is when schools fees are due. These fees generally empty the community of scare national currency - so we hope to see and measure (via our M&E Specialist, Morgan Richards) Bangla-Pesa starting to fill this gap by allowing the business community to trade their underutilized goods and services.</p>
|
||||
<p>We're also happy to have the support of several churches that will be accepting tithing in Bangla-Pesa and using it for community services. There is a strong sense of community building and the beginning of something beautiful.</p>
|
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<p>We are also happy to congratulate Caroline Dama and welcome her back home after representing the team and winning the top innovations in Africa award in Paris last week.</p>
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<p><a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/bangla">#bangla</a></p>
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<p>Bangla-Pesa Follow-up Survey - February 2014 Results Two months since our re-launch in late November. Bangla-Pesa Re-IntroducedResilience and ingenuity are trademarks of impoverished communities here in Kenya. When we first introduced Bangla-Pesa it had a few ups and downs, but now it is being used in ways we had never imagined. We recently completed a follow-up survey asking members of the business network who are using Bangla-Pesa about how they are spending it, how they are making sales with it, and how it is impacting their business. The survey data back up the apparent success of case studies like that of Marciana.</p>
|
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<p>What Bangla-Pesa is Doing?</p>
|
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<img alt="" src="images/blog/bangla-pesa-survey1.webp" />
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<p>Currently 123 surveyed businesses conduct on average 7% of their daily trades using Bangla-Pesa. Assuming these sales would not have occurred without the voucher, we can call this a 7% increase in local sales revenue. And, given that members have actually experienced an overall increase in sales revenue in Kenyan shillings compared to baseline data**, we believe these sales in Bangla-Pesa are “new” trades due to the program's ability to utilize excess capacity. Further, overall trade for businesses in the network has increased on average by an astonishing 83% compared to baseline data**. While we don't claim this increase is solely due to the program, based on interviews, we believe greater liquidity and stability of the market created by the complementary currency has helped tremendously, since this survey period covers one of the worst market seasons of the year. With roughly 9,600 KSH ($111 USD) worth of Bangla-Pesa transacted daily, the increase growth in the local economy can surpass the cost of the program implementation in about 3 months! This survey indicates that Bangla-Pesa not only increases overall trade in the community, but also specifically increases the trade in the national currency (Kenyan Shillings). This indicates that the program has measurable benefits for economic development and could subsides services otherwise provided by county governments. This shows that empowering communities to issue their own means of exchange is a simple and effective tool for reducing poverty and creating market stability by providing a way of trading which can be used even during harsh economic conditions and market stagnation. We will continue monitoring the effects of this program over time to see that these benefits hold true. With more than 2 billion people project to be living in slums by 2030 and over a billion people living in dire poverty now, this affects everyone on the planet. Who’s Using Bangla-Pesa? Bangladesh is a community of roughly 20,000 residents. The business network using Bangla-Pesa has a total of 141 small scale businesses as members. The “typical” network member is a 35 year-old mother who identifies herself as the main provider of 2-3 children. She has never gone to secondary school, and supports her family either by selling cooked food like flatbread, pastries, fried potatoes, or through a stand selling fruits and/or vegetables. She earns around 600ksh ($7 USD) a day. Despite long days minding her shop, she also spends 2-3 hours a day on household chores like cooking, cleaning, and childcare. The market in Bangladesh is extremely volatile, with business reporting their average daily sales revenue varying from 200ksh (~$2 USD) during bad periods to 1200ksh (~$14 USD) during good periods, as shown in the volatility graph.</p>
|
||||
<p>This fluctuation tells us that businesses could meet a much higher demand for goods and services (as demonstrated</p>
|
||||
<img alt="" src="images/blog/bangla-pesa-survey47.webp" />
|
||||
<p>during good times) than they are during bad or even average per</p>
|
||||
<p>We keep registering businesses! We know there are more than 200 small businesses in Bangladesh which are eligible for inclusion in the network. Given the benefits these initial findings attribute to the Bangla-Pesa, we would like to register all these businesses. Further, just over half of the businesses in the network report that there is not enough Bangla-Pesa in circulation. 200BP per business member is kept in a community fund for social services. The community will begin using these funds for health, sanitation, education, or other services, spending the vouchers into the community and providing more opportunities for businesses to trade, grow, and meet their families’ needs. As positive findings and reports continue to flow out of Bangladesh, we hope to one day replicate this program in other vulnerable informal settlements in the area. We also hope that other communities are inspired to take up their own complementary currency programs in Kenya and beyond. What this means for you:</p>
|
||||
<ul class="simple">
|
||||
<li>NGOs and International Aid Organizations. Communities don't need aid forever! Helping communities tap into their own abundance is cost effective and sustainable, without long term dependence on aid funding.</li>
|
||||
<li>Local and National Governments. Empower your people! This is a cost effective tool to increase local economies and help subsidize the need for government funding.</li>
|
||||
<li>Communities You can do this yourself! Don't wait for outside resource when you can tap into your own.</li>
|
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|
||||
<p>These findings will be published in more detail in the next few months. Contact us if you would like to be informed when the data is published. Baseline data collection started in November and continues for new members. Data were collected by three trained surveyors using Android phones and Open Data Kit. Report compilation and data analyses was done by Morgan Richards (M.A. Sociology) and Will Ruddick (M.S. Physics).</p>
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<time class="published" datetime="2013-06-03T00:00:00+03:00">
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<p>The Bangla-Pesa, a complementary currency created and backed by a local business network, offers a glimpse of true sustainable development. After only a week of circulation, Bangla-Pesa was able to help community members tap into an estimated 22% increase in their sales through excess-capacity trading. This is a substantial increase in a community of people living in extreme poverty. We hope to see this program continue to benefit the people of Bangladesh, who have devoted their efforts in its formation.</p>
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<p>A network of mico-enterprises coming together to co-own and create their own complementary currency could be considered the next step bringing together cooperatives and micro-finance. While positive results in a short time make complementary currencies like Bangla-Pesa an appealing sustainable development solution in poverty-stricken areas, we also have an immediate need for international support to promote legislation and understanding at national and central banking levels.</p>
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<p>Sadly, because of a misunderstanding by local authorities, community members Alfred Sigo, Emma Onyango, Rose Oloo, Paul Omolo, Carolin Dama and Will Ruddick were jailed on suspicion that they were part of a secessionist terrorist group (nothing could be farther from the truth). After this was found to not be the case, and seeing no other reason to keep them in jail, the group of six (including two mothers, a grandmother, and a grandfather) were charged by the Central Bank of Kenya, with forgery for holding a printed voucher. This charge is baseless, and they in fact have a printing receipt from Kenya's top printer (Punchlines Ltd.). They are now out of jail on bail and awaiting trial.</p>
|
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<p>Since this disruptive reaction from local authorities, there has been an outpouring of support. Please keep it coming! Without it, this matter could get stuck in court for years and deny Bangladesh businesses a tool that business networks worldwide use.</p>
|
||||
<p>Thanks so much to all our supporters! And we hope very much that the community of Bangladesh continues to be supported. <a class="reference external" href="http://www.indiegogo.com/projects/bangla-pesa">Click here if you can help us raise legal fees to keep these six people out of jail.</a></p>
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<p>Resources below:</p>
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|
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<li><a class="reference external" href="http://koru.or.ke/sites/koru.or.ke/files/The-Hague-CCS-Bangla-Pesa-Petition.pdf.pdf">Petition Signed by over 100 delegates at The Hague during a conference on Complementary Currency Systems</a></li>
|
||||
