diff --git a/handlers/application/paydebt.go b/handlers/application/paydebt.go
new file mode 100644
index 0000000..b60c426
--- /dev/null
+++ b/handlers/application/paydebt.go
@@ -0,0 +1,263 @@
+package application
+
+import (
+	"context"
+	"fmt"
+	"strconv"
+
+	"git.defalsify.org/vise.git/resource"
+	"git.grassecon.net/grassrootseconomics/sarafu-vise/store"
+	storedb "git.grassecon.net/grassrootseconomics/sarafu-vise/store/db"
+	"gopkg.in/leonelquinteros/gotext.v1"
+)
+
+// CalculateMaxPayDebt calculates the max debt removal
+func (h *MenuHandlers) CalculateMaxPayDebt(ctx context.Context, sym string, input []byte) (resource.Result, error) {
+	var res resource.Result
+	sessionId, ok := ctx.Value("SessionId").(string)
+	if !ok {
+		return res, fmt.Errorf("missing session")
+	}
+
+	flag_api_call_error, _ := h.flagManager.GetFlag("flag_api_call_error")
+	flag_low_swap_amount, _ := h.flagManager.GetFlag("flag_low_swap_amount")
+
+	code := codeFromCtx(ctx)
+	l := gotext.NewLocale(translationDir, code)
+	l.AddDomain("default")
+
+	inputStr := string(input)
+	if inputStr == "0" || inputStr == "9" {
+		return res, nil
+	}
+
+	userStore := h.userdataStore
+
+	// Resolve active pool
+	_, activePoolName, err := h.resolveActivePoolDetails(ctx, sessionId)
+	if err != nil {
+		return res, err
+	}
+
+	metadata, err := store.GetSwapToVoucherData(ctx, userStore, sessionId, "1")
+	if err != nil {
+		return res, fmt.Errorf("failed to retrieve swap to voucher data: %v", err)
+	}
+	if metadata == nil {
+		res.FlagSet = append(res.FlagSet, flag_api_call_error)
+		return res, nil
+	}
+
+	logg.InfoCtxf(ctx, "Metadata from GetSwapToVoucherData:", "metadata", metadata)
+
+	// Store the active swap_to data
+	if err := store.UpdateSwapToVoucherData(ctx, userStore, sessionId, metadata); err != nil {
+		logg.ErrorCtxf(ctx, "failed on UpdateSwapToVoucherData", "error", err)
+		return res, err
+	}
+
+	swapData, err := store.ReadSwapData(ctx, userStore, sessionId)
+	if err != nil {
+		return res, err
+	}
+
+	// call the api using the ActivePoolAddress, ActiveSwapFromAddress as the to (FT), ActiveSwapToAddress as the from (AT) and PublicKey to get the swap max limit
+	r, err := h.accountService.GetSwapFromTokenMaxLimit(ctx, swapData.ActivePoolAddress, swapData.ActiveSwapToAddress, swapData.ActiveSwapFromAddress, swapData.PublicKey)
+	if err != nil {
+		res.FlagSet = append(res.FlagSet, flag_api_call_error)
+		logg.ErrorCtxf(ctx, "failed on GetSwapFromTokenMaxLimit", "error", err)
+		return res, nil
+	}
+
+	err = userStore.WriteEntry(ctx, sessionId, storedb.DATA_TEMPORARY_VALUE, []byte(r.Max))
+	if err != nil {
+		logg.ErrorCtxf(ctx, "failed to write full max amount entry with", "key", storedb.DATA_TEMPORARY_VALUE, "value", r.Max, "error", err)
+		return res, err
+	}
+
+	// Scale down the amount
+	maxAmountStr := store.ScaleDownBalance(r.Max, swapData.ActiveSwapFromDecimal)
+	if err != nil {
+		return res, err
+	}
+
+	maxAmountFloat, err := strconv.ParseFloat(maxAmountStr, 64)
+	if err != nil {
+		logg.ErrorCtxf(ctx, "failed to parse maxAmountStr as float", "value", maxAmountStr, "error", err)
+		return res, err
+	}
+
+	// Format to 2 decimal places
+	maxStr, _ := store.TruncateDecimalString(string(maxAmountStr), 2)
+
