use the correct terms for clarity

handlers/application/balance.go

@@ -3,11 +3,13 @@ package application
 import (
 	"context"
 	"fmt"
+	"strconv"
 
 	"git.defalsify.org/vise.git/db"
 	"git.defalsify.org/vise.git/resource"
 	"git.grassecon.net/grassrootseconomics/sarafu-vise/store"
 	storedb "git.grassecon.net/grassrootseconomics/sarafu-vise/store/db"
+	dataserviceapi "github.com/grassrootseconomics/ussd-data-service/pkg/api"
 	"gopkg.in/leonelquinteros/gotext.v1"
 )
 
@@ -52,7 +54,25 @@ func (h *MenuHandlers) CheckBalance(ctx context.Context, sym string, input []byt
 			return res, err
 		}
 	}
-	content, err = loadUserContent(ctx, string(activeSym), string(activeBal), string(accAlias))
+
+	// get current credit
+	currentCredit, err := store.ReadEntry(ctx, sessionId, storedb.DATA_CURRENT_CREDIT)
+	if err != nil {
+		if !db.IsNotFound(err) {
+			logg.ErrorCtxf(ctx, "failed to read currentCredit entry with", "key", storedb.DATA_CURRENT_CREDIT, "error", err)
+			return res, err
+		}
+	}
+	// get current debt
+	currentDebt, err := store.ReadEntry(ctx, sessionId, storedb.DATA_CURRENT_DEBT)
+	if err != nil {
+		if !db.IsNotFound(err) {
+			logg.ErrorCtxf(ctx, "failed to read currentDebt entry with", "key", storedb.DATA_CURRENT_DEBT, "error", err)
+			return res, err
+		}
+	}
+
+	content, err = loadUserContent(ctx, string(activeSym), string(activeBal), string(accAlias), string(currentCredit), string(currentDebt))
 	if err != nil {
 		return res, err
 	}
@@ -62,7 +82,7 @@ func (h *MenuHandlers) CheckBalance(ctx context.Context, sym string, input []byt
 }
 
 // loadUserContent loads the main user content in the main menu: the alias, balance and active symbol associated with active voucher
-func loadUserContent(ctx context.Context, activeSym string, balance string, alias string) (string, error) {
+func loadUserContent(ctx context.Context, activeSym, balance, alias, currectCredit, currentDebt string) (string, error) {
 	var content string
 
 	code := codeFromCtx(ctx)
@@ -75,12 +95,25 @@ func loadUserContent(ctx context.Context, activeSym string, balance string, alia
 		formattedAmount = "0.00"
 	}
 