<li><a class="reference external" href="http://koru.or.ke/sites/koru.or.ke/files/IRTAKenyaAnnetteRiggs-TR06052013.pdf">Read a short letter on the issue by Annette Riggs, President of the IRTA.</a></li>
|
||||
<li><a class="reference external" href="http://koru.or.ke/sites/koru.or.ke/files/UN-NGLS-note-on-the-Banglapesa-vouchers.pdf">Note on the program by Hamish Jenkins, of United Nations Non-Governmental Liaison Service.</a></li>
|
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<li>For media coverage please see: Kenyan Television Network and also read <a class="reference external" href="http://www.the-star.co.ke/news/article-123201/bangla-pesa-use-alternative-currency-kenya">Kenyan News.</a>.</li>
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<li>For an understanding of Bangladesh and informal settlements <a class="reference external" href="http://www.nation.co.ke/oped/Opinion/Of-the-Pattni-billions-and-Bangla-Pesa-/-/440808/1875002/-/hedr6hz/-/index.html">read this piece by Father Gabriel Dolan.</a></li>
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<time class="published" datetime="2014-06-08T00:00:00+03:00">
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Sun 08 June 2014
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<address class="vcard-author">
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By <a class="url fn" href="./author/will-ruddick.html">Will Ruddick</a>
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<p><strong>Community Waste Collection</strong></p>
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<p>This weekend the Bangladesh Business Network, the more than 180 people who trade their goods and services with Bangla-Pesa, came together to start a regular community cleanup. They swept and collected community waste to a municipal waste collection area. Youth participating in the event were rewarded with Bangla-Pesa from the community fund to which each member contributes. Equipment, like rakes and wheelbarrows, were also rented using Bangla-Pesa.</p>
|
||||
<p>After the cleanup, the community celebrated with a volleyball match and much laughter during light afternoon rains.</p>
|
||||
<p><strong>Study</strong></p>
|
||||
<p>A major study is nearly completed with interviews of each of the businesses using Bangla-Pesa. In a recent interview with several female business owners, participants reported that each time they used Bangla-Pesa for a purchase, they saved their Kenyan Shillings increasing the funds available to pay their children's school fees. These and other indicators suggest a steady improvement in this large, but marginalized community though the simple, cost effective tool of community currencies.</p>
|
||||
<p><strong>Nairobi's Bangla-Pesa</strong></p>
|
||||
<p>About 8 hours away by bus, three communities from separate sub-locations in the Kangemi and Kawangware slums of Nairobi started their first community discussions on creating their own Bangla-Pesa program. These communities will create business networks similar to the Bangla Business Network in Mombasa County, issue their own community vouchers, and use increased revenue to support tuition costs of children in surrounding schools.</p>
|
||||
<p>Alfred Sigo and Will Ruddick did three workshops in Nairobi over the last week and are excited to see the community there taking the program into their own hands.</p>
|
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<p><strong>Fundraising</strong></p>
|
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<p>We ended our yearly crowd fundraising, raising nearly $3,000 USD. While this was only a fraction of our goal, we are extremely grateful for the chance to keep going even on a shoe string budget. If you didn't get a chance to donate please visit <a class="reference external" href="http://koru.or.ke/donate">http://koru.or.ke/donate</a></p>
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<time class="published" datetime="2014-03-25T00:00:00+03:00">
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<p>After winning court battles, relaunching the program, hearing heart breaking stories and finding amazing results the local government through the Kenya National Assembly Minister of Parliament (Hon. Badi Twalib) as well a County Assembly representative (Hon. Duncan O. Onyango) have expressed their desire that Koru-Kenya focus on replicating the benefits of the Bangla-Pesa program in a nearby informal settlement named Ganahola.</p>
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<p>Ganahola is in a dire condition. We talked with 208 small business in Ganahola and found that their sales revenue per day fluctuates between 100 Kenyan shillings per day during bad periods and 700 ksh in good periods. While the community of Bangladesh has seen as much as an 80% increase in sales, Ganahola is in dire straights.</p>
|
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<p>With the introduction of a complementary currency like Bangla-Pesa (for which the community will create their own name for) we are allowing commerce to continue even when Kenyan Shillilngs are scarce. Businesses in Ganahola will be part of a small business network that uses an alternative means of exchange via a voucher that is redeemed for their own goods and services. Based on our results in Bangladesh, we project roughly 10,000 Kenyan shillings of trade to be facilitated daily. This comes to roughly 70 shillings of new trade per day per small business and means the difference between putting good food on the table and going hungry.</p>
|
||||
<p>The full impact of allowing hundreds of micro-businesses in Kenya to trade without depending on scarce money, is a revolution in how we think about sustainable development and poverty reduction. People living in slums have a huge untapped capacity for trade and they only need a means of exchange to unlock their economy. Like its predecessor Bangla-Pesa, a similar program in Ganahola will put development in the hands of the people and help stabilize the local economy by allowing people to utilize their untapped capacity.</p>
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<time class="published" datetime="2013-07-22T00:00:00+03:00">
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Mon 22 July 2013
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<p>We are still being charged with forgery under penal code 367(e). For Kenyan Laws see <a class="reference external" href="http://www.kenyalaw.org/klr/fileadmin/pdfdownloads/Acts/PenalCodeCap63.pdf">page 121</a>.</p>
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<p>On July 15th - the Kenyan Dirctor of Public Prosecutions, <a class="reference external" href="http://www.statehousekenya.go.ke/government/attoneyG.htm">Keriako Tobiko</a> recalled our case file and hence the trial was not allowed to proceed.</p>
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<p>Apparently this was due to a large amount of interest in the case and a recent <a class="reference external" href="http://grassrootseconomics.org/petition">petition</a> . More in the <a class="reference external" href="http://www.businessdailyafrica.com/DPP-recalls-case-against-Bangla-Pesa-informal-currency/-/539546/1917800/-/949nai/-/index.html">news</a></p>
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<p>So we are currently praying for a positive verdict from Keriako Tobiko so that these programs can continue.</p>
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<p><a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/complementarycurrencies">#complementarycurrencies</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/bangla">#bangla</a></p>
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<p>Rarely in development work do you see an intervention that sprouts its own two legs and starts running across the country without donor funds. Catholic Relief Services (CRS) has done just that with their Savings and Internal Lending Communities (SILC) model. We've been seeing it spreading across Kenya before we even knew CRS was involved - it has grown so viral that many people don't even know where it came from.</p>
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||||
<p><strong>What's happening?</strong> CRS has found a way to turn community savings groups into their own banks with several loaning products and sustainable finances.</p>
|
||||
<p><strong>Here is the CRS 'SILC Field Agent Guide 5.0</strong>: <a class="reference external" href="http://www.crs.org/our-work-overseas/research-publications/silc-field-agent-guide-50">https://www.crs.org/our-work-overseas/research-publications/silc-field-agent-guide-50</a></p>
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<p>Groups of roughly 25 (mostly women) come together and save weekly and loan out their savings in different forms to each other, and redistribute all the funds (fees and interest) to those same members at the end of each year. They have a great governance model and sharing practices that help train the next community group.</p>
|
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<p><strong>What's wrong with SILCs? Well nothing</strong> - but there simply isn't enough money to save. What if these groups could issue credit?</p>
|
||||
<img alt="" src="images/blog/banking-on75.webp" />
|
||||
<p>So far 21 SILC groups have taken up Community Currencies as an alternative to saving their SILC funds in a metal box or using expensive bank or MPESA accounts. But more importantly we are learning how they are using Community Currencies as a way to leverage their savings into a local credit. This means that these SILCs which are already like small community 'banks' are actually able to do something that generally only banks can - that is leverage their reserves to create their own credit.</p>
|
||||