+	if maxAmountFloat < 0.1 {
+		// return with low amount flag
+		res.Content = maxStr
+		res.FlagSet = append(res.FlagSet, flag_low_swap_amount)
+		return res, nil
+	}
+
+	err = userStore.WriteEntry(ctx, sessionId, storedb.DATA_ACTIVE_SWAP_MAX_AMOUNT, []byte(maxStr))
+	if err != nil {
+		logg.ErrorCtxf(ctx, "failed to write swap max amount entry with", "key", storedb.DATA_ACTIVE_SWAP_MAX_AMOUNT, "value", maxStr, "error", err)
+		return res, err
+	}
+
+	res.Content = l.Get(
+		"You can remove a maximum of %s %s from '%s'\n\nEnter amount of %s:",
+		maxStr,
+		swapData.ActiveSwapToSym,
+		string(activePoolName),
+		swapData.ActiveSwapToSym,
+	)
+
+	return res, nil
+}
+
+// ConfirmDebtRemoval displays the debt preview for a confirmation
+func (h *MenuHandlers) ConfirmDebtRemoval(ctx context.Context, sym string, input []byte) (resource.Result, error) {
+	var res resource.Result
+	sessionId, ok := ctx.Value("SessionId").(string)
+	if !ok {
+		return res, fmt.Errorf("missing session")
+	}
+
+	inputStr := string(input)
+	if inputStr == "0" {
+		return res, nil
+	}
+
+	flag_invalid_amount, _ := h.flagManager.GetFlag("flag_invalid_amount")
+
+	code := codeFromCtx(ctx)
+	l := gotext.NewLocale(translationDir, code)
+	l.AddDomain("default")
+
+	userStore := h.userdataStore
+
+	swapData, err := store.ReadSwapPreviewData(ctx, userStore, sessionId)
+	if err != nil {
+		return res, err
+	}
+
+	maxValue, err := strconv.ParseFloat(swapData.ActiveSwapMaxAmount, 64)
+	if err != nil {
+		logg.ErrorCtxf(ctx, "Failed to convert the swapMaxAmount to a float", "error", err)
+		return res, err
+	}
+
+	inputAmount, err := strconv.ParseFloat(inputStr, 64)
+	if err != nil || inputAmount > maxValue {
+		res.FlagSet = append(res.FlagSet, flag_invalid_amount)
+		res.Content = inputStr
+		return res, nil
+	}
+
+	// Format the amount to 2 decimal places
+	formattedAmount, err := store.TruncateDecimalString(inputStr, 2)
+	if err != nil {
+		res.FlagSet = append(res.FlagSet, flag_invalid_amount)
+		res.Content = inputStr
+		return res, nil
+	}
+
+	finalAmountStr, err := store.ParseAndScaleAmount(formattedAmount, swapData.ActiveSwapFromDecimal)
+	if err != nil {
+		return res, err
+	}
+
+	err = userStore.WriteEntry(ctx, sessionId, storedb.DATA_ACTIVE_SWAP_AMOUNT, []byte(finalAmountStr))
+	if err != nil {
+		logg.ErrorCtxf(ctx, "failed to write swap amount entry with", "key", storedb.DATA_ACTIVE_SWAP_AMOUNT, "value", finalAmountStr, "error", err)
+		return res, err
+	}
+	// store the user's input amount in the temporary value
+	err = userStore.WriteEntry(ctx, sessionId, storedb.DATA_TEMPORARY_VALUE, []byte(inputStr))
+	if err != nil {
+		logg.ErrorCtxf(ctx, "failed to write inputStr amount entry with", "key", storedb.DATA_TEMPORARY_VALUE, "value", inputStr, "error", err)
+		return res, err
+	}
+
+	// call the API to get the quote
+	r, err := h.accountService.GetPoolSwapQuote(ctx, finalAmountStr, swapData.PublicKey, swapData.ActiveSwapToAddress, swapData.ActivePoolAddress, swapData.ActiveSwapFromAddress)
+	if err != nil {
+		flag_api_call_error, _ := h.flagManager.GetFlag("flag_api_call_error")
+		res.FlagSet = append(res.FlagSet, flag_api_call_error)
+		res.Content = l.Get("Your request failed. Please try again later.")
