diff --git a/.env.example b/.env.example
index 8b06a62..d4871ad 100644
--- a/.env.example
+++ b/.env.example
@@ -34,6 +34,7 @@ INCLUDE_STABLES_PARAM=false
 DEFAULT_MPESA_ADDRESS=0x48a953cA5cf5298bc6f6Af3C608351f537AAcb9e
 MIN_MPESA_SEND_AMOUNT=100
 MAX_MPESA_SEND_AMOUNT=250000
+MIN_MPESA_WITHDRAW_AMOUNT=20
 DEFAULT_MPESA_ASSET=cUSD
 MPESA_BEARER_TOKEN=eyJeSIsInRcCI6IkpXVCJ.yJwdWJsaWNLZXkiOiIwrrrrrr
 MPESA_ONRAMP_BASE=https://pretium.v1.grassecon.net
diff --git a/config/config.go b/config/config.go
index 7ee27e0..ec3821a 100644
--- a/config/config.go
+++ b/config/config.go
@@ -102,6 +102,16 @@ func MinMpesaSendAmount() float64 {
 	return f
 }
 
+func MinMpesaWithdrawAmount() float64 {
+	v := env.GetEnv("MIN_MPESA_WITHDRAW_AMOUNT", "20")
+	f, err := strconv.ParseFloat(v, 64)
+	if err != nil {
+		return 20 // fallback
+	}
+	return f
+}
+
+
 func MaxMpesaSendAmount() float64 {
 	v := env.GetEnv("MAX_MPESA_SEND_AMOUNT", "250000")
 	f, err := strconv.ParseFloat(v, 64)