<p>Using a variable exchange rate (via Bonding curves) their credit (in their own unique community currency) gains exchange value to the Kenyan shilling the more they save and visa versa, giving them an incentive to maintain the value of their credits and to make something like a bank-run impossible. In essence they are investing in the value of their own local currency which is also backed by local goods and services. The better their economy does the better their investment does.</p>
|
||||
<p>These 21 SILC groups using Community Currencies have selected Trainers of Trainers to be trained by CRS to go out and create more SILC groups. We're so appreciative of CRS for bringing this to Kenya and really excited to see how these groups take Community Currencies as a tool in their already thriving kit.</p>
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<p><a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/Catholicreliefservices">#Catholicreliefservices</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/CRS">#CRS</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/SILC">#SILC</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/banking">#banking</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/lending">#lending</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/savings">#savings</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/credit">#credit</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/leverage">#leverage</a></p>
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<time class="published" datetime="2013-02-15T00:00:00+03:00">
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Fri 15 February 2013
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<p>After two small business meetings and several focus group sessions, the Bangla Business Network (BBN) had it's first large group meeting on February 9th 2013 at the St. Patrick Hall.</p>
|
||||
<p>Based on previous meetings 5 facilitators were chosen, representing Community Health Works, Youth, Elders and Men's and Women's businesses. Moblization for this meeting was done by these facilitators.</p>
|
||||
<p>The 165 Business that attended the meeting consisted of:</p>
|
||||
<ul class="simple">
|
||||
<li>Water - 6</li>
|
||||
<li>Transportation - 2</li>
|
||||
<li>Hardware - 1</li>
|
||||
<li>Soap - 1</li>
|
||||
<li>Services - 17 (including tailoring, clobbering, manual laborer, house builders, salons, mechanical and electronic repairs, and porting)</li>
|
||||
<li>General Shops - 23 (Selling a variety of local and non-local items)</li>
|
||||
<li>Food Services - 49 (Selling cooked or processed food, on the road or in restaurants)</li>
|
||||
<li>Raw Food - 21 (Including fish, meat, eggs, vegetables, fruits and grains)</li>
|
||||
<li>Farming - 3</li>
|
||||
<li>Energy - 21 (including charcoal and lamp oil)</li>
|
||||
<li>Education - 1 (Primary and nursery school)</li>
|
||||
<li>Clothes - 4</li>
|
||||
<li>Drinks - 3 (including alcohol, soda and fruit drinks)</li>
|
||||
</ul>
|
||||
<p>The Agenda included:</p>
|
||||
<ul class="simple">
|
||||
<li>Plenary</li>
|
||||
<li>Welcome and introductions</li>
|
||||
<li>Warm-ups.</li>
|
||||
<li>Brief Introduction to the program.</li>
|
||||
<li>Reading of an information sheet. (<a class="reference external" href="http://grassrootseconomics.org/sites/koru.or.ke/files/BBN-meeting-flyer-swahili.pdf">Here in swahili .pdf</a> )</li>
|
||||
<li>Discussing design of vouchers.</li>
|
||||
<li>Open for initial thoughts and questions.</li>
|
||||
</ul>
|
||||
<p>Small group demonstrations and discussion</p>
|
||||
<ul class="simple">
|
||||
<li>People were broken into five groups. Each facilitator described the program and facilitated a demonstration.</li>
|
||||
<li>Each demo participant was given 200/= of Bangla Pesa (represented by colors paper 2-5's, 3,-10's, 3,-20's 2,-50's)</li>
|
||||
<li>Each demo participant was also given white cards where their goods and services were listed along with the cost.</li>
|
||||
<li><ol class="first arabic">
|
||||
<li>They should try to buy and sell as much as possible but stay within trading limits</li>
|
||||
</ol>
|
||||
</li>
|
||||
<li><ol class="first arabic" start="2">
|
||||
<li>When they have less than 200 they should sell more</li>
|
||||
</ol>
|
||||
</li>
|
||||
<li><ol class="first arabic" start="3">
|
||||
<li>When they have more that 400 Banglas they should buy more.</li>
|
||||
</ol>
|
||||
</li>
|
||||
</ul>
|
||||
<p>Plenary Discussion.</p>
|
||||
<ul class="simple">
|
||||
<li>Registering the BBN. It was decided that the current 5 facilitators should continue as an interim board and register the network.</li>
|
||||
<li>Moving forward. Business registration would start in the next month with a launch after the National Presidential Elections.</li>
|
||||
<li>At the launch each business will be given vouchers representing 400/= Bangla Pesa and half of this will be retained as a membership fee.</li>
|
||||
<li>Membership fees will facilitate the 5 board members with a monthly allowance.</li>
|
||||
</ul>
|
||||
<p>TheBoard of Directors (5 people): 1 Youth Representative, 1 CHW Representative, 3 Business Representatives (1 man 2 women) will perform the following functions:</p>
|
||||
<ul class="simple">
|
||||
<li><ol class="first arabic">
|
||||
<li>Accounting and Administration</li>
|
||||
</ol>
|
||||
</li>
|
||||
<li><ol class="first arabic" start="2">
|
||||
<li>Networking</li>
|
||||
</ol>
|
||||
</li>
|
||||
<li><ol class="first arabic" start="3">
|
||||
<li>Care Taking</li>
|
||||
</ol>
|
||||
</li>
|
||||
<li>Organizing Community Service Work</li>
|
||||
<li>Security printing of the vouchers for businesses will take place in March 2013, and distributed publicly at the Launch event.</li>
|
||||
</ul>
|
||||
<p><a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/complementarycurrencies">#complementarycurrencies</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/bangla">#bangla</a></p>
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<time class="published" datetime="2015-05-30T00:00:00+03:00">
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Sat 30 May 2015
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<p>The Berg Rand or BRAND - which means 'Fire' Money in Afrikaans, had an amazing launch today! The FlowAfrica team lead by John Ziniades and Anna Cowen of Meshfield spent over 6 months training local youth in topics of architecture, video creation (see their youtube channel), currency and businesses development. These youth helped mobilize a network of small businesses across 3 different towns in the Bergrivier region. The businesses formed the Bergrivier Exchange Network (BEN) and designed their own medium of exchange. Similar to Bangla-Pesa and the other community currencies in Kenya the members of the BEN must be local prosumers and guaranteed by four other members of the network and must contribute to a community fund with their BRAND for social service programs, like trash collection and alien vegetation clearing.</p>
|
||||
<p>The BRAND will flow through the community connecting supply and demand when the National Currency (Rand) are scarce. Beyond the empowerment of the small businesses in the region, the launch of the BRAND was special in Africa as being the first to be met with support from both a National Treasury and local municipality. Right now the monetary system of South Africa does not value 'local' - it values the price of corn in the US more than it does potatoes grown in South Africa and this is a huge problem. The Community Currency movemen</p>
|
||||
<p>t takes over where Crypto-Currencies like BitCoin has faltered by building local community and valuing local goods and services and their connection to the environment. Creating community currencies that work in parallel to national currencies is a holistic grassroots economic model. It is built around community trust and backed by local goods and services. This type of money simply makes sense to local businesses by allowing them to trade even when there is not enough national currency.</p>
|
||||
<p>What is really exciting about the Flow Program in South Africa is that they have two very different municipalities taking part. Kokstad (KwaZuluNatal) (to launch in July) and Bergrivier (Western Cape). These programs are a new way to empower local businesses to lead the way and walk and in hand with local government. The BRAND launched today Pickterberg with spaza shops, farmers, creches, and more have formed an exchange network for their goods and services. With the levels of both business and governmental support we've seen in South Africa, we expect to see substantial increases in the local economy sales revenues and market stability. See more about the FLOW program at <a class="reference external" href="http://flowafrica.org">http://flowafrica.org</a></p>
|
||||
<p>Our hope is that these programs will create a network of interconnected community currencies across Africa - to build a truly grassroots economy.</p>
|
||||
<iframe width="740" height="416" src="https://www.youtube.com/embed/YoEkNgXVQgg" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe><p><a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/SouthAfrica">#SouthAfrica</a></p>
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<time class="published" datetime="2017-10-21T00:00:00+03:00">
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<p>The <a class="reference external" href="http://www.centerforneweconomics.org/">Schumacher Center</a> for a New Economics has supported us with inspiration and advice since we began with Eco-Pesa in 2010. Before starting our first currency, Eco-Pesa), I called Susan Witt (the Executive Director of the Schumacher Center) for advise, from one of those little international calling booths they used to have in Mombasa at 70 Kenyan Shillings a minute. The Schumacher Center is a pioneer in developing local currencies with their <a class="reference external" href="http://www.berkshares.org/">BerkShares</a> a historic and leading example of a regional currency in Massachusetts. Susan told me the of the efforts over the years to get BerkShares flowing and that, while successful in so many way, it was continuing to evolve. She made it clear that developing community currencies in Kenya wasn’t going to follow a cookie cutter approach and that grit and hope would be my best companions.</p>