+		logg.ErrorCtxf(ctx, "failed on poolSwap", "error", err)
+		return res, nil
+	}
+
+	// Scale down the quoted amount
+	quoteAmountStr := store.ScaleDownBalance(r.OutValue, swapData.ActiveSwapToDecimal)
+
+	// Format to 2 decimal places
+	qouteStr, _ := store.TruncateDecimalString(string(quoteAmountStr), 2)
+
+	res.Content = l.Get(
+		"Please confirm that you will use %s %s to remove your debt of %s %s\n",
+		inputStr, swapData.ActiveSwapToSym, qouteStr, swapData.ActiveSwapFromSym,
+	)
+
+	return res, nil
+}
+
+// InitiatePayDebt calls the poolSwap to swap the token for the active voucher.
+func (h *MenuHandlers) InitiatePayDebt(ctx context.Context, sym string, input []byte) (resource.Result, error) {
+	var res resource.Result
+	var err error
+	sessionId, ok := ctx.Value("SessionId").(string)
+	if !ok {
+		return res, fmt.Errorf("missing session")
+	}
+
+	flag_account_authorized, _ := h.flagManager.GetFlag("flag_account_authorized")
+
+	code := codeFromCtx(ctx)
+	l := gotext.NewLocale(translationDir, code)
+	l.AddDomain("default")
+
+	userStore := h.userdataStore
+
+	// Resolve active pool
+	_, activePoolName, err := h.resolveActivePoolDetails(ctx, sessionId)
+	if err != nil {
+		return res, err
+	}
+
+	swapData, err := store.ReadSwapPreviewData(ctx, userStore, sessionId)
+	if err != nil {
+		return res, err
+	}
+
+	swapAmount, err := userStore.ReadEntry(ctx, sessionId, storedb.DATA_ACTIVE_SWAP_AMOUNT)
+	if err != nil {
+		logg.ErrorCtxf(ctx, "failed to read swapAmount entry with", "key", storedb.DATA_ACTIVE_SWAP_AMOUNT, "error", err)
+		return res, err
+	}
+
+	swapAmountStr := string(swapAmount)
+
+	// Call the poolSwap API
+	r, err := h.accountService.PoolSwap(ctx, swapAmountStr, swapData.PublicKey, swapData.ActiveSwapToAddress, swapData.ActivePoolAddress, swapData.ActiveSwapFromAddress)
+	if err != nil {
+		flag_api_call_error, _ := h.flagManager.GetFlag("flag_api_call_error")
+		res.FlagSet = append(res.FlagSet, flag_api_call_error)
+		res.Content = l.Get("Your request failed. Please try again later.")
+		logg.ErrorCtxf(ctx, "failed on poolSwap", "error", err)
+		return res, nil
+	}
+
+	trackingId := r.TrackingId
+	logg.InfoCtxf(ctx, "poolSwap", "trackingId", trackingId)
+
+	res.Content = l.Get(
+		"Your request has been sent. You will receive an SMS when your debt of %s %s has been removed from %s.",
+		swapData.TemporaryValue,
+		swapData.ActiveSwapFromSym,
+		activePoolName,
+	)
+
+	res.FlagReset = append(res.FlagReset, flag_account_authorized)
+	return res, nil
+}