-	// format the final output
+	formattedCredit, err := store.TruncateDecimalString(currectCredit, 0)
+	if err != nil {
+		formattedCredit = "0"
+	}
+
+	formattedDebt, err := store.TruncateDecimalString(currentDebt, 0)
+	if err != nil {
+		formattedDebt = "0"
+	}
+
+	// format the final outputs
 	balStr := fmt.Sprintf("%s %s", formattedAmount, activeSym)
+	creditStr := fmt.Sprintf("Credit: %s ksh", formattedCredit)
+	debtStr := fmt.Sprintf("Debt: %s ksh", formattedDebt)
+
 	if alias != "" {
-		content = l.Get("%s\nBalance: %s\n", alias, balStr)
+		content = l.Get("%s\nBalance: %s\n%s\n%s", alias, balStr, creditStr, debtStr)
 	} else {
-		content = l.Get("Balance: %s\n", balStr)
+		content = l.Get("Balance: %s\n%s\n%s", balStr, creditStr, debtStr)
 	}
 	return content, nil
 }
@@ -98,3 +131,131 @@ func (h *MenuHandlers) FetchCommunityBalance(ctx context.Context, sym string, in
 	res.Content = l.Get("Community Balance: 0.00")
 	return res, nil
 }
+
+// CalculateCreditAndDebt calls the API to get the credit and debt
+// uses the pretium rates to convert the value to Ksh
+func (h *MenuHandlers) CalculateCreditAndDebt(ctx context.Context, sym string, input []byte) (resource.Result, error) {
+	var res resource.Result
+	sessionId, ok := ctx.Value("SessionId").(string)
+	if !ok {
+		return res, fmt.Errorf("missing session")
+	}
+
+	userStore := h.userdataStore
+
+	code := codeFromCtx(ctx)
+	l := gotext.NewLocale(translationDir, code)
+	l.AddDomain("default")
+
+	flag_api_call_error, _ := h.flagManager.GetFlag("flag_api_call_error")
+
+	// Fetch session data
+	_, _, activeSym, _, publicKey, _, err := h.getSessionData(ctx, sessionId)
+	if err != nil {
+		return res, err
+	}
+
+	// Get active pool address and symbol or fall back to default
+	activePoolAddress, _, err := h.resolveActivePoolDetails(ctx, sessionId)
+	if err != nil {
+		return res, err
+	}
+
+	// call the api using the activePoolAddress to get a list of SwapToSymbolsData
+	swappableVouchers, err := h.accountService.GetPoolSwappableFromVouchers(ctx, string(activePoolAddress), string(publicKey))
+	if err != nil {
+		res.FlagSet = append(res.FlagSet, flag_api_call_error)
+		logg.ErrorCtxf(ctx, "failed on GetPoolSwappableFromVouchers", "error", err)
+		return res, err
+	}
+
+	logg.InfoCtxf(ctx, "GetPoolSwappableFromVouchers", "swappable vouchers", swappableVouchers)
+
+	// Return if there are no vouchers
+	if len(swappableVouchers) == 0 {
+		return res, nil
+	}
+
+	// Filter out the active voucher from swappableVouchers
+	filteredSwappableVouchers := make([]dataserviceapi.TokenHoldings, 0, len(swappableVouchers))
+	for _, s := range swappableVouchers {
+		if s.TokenSymbol != string(activeSym) {
+			filteredSwappableVouchers = append(filteredSwappableVouchers, s)
+		}
+	}
+
+	// Store as filtered swap to list data (excluding the current active voucher) for future reference
+	data := store.ProcessVouchers(filteredSwappableVouchers)
+
+	logg.InfoCtxf(ctx, "ProcessVouchers", "data", data)
+
+	// Find the matching voucher data
+	activeSymStr := string(activeSym)
+	var activeData *dataserviceapi.TokenHoldings
+	for _, voucher := range swappableVouchers {
+		if voucher.TokenSymbol == activeSymStr {
+			activeData = &voucher
+			break
+		}
+	}
+
+	if activeData == nil {
+		logg.InfoCtxf(ctx, "activeSym not found in vouchers, returning 0", "activeSym", activeSymStr)
+		return res, nil
+	}
+
+	// Scale down the active balance (credit)
+	// Max swappable value from pool using the active token
+	scaledCredit := store.ScaleDownBalance(activeData.Balance, activeData.TokenDecimals)
+
+	// Calculate total debt (sum of other vouchers)
+	scaledDebt := "0"
+
+	for _, voucher := range swappableVouchers {
+		// Skip the active token
+		if voucher.TokenSymbol == activeSymStr {
+			continue
+		}
+
+		scaled := store.ScaleDownBalance(voucher.Balance, voucher.TokenDecimals)
+
+		// Add scaled balances (decimal-safe)
+		scaledDebt = store.AddDecimalStrings(scaledDebt, scaled)
+	}
+
+	// call the mpesa rates API to get the rates
+	rates, err := h.accountService.GetMpesaOnrampRates(ctx)
+	if err != nil {
+		res.FlagSet = append(res.FlagSet, flag_api_call_error)
+		res.Content = l.Get("Your request failed. Please try again later.")
+		logg.ErrorCtxf(ctx, "failed on GetMpesaOnrampRates", "error", err)
+		return res, nil
+	}
+
+	creditFloat, _ := strconv.ParseFloat(scaledCredit, 64)
+	creditksh := fmt.Sprintf("%f", creditFloat*rates.Buy)
+	kshFormattedCredit, _ := store.TruncateDecimalString(creditksh, 0)
+
+	debtFloat, _ := strconv.ParseFloat(scaledDebt, 64)
+	debtksh := fmt.Sprintf("%f", debtFloat*rates.Buy)
+	kshFormattedDebt, _ := store.TruncateDecimalString(debtksh, 0)
+
+	dataMap := map[storedb.DataTyp]string{
+		storedb.DATA_POOL_TO_SYMBOLS:   data.Symbols,
+		storedb.DATA_POOL_TO_BALANCES:  data.Balances,
+		storedb.DATA_POOL_TO_DECIMALS:  data.Decimals,
+		storedb.DATA_POOL_TO_ADDRESSES: data.Addresses,
+		storedb.DATA_CURRENT_CREDIT:    kshFormattedCredit,
+		storedb.DATA_CURRENT_DEBT:      kshFormattedDebt,
+	}
+
+	// Write data entries
+	for key, value := range dataMap {
+		if err := userStore.WriteEntry(ctx, sessionId, key, []byte(value)); err != nil {
+			logg.ErrorCtxf(ctx, "Failed to write data entry for sessionId: %s", sessionId, "key", key, "error", err)
+			continue
+		}
+	}
+
+	return res, nil
+}

handlers/application/mpesa.go

@@ -106,7 +106,7 @@ func (h *MenuHandlers) GetMpesaMaxLimit(ctx context.Context, sym string, input [
 	}
 