|
||||
<p>Seven years later, The Schumacher Center’s patient advice has paid off. Through hardship and collective action, we have developed Community Currencies in regions around Kenya and trained groups in South Africa, Nigeria and Uganda. We were lucky enough to develop on the lessons of the Schumacher Center and apply those teachings to a Kenyan setting. Now, in turn, groups, NGOs and municipalities are using our programs as a model for resilient community development across Africa. We train communities to develop cooperative businesses that form the foundations of a community currencies and enable communities to develop resilient economies that can withstand seasonal market volatility and more people out of poverty. Since 2010 we’ve worked with over 2000 businesses, community groups, schools and clinics across Africa to develop cooperative businesses and 8 regional community currencies.</p>
|
||||
<p>We believe that communities should be afforded the same privileges as nations and empowered to develop their own prospering economies with the stability of their own currencies. Because of our shared purpose, we are happy to announce that the Schumacher Center has agreed to serve as a sponsor of Grassroots Economics’ work in Africa. Donations are therefore tax-exempt under US law.</p>
|
||||
<p>We encourage those that are able to support the cause by making a <a class="reference external" href="https://www.grassrootseconomics.org/get-involved">tax deductible donation</a> donation to the Schumacher Center for a New Economics. To make sure your support reaches our work in Africa please indicate "Community Currencies — Africa." on your check or online payment.</p>
|
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<p>Support for goes specifically to:</p>
|
||||
<ul class="simple">
|
||||
<li>Developing cooperative businesses (which back and enable Community Currencies to flow).</li>
|
||||
<li>Training leaders across Africa that communities have an alternative to debt-based finance.</li>
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<time class="published" datetime="2017-09-17T00:00:00+03:00">
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Sun 17 September 2017
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<p>Business development using community currency</p>
|
||||
<p>Being a business development coordinator whose main objective is to see communities’ assets put into good use, I do feel motivated and inspired when I see retailers at one of our communities in Gatina, Nairobi seeking consultation from us on how best to use their savings and what type of investments to undertake. Currently, small business traders participating in the Sarafu-Credit community currency program are saving KES 50/week (Merry-go-round) and the lump sum weekly payments being strictly used for business purposes. The traders also under their own accord save an additional KES 200/month that they intend to use for business improvement with the help and training offered by Grassroots Economics. These community currency traders come up with various initiatives to see their businesses thrive and make my work in asset development quite enjoyable as we seek to build thriving communities with absolute support from the community members.</p>
|
||||
<p>It’s quite a motivating factor when traders at Gatina, one of our communities participate in programs to increase circulation of Sarafu-Credit as they have noticed that by accepting and using Sarafu-Credit, their volumes of trade get to increase. Just to give an example, a grocery trader called mama Desty who decided to trade using Sarafu-Credit less than a month ago has been excited by the progress she has made in terms of trade volumes - to the point of regretting why she didn’t get to join earlier. This type of excitement from traders, increasing trade volumes and trust among community members have been key reasons why our office at Kawangware has been receiving requests from neighboring communities to have the program expanded to cover them.</p>
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<time class="published" datetime="2020-03-20T00:00:00+03:00">
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Fri 20 March 2020
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<p>Giving people a medium of exchange can save lives. With blockchain based Community Inclusion Currencies communities can support themselves in times of crisis.</p>
|
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<img alt="" src="images/blog/blockchain-currencies32.webp" />
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<p>Everyone is cautious about the spread of coronavirus in our communities. Here is Faith Mwaka, one of the community health volunteers (CHVs) in Mukuru. She is training her children and those from her neighbors how they can wash their hands regularly to prevent the spread of the virus . She is able to buy water from Irene using Sarafu (a Community Inclusion Currency) when she runs out of Kenyan Shillings.</p>
|
||||
<p>Sarah Wambui is selling kerosene to Irene Mutua, who is a mother of two, to prepare lunch for her kids as they are now at home due to school closure. Stella and Irene are active users of community inclusion currencies and they are following safety measures which include using digital payments to make transactions.</p>
|
||||
<p>Issac Manu is known for his delicacies in preparing chapati. He is accepting Sarafu rather than cash as one of the precautionary measures to prevent the spread of corona virus and also helps people in his community get food.</p>
|
||||
<img alt="" src="images/blog/blockchain-currencies58.webp" />
|
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<p>Hygiene is important in every community not only to fight coronavirus but also to fight other diseases like cholera. Grace Wandui sells cereals and she is a team leader in disaster response around the community. She is an advocate for cleanliness in the slums and has been paying people in Sarafu to clean ditches around her cereal shop. Grace has decided to help her community to get cereals using Sarafu even when their Kenya shillings run out.</p>
|
||||
<p>Anyone can sign up. To get an account dial 0757628885 or send a sms with your name and what you can sell and what is your nearest town. Example: Eva Songa 07278xxxxx Chapati, Kakamega. While supplies last, new users get 400 Sarafu and Chamas (saving groups) can register to convert a limited amount of Sarafu to Mpesa. If you are in, or know, a chama please let us know.</p>
|
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<p><a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/corona">#corona</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/virus">#virus</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/covid19">#covid19</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/CIC">#CIC</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/Mukuru">#Mukuru</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/RedCross">#RedCross</a></p>
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<time class="published" datetime="2019-01-18T00:00:00+03:00">
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Fri 18 January 2019
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By <a class="url fn" href="./author/ruth-njau-antony-ngoka.html">Ruth Njau & Antony Ngoka</a>
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<p>While the rest of the world wonders how blockchain will impact lives these people are using it daily to bring their community out of poverty. Welcome to 2019.</p>
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<p>Dorothy Nyangara has been using Sarafu for the last one year. She owns a pharmacy and clinic in Lindi, Kibra (Kenya’s largest slum). She uses Sarafu to purchase food for her family at least four times a week. Dorothy accepts sarafu from users who come to purchase medicines for themselves or their children and seek medical checkups. She is happy that Sarafu is helping her save Kenya Shillings which she uses to pay for transport to Nairobi CBD whenever she is going to purchase medicines for her chemist. Her customers see Sarafu as a basic health insurance - they know that as long as they have it they can get the medicines and help they need.</p>
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<p>Ruth Bosibori sells vegetables around Sunday Studio area in Kibra, Lindi Community. She joined Sarafu over 3 years ago has been using paper money until when she received her digital tokens. Ruth is among the people who trade daily using Sarafu in Lindi. She was rewarded by the community in November for being one of the people who had supported the community the most with Sarafu. Ruth uses Sarafu to purchase medicine and food for her family on a daily basis. She is also able to use Sarafu as part of her child’s school fees.</p>
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<p>Edwin Makori is a hotel owner at Gatina in Kawangware. He joined Sarafu early 2018 but he was skeptical about using it because he had not seen its benefits yet. Around June, he started using the digital Sarafu (Community Currency). Edwin has seen the benefits of Sarafu because he can now save some Kenyan shillings when he goes to purchase fuel or food for his cafe. Now he is too excited about Sarafu since more people he trades with him daily also joined the network. Currently Edwin trades at least twice a week when he is missing Kenyan Shillings. He is able to buy raw food and also fuel using Sarafu.</p>
