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<h1 class="text-img">Community Inclusion Currencies</h1>
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<p class="text-beside1 word-wrap">Community Inclusion Currencies are regional means of exchange that supplements the national currency system. See Sarafu Network as an example.</p><br>
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<p class="word-wrap2" >Due to economic instability, people often lack money with which to purchase from each other</p>
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<p class="word-wrap2">Thriving communities build their own prospering economies</p>
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<p class="word-wrap">Community currencies create a stable medium of exchange tied to local development</p>
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<a class="buttons-end" href="../pages/how-it-works.html">Our model</a>
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<h2 class="community-text">Community Inclusion Currencies (CICs) connect</h2>
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<p class="workforces">Underutilized workforces</p>
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<p class="workforces">Underutilized resources</p>
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<p class="increase-font">to local markets and capital reserves that guarantee the provision of basic needs</p>
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<p class="text-img-font center-this">Investments and donations provide funding and liquidity for CICs to develop local industries and infrastructure</p>
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<p class="diff-font center-this">These industries act as backers for the community currencies that are issued into the region through interest-free credit, community services and operational costs</p>
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<p class="text-img-font center-this trade-padding">Community Inclusion Currencies accelerate trade and provide funding for social and environmental services</p>
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<p class="diff-font center-this">Community Inclusion Currencies provide markets and incubate local industries </p>
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<p class="text-img-font center-this mature-padding">These mature industries provide...</p>
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<p class="social-text">Social and financial return in investments</p>
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<p class="social-text">Social enterprise development</p>
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<a class="click-style" href="../pages.get-involved.html">Click here to learn more through our course</a>
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<h1 class="huge-font-style">Through our work in Kenya we've seen:</h1>
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<p class="percent-font center-this">77%</p>
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<p class="percent-words center-this">Increase in trust</p>
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<div class="col2-color col-padding-util">
<p class="percent-font center-this">347%</p>
<div class="percent-below-box">
<p class="percent-words center-this">Increase in gifting</p>
<img class="img-fluid" src="../theme/images/howitworks-imgs/col2-imgs-removebg-preview.png">
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<p class="percent-font center-this">57%</p>
<div class="percent-below-box">
<p class="percent-words center-this">Increase in environmental activities</p>
<img class="img-fluid" src="../theme/images/howitworks-imgs/leafimg-removebg-preview.png">
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<p class="percent-font center-this">23%</p>
<div class="percent-below-box">
<p class="percent-words center-this">Increase in school attendance</p>
<img class="img-fluid" src="../theme/images/howitworks-imgs/books-carton-removebg-preview.png">
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<p class="percent-font center-this">25%</p>
<div class="percent-below-box">
<p class="percent-words center-this">Decrease in crime and corruption</p>
<img class="img-fluid" src="../theme/images/howitworks-imgs/angel2-removebg-preview.png">
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<img class="img-fluid abs-img" src="../theme/images/howitworks-imgs/17percent.webp">
<p class="text-middle">+17%</p>
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<p class="words-below center-this">Jobs created</p>
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<img class="img-fluid abs-img" src="../theme/images/howitworks-imgs/37percent.webp">
<p class="text-middle">+37%</p>
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<p class="words-below center-this">Sales revenue</p>
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<img class="img-fluid abs-img" src="../theme/images/howitworks-imgs/78percent.webp">
<p class="text-middle">+78%</p>
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<p class="words-below center-this">Food Security</p>
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<p class="center-this cic-title">As a socio-economic development tool Community Currency offers an innovative way to improve living standards</p>
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<img class="cic-img-round" src="../theme/images/howitworks-imgs/cic-img1.webp">
<p>lack of money</p>
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<img class="cic-img-round" src="../theme/images/howitworks-imgs/cic-img2.webp">
<p>market instability</p>
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<img class="cic-img-round" src="../theme/images/howitworks-imgs/cic-img3.webp">
<p>lack of investment</p>
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<img class="cic-img-round" src="../theme/images/howitworks-imgs/cic-img4.webp">
<p>excess capital</p>
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<img class="cic-img-round" src="../theme/images/howitworks-imgs/cic-img5.webp">
<p>lack of local industries</p>
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<p>interest free credit card</p>
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<img class="cic-img-round" src="../theme/images/howitworks-imgs/cic-img7.webp">
<p>market stability</p>
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<img class="cic-img-round" src="../theme/images/howitworks-imgs/cic-img8.webp">
<p>increase in local trade</p>
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<img class="cic-img-round" src="../theme/images/howitworks-imgs/cic-img9.webp">
<p>build local trust and financial social services</p>
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<img class="cic-img-round" src="../theme/images/howitworks-imgs/cic-img11.webp">
<p>increase in jobs and business development</p>
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<h2 class="scale-text">Going to scale</h2>
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<p class="font-increase center-this">But this is just the beginning!</p>
<p class="font-increase center-this">User generated Community Inclusion Currencies have the potential to create a world wide market for smart token social bonds and connected sustainable development goals</p>
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<p class="center-this small-increase">We are currently working on a <a class="mooc-link" href="../pages/mooc.html">MOOC</a> to be able to spread our knowledge, findings, troubles and projections for the future!</p>
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