 	// Resolve active pool address
-	activePoolAddress, err := h.resolveActivePoolAddress(ctx, sessionId)
+	activePoolAddress, _, err := h.resolveActivePoolDetails(ctx, sessionId)
 	if err != nil {
 		return res, err
 	}

handlers/application/paydebt.go

@@ -0,0 +1,262 @@
+package application
+
+import (
+	"context"
+	"fmt"
+	"strconv"
+
+	"git.defalsify.org/vise.git/resource"
+	"git.grassecon.net/grassrootseconomics/sarafu-vise/store"
+	storedb "git.grassecon.net/grassrootseconomics/sarafu-vise/store/db"
+	"gopkg.in/leonelquinteros/gotext.v1"
+)
+
+// CalculateMaxPayDebt calculates the max debt removal
+func (h *MenuHandlers) CalculateMaxPayDebt(ctx context.Context, sym string, input []byte) (resource.Result, error) {
+	var res resource.Result
+	sessionId, ok := ctx.Value("SessionId").(string)
+	if !ok {
+		return res, fmt.Errorf("missing session")
+	}
+
+	flag_api_call_error, _ := h.flagManager.GetFlag("flag_api_call_error")
+	flag_low_swap_amount, _ := h.flagManager.GetFlag("flag_low_swap_amount")
+
+	code := codeFromCtx(ctx)
+	l := gotext.NewLocale(translationDir, code)
+	l.AddDomain("default")
+
+	inputStr := string(input)
+	if inputStr == "0" || inputStr == "9" {
+		return res, nil
+	}
+
+	userStore := h.userdataStore
+
+	// Resolve active pool
+	_, activePoolName, err := h.resolveActivePoolDetails(ctx, sessionId)
+	if err != nil {
+		return res, err
+	}
+
+	metadata, err := store.GetSwapToVoucherData(ctx, userStore, sessionId, "1")
+	if err != nil {
+		return res, fmt.Errorf("failed to retrieve swap to voucher data: %v", err)
+	}
+	if metadata == nil {
+		res.FlagSet = append(res.FlagSet, flag_api_call_error)
+		return res, nil
+	}
+
+	logg.InfoCtxf(ctx, "Metadata from GetSwapToVoucherData:", "metadata", metadata)
+
+	// Store the active swap_to data
+	if err := store.UpdateSwapToVoucherData(ctx, userStore, sessionId, metadata); err != nil {
+		logg.ErrorCtxf(ctx, "failed on UpdateSwapToVoucherData", "error", err)
+		return res, err
+	}
+
+	swapData, err := store.ReadSwapData(ctx, userStore, sessionId)
+	if err != nil {
+		return res, err
+	}
+
+	// call the api using the ActivePoolAddress, ActiveSwapToAddress as the from (FT), ActiveSwapFromAddress as the to (AT) and PublicKey to get the swap max limit
+	r, err := h.accountService.GetSwapFromTokenMaxLimit(ctx, swapData.ActivePoolAddress, swapData.ActiveSwapToAddress, swapData.ActiveSwapFromAddress, swapData.PublicKey)
+	if err != nil {
+		res.FlagSet = append(res.FlagSet, flag_api_call_error)
+		logg.ErrorCtxf(ctx, "failed on GetSwapFromTokenMaxLimit", "error", err)
+		return res, nil
+	}
+
+	err = userStore.WriteEntry(ctx, sessionId, storedb.DATA_TEMPORARY_VALUE, []byte(r.Max))
+	if err != nil {
+		logg.ErrorCtxf(ctx, "failed to write full max amount entry with", "key", storedb.DATA_TEMPORARY_VALUE, "value", r.Max, "error", err)
+		return res, err
+	}
+
+	// Scale down the amount
+	maxAmountStr := store.ScaleDownBalance(r.Max, swapData.ActiveSwapToDecimal)
+	if err != nil {
+		return res, err
+	}
+
+	maxAmountFloat, err := strconv.ParseFloat(maxAmountStr, 64)
+	if err != nil {
+		logg.ErrorCtxf(ctx, "failed to parse maxAmountStr as float", "value", maxAmountStr, "error", err)