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<p>Isaac Naimbona is a shopkeeper in Gatina. He joined Sarafu early last year through a client that sells fruits using Sarafu. According to him, Sarafu is beneficial to him since he is able to get food he needs for his family. He trades daily either on fruits or vegetables just outside his shop. When asked about his views on Digital blockchain-based system, he said that it is easier for him since he doesn’t have to carry a lot of money in his wallet and he can see his account history. Also, he says that he is able to send the fruit seller or the vegetable vendor money without having to leave his shop. Isaac is excited that last year December the community he trades with gave him a Christmas gift of some stock to boost his business.</p>
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<time class="published" datetime="2020-01-19T00:00:00+03:00">
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Sun 19 January 2020
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<address class="vcard-author">
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By <a class="url fn" href="./author/will-ruddick.html">Will Ruddick</a>
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<p><strong>How do you have a proper checkers tournament when no one can pay the entry fees?</strong></p>
|
||||
<p>Jacob the organizer saw an opportunity. His neighbors in several rural villages are in the worst time of the year because of the scarcity of Kenyan Shillings. Instead of shillings they are using their phones to exchange blockchain tokens (Community Inclusion Currencies) for basic needs. Jacob figured the many checkers (draft/draughts) players (a local tradition) who would be willing to pay an entry fee with those tokens which could be used as a reward for the top three players - and he was right!</p>
|
||||
<p>After dozens of dramatic checkers matches the top three players emerged victorious and won 5000, 3000 and 2000 Sarafu respectively. Their main goal when asked what they would do with their winnings: employ their neighbors to assist in farming their lands and stocking their businesses with local produce like flour, casava, peanuts and coconuts.</p>
|
||||
<p>Everyone wins! Checkers prowess is rewarded, youth are encouraged to learn the game and the winners can employ their neighbors for farming and buy local goods and services with Community Inclusion Currencies. This is one of many community activities, including collective farming, religious gatherings, that are being revitalized using a local medium of exchange and removing money scarcity.</p>
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<p>That is me loosing horribly to Mr. Chibwara ..... till next time.</p>
|
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<p><a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/checkers">#checkers</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/blockchain">#blockchain</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/draft">#draft</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/draughts">#draughts</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/CIC">#CIC</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/Kenya">#Kenya</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/Zerosumgame">#Zerosumgame</a></p>
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<time class="published" datetime="2018-12-03T00:00:00+03:00">
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<address class="vcard-author">
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By <a class="url fn" href="./author/lynda-chalker.html">Lynda Chalker</a>
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<iframe width="360" height="203" src="https://www.youtube.com/embed/UqobcADSUTQ" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe><p>We can't print enough paper notes for everyone who needs them. But nearly everyone has a phone (without internet). In order to reach a larger group of people across Kenya, Grassroots Economics has enabled feature phones with no internet, to have access to, trade and convert their blockchain-based tokens (Liquid Community Currencies (LCCs)) using the Bancor Protocol</p>
|
||||
<p>Community currencies came about as an integrative medium of exchange that would promote revitalization of the local economy and encourage community activities. Through the 1990s to 2000s community currencies emerged worldwide and to date hundreds of community currencies have been listed in the complementary currency <a class="reference external" href="http://en.wikipedia.org/wiki/Local_currency">Resource Center Worldwide</a></p>
|
||||
<p>According to <a class="reference external" href="https://www.grassrootseconomics.org/research">research</a> , the trade volume of Sarafu-Credit circulating in Kenya since 2010, covers approximately 12,500 out of 3 million people living in poverty. These (CCs) which reach users by being airdropped to business owners across different regions, have helped establish over 1200 local businesses, schools, farms and co-operatives like Miyani in Kwale county. They have also enabled households who live on less than a 100 shillings daily, afford at least one meal a day. But trading on paper meant that we could only have a limited reach.</p>
|
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<img alt="" src="images/blog/blockchain-without1.webp" />
|
||||
<p><strong>How it works:</strong> A business owner receives community currencies from field officers (as a voucher for that users goods and services), who monitor and educate the traders on full use of the credits in order to develop their business and community. This creates a network of businesses that rely on each other, increasing circulation of goods and services within the community hence boosting the local economy even when there are no Kenyan Shillings in supply.</p>
|
||||
<p>In order to scale and sustain this economic innovation, there needs to be a means of transaction that:</p>
|
||||
<ul class="simple">
|
||||
<li>Is cost effective without the expense incurred in printing paper vouchers</li>
|
||||
<li>does not limit the user geographically, hence encouraging trade among other businesses in neighboring communities (via Bancor Protocol),</li>
|
||||
<li>can facilitate an increase in the amount of currency to at least offer 2 meals per day, compared to one as it is readily accessible,</li>
|
||||
<li>Is cheap for the user without incurring the large transaction fees</li>
|
||||
<li>and most importantly one that is both traceable (to measure SDG impacts) and scalable .</li>
|
||||
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|
||||
<p>Grassroots Economics is pioneering the use of blockchain technology based on the Bancor protocol, which caters for communities at the Bottom-Of-The-Pyramid in Kenya.</p>
|
||||
<p>Sarafu Network, it is a decentralized liquidity network that provides users with a simple, low cost way to buy and sell tokens directly through their wallets. This platform is the first of its kind to be USSD/SMS oriented which means that it is user friendly as it can be used on any phone without needing internet access. After every carried out transaction an SMS is sent to the user’s phone which acts as a statement of account showing the money sent/received and the balance remaining. The POA.network blockchain - this guarantees fast transactions, enabling users to easily monitor their daily transactions, sales and account information.</p>
|
||||
<p>Furthermore, Sarafu connects digital currencies to each other across regions, with automated exchange rates based on productive capacity of the community.</p>
|
||||
<p>The use of digital community currency is aimed at bridging the financial inclusion gap. As an easy method to develop and trade interest free forms of credit, it fosters economic development in marginalized communities, by addressing inflation and currency fluctuation in emerging markets. This curbs chronic poverty and food insecurity the contributing factors towards zero hunger, one of the SDGs enlisted by the UN.</p>
|
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<p><a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/blockchain">#blockchain</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/nointernet">#nointernet</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/bottomofthepyramid">#bottomofthepyramid</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/Bancor">#Bancor</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/featurephones">#featurephones</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/digitalcurrency">#digitalcurrency</a></p>
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<time class="published" datetime="2014-03-18T00:00:00+03:00">
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<p>The MotoMoto Program is helping make a difference at the Shimo La Tewa Borstal Institution which houses 313 boys from all over Kenya. It’s one of only two such institutions in all of Kenya, with teenagers serving sentences for everything from petty theft (of even just a few dollars) to murder. For many, they came to the Borstal following conflicts with family, who then reported them to the police for petty theft or drug use. They would much rather be in the “Approved Schools,” which are also institutions for violent or unmanageable youth, but which offer secondary school services by government teachers. Instead, these boys stay in the Borstal, which does not offer secondary school and where the few years of primary school which are offered are taught by guards rather than teachers. The boys can, however, pursue one vocational skill; tailoring, farming, wiring, carpentry, or masonry, which they chose following their first 2 months in the institution.</p>
|
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<p>The Borstal boys wake up around 5am every day. They cook their own breakfast (as they do with all other meals), clean the kitchen afterward, clean their rooms, sweep the common areas, and do whatever yard work is necessary for the compound. In the hours when they are not doing chores, they attend their vocational skills classes. At 4pm, they have diner and then return to their rooms, shared among 4 or more boys, for the rest of the evening.</p>
|
||||
<p>However, Koru recently introduced a new element to the routine for 20 Borstal Boys, poi performing art and life skills. Since February, our poi and life skills coaches have gone to the Borstal on Fridays for a 1 hour poi lesson and a 1 hour life skills session. They work with boys ages 13-17 in the prison yard, surrounded by fences, barbed wire, and guards at all times. Unsurprisingly, the boys love this distraction, begging both coaches to stay even after the allotted time is finished.</p>
|
||||
<p>Antone Karuki is one of our most promising new poi students. Like most of the Borstal residents (less than 5% of whom come from Mombasa), Antone was arrested for smoking marihuana far from Shimo La Tewa, in his home region of Kiambu, north of Nairobi. He was sentenced to 3 years in November, 2013, but will be released on probation after 1 year. After the first poi lesson, Antone made his own poi from grass and flexible sticks, preferring to practice with a highly imperfect instrument, rather than wait for the next lesson. He’s now perfected forward weaves and actively teaches others, who listen because of this natural leadership skills. Antone also actively engages in life skills discussions. He’s learned how to identify and cope with challenges as they arise, as well as learning how to nurture high self-esteem despite these challenges. He’s working on his masonry certification and hopes to go back to secondary school in November, even though his classmates would be years younger than himself.</p>
|
||||
<p>Most of the Borstal boys made one or two really bad decisions, which have long term, negative consequences for their lives, interrupting their education, separating them from their families, exposing them to all the indignities and dehumanization which comes from living in a total institution like a prison. Although the prison offers vocations skills, many of these boys will struggle to return to school, which limits their employment opportunities into the future. We hope to fight against the loss of self-esteem and despair which might accompany these setbacks by giving the boys something to be proud of, their poi skills, and providing them with life skills to cope with the heavier challenges of their lives now and in the future.</p>
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<p><a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/poi">#poi</a></p>
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<time class="published" datetime="2020-03-21T00:00:00+03:00">
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Sat 21 March 2020
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<p>Even when you have no money you have resources. I’ve never met a poor woman in rural Kenya. They may have little resources compared to others but they aren’t poor.</p>
|
||||
<p>Even when you have no money you have resources. I’ve never met a poor woman in rural Kenya. They may have little resources compared to others but they aren’t poor.</p>
|
||||
<p>Even when you have no money you have resources. I’ve never met a poor woman in rural Kenya. They may have little resources compared to others but they aren’t poor.</p>
|
||||
<p>When we do run out of money – and some people surely will and have already - how can we fairly offer and share our resources and time together?</p>
|
||||
<p>Community Currencies (or Community Inclusion Currencies CICs) are a way for us to value our resources and time.</p>
|
||||
<p>The ultimate way to issue them is as a voucher for your own goods and services. The way a supermarket might issue a voucher, you too can do this and those vouchers can circulate as long as people trust that you will redeem them at some point and they will want your goods or services in the future.</p>
|
||||
<p>Sates spend currency into existence and accept it back as taxation. Banks and community groups (like the one shown above) in Kenya issue currency and accept it back as loan repayment. Marketing companies issue currency and accept it back as advertising fees.</p>
|
||||
<p>A million people printing paper currencies is not going to be feasible. And a million different digital currencies aren't going to be practical either without a way to establish relative pricing and conversion.</p>
|
||||
<p>The uniqueness of the blockchain in this situation is that it allows people and organizations to establish tokens that represent their goods and serves AND connect those all together into a decentralized economy.</p>
|
||||
<p>If I create 1 Billion Tokens and say they are worth 1 Billion Euros and I will back them with carpentry services – I might have trouble backing up that claim by just working myself. People who don’t know me might not be able to trust these vouchers in exchange for the goods or services they sell.</p>
|
||||
<p>But if those tokens are also backed by some real world collateral, then someone knows exactly what they can get out of those vouchers in case no one is accepting them.</p>
|
||||
<p>That real world collateral needs to be a guaranteed backer of last resort – like the government, or a major supermarket or a bakery. It could also be a bank account with National Currency as the backing. National Currencies are not perfect in how they are issued or valued, BUT they are a point of common trust we can use to establish our own credit systems.</p>
|
||||
<p>Across Europe people have created digital community currency using <a class="reference external" href="http://helpdesk.communityforge.net/en/request">Community Forge</a> using a <a class="reference external" href="http://www.drupal.org/project/cforge">drupal module</a> module</p>
|
||||
<p>In Italy people use <a class="reference external" href="http://sardex.net">Sardex.net</a>.</p>
|
||||
<p>In Japan right now elderly Japanese climb local mountains and thin out the dense forest. They use the Yen (National Currency) they get from timber sales and put it in a trust (at a local bank) then they create wooden chips called Enepo. These Enepo (energy points) are accepted by local businesses as a way to support the elderly. They flow around Takayama Japan and create their own small economy. If people want or need Yen they can go to the community bank and cash out their Enepo – which will go back into circulation when more wood is sold.</p>
|
||||
<p>The core example you will find from Community Currencies working – is some form of dedicated backing and or collateral (be it time, products or services or National Currency). For more on paper currencies see our <a class="reference external" href="https://www.grassrootseconomics.org/mooc">MOOC</a>.</p>
|
||||
<p>With the blockchain we can have a contract that monitors this collateral or reserve transaction by transaction. The reserve need not be a stable coin based on US dollars – but that is the best reserve we currently have that we can all agree on.</p>
|
||||
<p><strong>Now I’m going to get a little bit technical:</strong></p>
|
||||
<p>What we do is take xDAI a USD backed stable coin and leverage it to make a local credit (<a class="reference external" href="http://www.grassrootseconomics.org/single-post/Enabling-Leverage">read more here</a>). The National Currency forms our collateral but the primary backing is the communities that use and accept the tokens we call Community Inclusion Currencies (CICs). The main example of this right now is called Sarafu in Kenya. We work with over 11k businesses as well as the Red Cross to support marginalized communities to trade with each other in crisis even when they don’t have Kenyan shillings.</p>
|
||||
<p>We use collateral to back the currencies from donors so that people STILL have an option to cash out to National Currency. Doing so lowers the exchange value of the CICs but also gives donors and people a cheaper rate to buy more CICs and fill back up the collateral pool.</p>
|
||||
<p>In order to make a global CIC network of connected currencies there needs to be an index similar to DNS that allows them to find a path of common reserve between each other. This registry should allow people to write to it address of their tokens and what their reserves are without a centralized owner – i.e. a permissionless set of contracts.</p>
|
||||
<p>Luckily we have the powerful open source Bancor contracts. Sadly they are very much permissioned, giving full control over minting and network access to whomever deploys the contracts. But this can be changed.</p>
|
||||
<p>There are three key elements of the Bancor suite.</p>
|
||||
<blockquote>
|
||||
<ul class="simple">
|
||||
<li>A Token – which we call a CIC Community Inclusion currency. Bancor calls them liquid tokens. They have the ability to give control over to another contract to mint and destroy them.</li>
|
||||
<li>A converter – which holds some reserve (in our case xDAI) and also holds ownership over the liquid Token or CIC to be able to mint more and destroy them. The converter also holds a set of equations</li>
|
||||
<li>An Index – this records all the tokens on the network and how they can connect with eachother.</li>
|
||||
</ul>
|
||||
</blockquote>
|
||||
<p>It costs almost nothing to deploy a contract and create a token. On xDAI blockchain the cost is about 0.00001 cents. When you deploy the contract you mint an amount of tokens based on the reserve and the amount of leverage you are looking for. Those tokens belong to the issuer or group of issuers, but the converter once issued should be permissionless – Just because you deploy a contract doesn’t mean you should be able to extract a fee from people forever or manipulate the currency which is what is possible now with the Bancor contracts. Deploying a currency is actually as easy as a few lines of code but putting up the backing is what really counts - don't confuse the two.</p>
|
||||
<p>The index also should be permision-less so that people can find your currency without having to buy into or pay a toll bridge and be at the risk of the index contract holder shutting down.
|
||||
Creating a fully decentralized version of the Bancor suite (a Public Registry for Community Inclusion Currencies) would enable anyone in the world (including the Red Cross) to stake some reserve and create a credit system that can be connected to every other credit system on the planet. Localized reserves can connect regions of currencies while global reserve can connect larger and larger groups of currencies. This mountain range of decentralized currency networks represents and makes fluid and an echo system that can help humanity thrive even when some nations or their currencies fail.</p>
|
||||
<p>We can build the infrastructure to enable a decentralized financial system without toll bridges or giving undue power over such core aspects of our lives.</p>
|
||||
<p>We're working with the tools we have but can use a lot of support. The Bancor Contracts work well for a single network but need modification to make them more open for everyone without centralized risk (Permission-less converter, Open Indexer/ path registry, and modifications to bonding curves). If you are a programmer you can join <a class="reference external" href="https://t.me/CICBlockchain">https://t.me/CICBlockchain</a> to help us build up these system.</p>
|
||||
<hr class="docutils" />
|
||||
<p>If you know someone in Kenya that needs help - please suggest they sign up for a Community Inclusion Currency account on the Sarafu network. Anyone can sign up. To get an account dial 0757628885 or send a sms with your name and what you can sell and what is your nearest town. Example: Eva Songa 07278xxxxx Chapati, Kakamega. While supplies last, new users get 400 Sarafu and Chamas (saving groups) can register to convert a limited amount of Sarafu to Mpesa. If you are in, or know, a chama please let us know.</p>
|
||||
<p><a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/decentralized">#decentralized</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/defi">#defi</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/currency">#currency</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/economics">#economics</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/covid19">#covid19</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/corona">#corona</a> <a class="reference external" href="https://www.grassrootseconomics.org/blog/hashtags/virus">#virus</a></p>
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<a class="author-url" href="../author/shaila-agha-and-janet-treezer.html">Shaila Agha and Janet Treezer</a><br>
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<time class="published" datetime="2021-08-12T00:00:00+03:00"> Thu 12 August 2021 </time>
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<h2 class="entry-title"><a href="../syntropy-in-practice.html" rel="bookmark" title="Permalink to Syntropy in Practice">Syntropy in Practice</a></h2>
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<div class="entry-content"> <p class="first last">It was simple, when they saw first hand what a food forest could do for not only their plates, but their pockets.</p>
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<a class="author-url" href="../author/marco-bonfanti.html">Marco Bonfanti</a><br>
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<time class="published" datetime="2021-08-11T00:00:00+03:00"> Wed 11 August 2021 </time>
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<h2 class="entry-title"><a href="../pay-it-forward.html" rel="bookmark" title="Permalink to PAY IT FORWARD">PAY IT FORWARD</a></h2>
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<div class="entry-content"> <p class="first last">Community Inclusion Currencies are an important step in the transition towards the re-appropriation of the value of a bond</p>
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|
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<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
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<time class="published" datetime="2021-08-01T00:00:00+03:00"> Sun 01 August 2021 </time>
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<h2 class="entry-title"><a href="../taxation-community.html" rel="bookmark" title="Permalink to Taxation & Community Currencies">Taxation & Community Currencies</a></h2>
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<div class="entry-content"> <p class="first last">Taxation of & in Community Currencies could be the largest and most stable tax source for governments.</p>
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|
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<a class="author-url" href="../author/grace-rachmany.html">Grace Rachmany</a><br>
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<time class="published" datetime="2021-07-16T00:00:00+03:00"> Fri 16 July 2021 </time>
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<div class="entry-content"> <p class="first last">Thank you for doing the sacred and life-preserving work of creating financial opportunity and elevating people’s dignity</p>
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<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
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<time class="published" datetime="2021-06-22T00:00:00+03:00"> Tue 22 June 2021 </time>
|
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|
||||
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|
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<h2 class="entry-title"><a href="../claims-currencies.html" rel="bookmark" title="Permalink to Claims, Currencies and Cryptography">Claims, Currencies and Cryptography</a></h2>
|
||||
<div class="entry-content"> <p class="first last">We need frameworks and protocols for various types of endorsed claims that can be held self-sovereignty by individuals and groups.</p>
|
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<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
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<time class="published" datetime="2021-05-21T00:00:00+03:00"> Fri 21 May 2021 </time>
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<h2 class="entry-title"><a href="../emmas-duka.html" rel="bookmark" title="Permalink to Emma's Duka Community Currency Movement">Emma's Duka Community Currency Movement</a></h2>
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<div class="entry-content"> <p class="first last">Emma's Duka Community Currency Movement - in support of those seeking to free themselves from poorly designed monetary systems.</p>
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<a class="author-url" href="../author/shaila-agha.html">Shaila Agha</a><br>
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<time class="published" datetime="2021-05-18T00:00:00+03:00"> Tue 18 May 2021 </time>
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<h2 class="entry-title"><a href="../smes-the.html" rel="bookmark" title="Permalink to SMEs the missing link in Circular Economies">SMEs the missing link in Circular Economies</a></h2>
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<div class="entry-content"> <p class="first last">Organizations merely have to choose whether to help their local community, or pay taxes to a government whose reach is never felt in these s</p>
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<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
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<time class="published" datetime="2021-05-11T00:00:00+03:00"> Tue 11 May 2021 </time>
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<h2 class="entry-title"><a href="../2021-mid.html" rel="bookmark" title="Permalink to 2021 Mid Year CIC Update">2021 Mid Year CIC Update</a></h2>
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<div class="entry-content"> <p class="first last">We grew from a few thousands users to over 50,000 and have seen roughly 3 Million USD worth of trade between users for basic needs.</p>
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<a class="author-url" href="../author/janet-akinyi.html">Janet Akinyi</a><br>
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<time class="published" datetime="2021-05-11T00:00:00+03:00"> Tue 11 May 2021 </time>
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<h2 class="entry-title"><a href="../faith-based.html" rel="bookmark" title="Permalink to Faith Based Community Inclusion Currencies">Faith Based Community Inclusion Currencies</a></h2>
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<div class="entry-content"> <p class="first last">Local churches and faith based organizations have begun to develop their own community currencies (Sarafu)</p>
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<a class="author-url" href="../author/shaila-agha.html">Shaila Agha</a><br>
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<time class="published" datetime="2021-05-04T00:00:00+03:00"> Tue 04 May 2021 </time>
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<h2 class="entry-title"><a href="../from-mustard.html" rel="bookmark" title="Permalink to From Mustard Seeds to Food Forests: A Regenerative Journey">From Mustard Seeds to Food Forests: A Regenerative Journey</a></h2>
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<div class="entry-content"> <p class="first last">We are learning from 50 community groups that use a community currency to sell produce and pay for the labor with community currency</p>
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<time class="published" datetime="2017-12-03T00:00:00+03:00"> Sun 03 December 2017 </time>
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<h2 class="entry-title"><a href="../community-currency.html" rel="bookmark" title="Permalink to Community Currency Design Course Opening">Community Currency Design Course Opening</a></h2>
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<a class="author-url" href="../author/lydia-anyango.html">Lydia Anyango</a><br>
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<time class="published" datetime="2017-11-10T00:00:00+03:00"> Fri 10 November 2017 </time>
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<h2 class="entry-title"><a href="../post-election.html" rel="bookmark" title="Permalink to Post Election 'Syndrome' and New Economies">Post Election 'Syndrome' and New Economies</a></h2>
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<div class="entry-content"> <p class="first last">Election violence broke out in areas across Kenya this year and was concentrate in the lowest income areas. There is still a lot of...</p>
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||||
<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
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<time class="published" datetime="2017-10-21T00:00:00+03:00"> Sat 21 October 2017 </time>
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<h2 class="entry-title"><a href="../berkshares-and.html" rel="bookmark" title="Permalink to Berkshares and Bangla-Pesa">Berkshares and Bangla-Pesa</a></h2>
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||||
<div class="entry-content"> <p class="first last">The Schumacher Center for a New Economics has supported us with inspiration and advice since we began with Eco-Pesa in 2010. Before...</p>
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<a class="author-url" href="../author/daniel-mukosia.html">Daniel Mukosia</a><br>
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<time class="published" datetime="2017-10-10T00:00:00+03:00"> Tue 10 October 2017 </time>
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<h2 class="entry-title"><a href="../skylife-school.html" rel="bookmark" title="Permalink to Skylife School and Community Currency">Skylife School and Community Currency</a></h2>
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<div class="entry-content"> <p class="first last">Grassroots Economics works with communities across Kenya to develop systems that allow parents to pay for their children's education...</p>
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<time class="published" datetime="2017-09-22T00:00:00+03:00"> Fri 22 September 2017 </time>
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<h2 class="entry-title"><a href="../nairobi-coordinator.html" rel="bookmark" title="Permalink to Nairobi Coordinator Inspiration">Nairobi Coordinator Inspiration</a></h2>
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<div class="entry-content"> <p class="first">For the first three months I started working as a volunteer. I am able to get in touch with different business individuals in all the...</p>
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<div class="entry-content"> <p class="first last">Universal Basic Income (UBI), as currently under trial in Kenya by GiveDirectly, gives regular donations to individuals in selected...</p>
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<a class="author-url" href="../author/lydia-anyango.html">Lydia Anyango</a><br>
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<time class="published" datetime="2017-08-18T00:00:00+03:00"> Fri 18 August 2017 </time>
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<div class="entry-content"> <p class="first last">Today we launched our first rural community currency! The event went well to initiate and train the first 20 members and set up a local...</p>
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<a class="author-url" href="../author/thibaud-dezyn.html">Thibaud Dezyn</a><br>
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<time class="published" datetime="2017-06-17T00:00:00+03:00"> Sat 17 June 2017 </time>
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<h2 class="entry-title"><a href="../preliminary-research.html" rel="bookmark" title="Permalink to Preliminary Research Results 2017">Preliminary Research Results 2017</a></h2>
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<div class="entry-content"> <p class="first last">Grassroots Economics currently facilitates Community Currency programs for 1140 businesses across 5 communities which report both social...</p>
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<a class="author-url" href="../author/lydia-anyango.html">Lydia Anyango</a><br>
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<time class="published" datetime="2017-06-05T00:00:00+03:00"> Mon 05 June 2017 </time>
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<div class="entry-content"> <p class="first last">It is sad to announce the sudden death of Dominic Okello (in the middle) who passed on early May 2017. He is a resident of Bangladesh...</p>
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<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
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<time class="published" datetime="2017-03-31T00:00:00+03:00"> Fri 31 March 2017 </time>
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<div class="entry-content"> <p class="first last">We attended a meeting on DOEN's New Economy program, where our newest version of community currency bills were unveiled in Amsterdam. The...</p>
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<a class="author-url" href="../author/daniel-mukosia.html">Daniel Mukosia</a><br>
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<time class="published" datetime="2017-03-13T00:00:00+03:00"> Mon 13 March 2017 </time>
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<div class="entry-content"> <p class="first last">Julius Nyelele has been a member of Lindi Business Network for more than one year. He is a roadside seller of washing detergents and body...</p>
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<a class="author-url" href="../author/lydia-anyango.html">Lydia Anyango</a><br>
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<time class="published" datetime="2017-03-10T00:00:00+03:00"> Fri 10 March 2017 </time>
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<div class="entry-content"> <p class="first last">This is Julius Odhiambo. He owns a vegetable kibanda and has been using Community Currency called Bangla-Pesa, which is part of the...</p>
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<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
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<time class="published" datetime="2017-01-31T00:00:00+03:00"> Tue 31 January 2017 </time>
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<div class="entry-content"> <p class="first last">If there is one movie this year that captures the life we see here in East Africa each day it is the Queen of Katwe. There is so much...</p>
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|
||||
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|
||||
<address class="vcard-author">By
|
||||
<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
|
||||
<time class="published" datetime="2017-01-17T00:00:00+03:00"> Tue 17 January 2017 </time>
|
||||
</address>
|
||||
</div>
|
||||
<h2 class="entry-title"><a href="../liquidity-risk.html" rel="bookmark" title="Permalink to Liquidity Risk in Community Currency">Liquidity Risk in Community Currency</a></h2>
|
||||
<div class="entry-content"> <p class="first last">We're very happy to start the year with a visit from our Director of Risk Management Jimmy Heyns from Belgium with over 18 years of...</p>
|
||||
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||||
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||||
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||||
<address class="vcard-author">By
|
||||
<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
|
||||
<time class="published" datetime="2016-12-21T00:00:00+03:00"> Wed 21 December 2016 </time>
|
||||
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|
||||
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|
||||
<h2 class="entry-title"><a href="../here-we.html" rel="bookmark" title="Permalink to Here We Are - Kenya 2016">Here We Are - Kenya 2016</a></h2>
|
||||
<div class="entry-content"> <p class="first last">Happy holidays! We're seeing the power of community currencies in developing thriving communities and prospering economies. This year has...</p>
|
||||
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||||
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|
||||
<a class="author-url" href="../author/ruth-mwangi.html">Ruth Mwangi</a><br>
|
||||
<time class="published" datetime="2016-10-19T00:00:00+03:00"> Wed 19 October 2016 </time>
|
||||
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|
||||
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|
||||
<h2 class="entry-title"><a href="../education-and.html" rel="bookmark" title="Permalink to Education and Business Cycles">Education and Business Cycles</a></h2>
|
||||
<div class="entry-content"> <p class="first last">A lot has been said about the education system in Kenya. The introduction of free primary education in 2003 was received with mixed...</p>
|
||||
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|
||||
<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
|
||||
<time class="published" datetime="2016-06-30T00:00:00+03:00"> Thu 30 June 2016 </time>
|
||||
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|
||||
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|
||||
<h2 class="entry-title"><a href="../accolades-for.html" rel="bookmark" title="Permalink to Accolades for Kenyan Community Currencies">Accolades for Kenyan Community Currencies</a></h2>
|
||||
<div class="entry-content"> <p class="first last">Community Currencies in Kenya have gotten a lot of lime light this month! Ruth Mwangi our Program Director has been honored to visit the...</p>
|
||||
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<a class="author-url" href="../author/will-ruddick.html">Will Ruddick</a><br>
|
||||
<time class="published" datetime="2016-05-07T00:00:00+03:00"> Sat 07 May 2016 </time>
|
||||
</address>
|
||||
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|
||||
<h2 class="entry-title"><a href="../715-members.html" rel="bookmark" title="Permalink to 715 Members and Growing Fast">715 Members and Growing Fast</a></h2>
|
||||
<div class="entry-content"> <p class="first last">Sarafu-Credit users in five locations around Kenya have increased by over 83% since January 1st. Our Super Markets and Credit Clearing...</p>
|
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||||
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|
||||
<a class="author-url" href="../author/caroline-dama.html">Caroline Dama</a><br>
|
||||
<time class="published" datetime="2016-03-09T00:00:00+03:00"> Wed 09 March 2016 </time>
|
||||
</address>
|
||||
</div>
|
||||
<h2 class="entry-title"><a href="../mangroves-and.html" rel="bookmark" title="Permalink to Mangroves and the Eco-nomy">Mangroves and the Eco-nomy</a></h2>
|
||||
<div class="entry-content"> <p class="first last">We've been working to replace the need for Mombasa's Bangladesh residents to import food and conserve their environment. Two schools near...</p>
|
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