+		return res, err
+	}
+
+	// Format to 2 decimal places
+	maxStr, _ := store.TruncateDecimalString(string(maxAmountStr), 2)
+
+	if maxAmountFloat < 0.1 {
+		// return with low amount flag
+		res.Content = maxStr
+		res.FlagSet = append(res.FlagSet, flag_low_swap_amount)
+		return res, nil
+	}
+
+	err = userStore.WriteEntry(ctx, sessionId, storedb.DATA_ACTIVE_SWAP_MAX_AMOUNT, []byte(maxStr))
+	if err != nil {
+		logg.ErrorCtxf(ctx, "failed to write swap max amount entry with", "key", storedb.DATA_ACTIVE_SWAP_MAX_AMOUNT, "value", maxStr, "error", err)
+		return res, err
+	}
+
+	res.Content = l.Get(
+		"You can remove a maximum of %s %s from '%s'\n\nEnter amount of %s:",
+		maxStr,
+		swapData.ActiveSwapToSym,
+		string(activePoolName),
+		swapData.ActiveSwapToSym,
+	)
+
+	return res, nil
+}
+
+// ConfirmDebtRemoval displays the debt preview for a confirmation
+func (h *MenuHandlers) ConfirmDebtRemoval(ctx context.Context, sym string, input []byte) (resource.Result, error) {
+	var res resource.Result
+	sessionId, ok := ctx.Value("SessionId").(string)
+	if !ok {
+		return res, fmt.Errorf("missing session")
+	}
+
+	inputStr := string(input)
+	if inputStr == "0" {
+		return res, nil
+	}
+
+	flag_invalid_amount, _ := h.flagManager.GetFlag("flag_invalid_amount")
+
+	code := codeFromCtx(ctx)
+	l := gotext.NewLocale(translationDir, code)
+	l.AddDomain("default")
+
+	userStore := h.userdataStore
+
+	swapData, err := store.ReadSwapPreviewData(ctx, userStore, sessionId)
+	if err != nil {
+		return res, err
+	}
+
+	maxValue, err := strconv.ParseFloat(swapData.ActiveSwapMaxAmount, 64)
+	if err != nil {
+		logg.ErrorCtxf(ctx, "Failed to convert the swapMaxAmount to a float", "error", err)
+		return res, err
+	}
+
+	inputAmount, err := strconv.ParseFloat(inputStr, 64)
+	if err != nil || inputAmount > maxValue {
+		res.FlagSet = append(res.FlagSet, flag_invalid_amount)
+		res.Content = inputStr
+		return res, nil
+	}
+
+	storedMax, _ := userStore.ReadEntry(ctx, sessionId, storedb.DATA_TEMPORARY_VALUE)
+
+	var finalAmountStr string
+	if inputStr == swapData.ActiveSwapMaxAmount {
+		finalAmountStr = string(storedMax)
+	} else {
+		finalAmountStr, err = store.ParseAndScaleAmount(inputStr, swapData.ActiveSwapToDecimal)
+		if err != nil {
+			return res, err
+		}
+	}
+
+	err = userStore.WriteEntry(ctx, sessionId, storedb.DATA_ACTIVE_SWAP_AMOUNT, []byte(finalAmountStr))
+	if err != nil {
+		logg.ErrorCtxf(ctx, "failed to write swap amount entry with", "key", storedb.DATA_ACTIVE_SWAP_AMOUNT, "value", finalAmountStr, "error", err)
+		return res, err
+	}
+	// store the user's input amount in the temporary value
+	err = userStore.WriteEntry(ctx, sessionId, storedb.DATA_TEMPORARY_VALUE, []byte(inputStr))
+	if err != nil {
+		logg.ErrorCtxf(ctx, "failed to write inputStr amount entry with", "key", storedb.DATA_TEMPORARY_VALUE, "value", inputStr, "error", err)
+		return res, err
+	}
+
+	// call the API to get the quote
+	r, err := h.accountService.GetPoolSwapQuote(ctx, finalAmountStr, swapData.PublicKey, swapData.ActiveSwapToAddress, swapData.ActivePoolAddress, swapData.ActiveSwapFromAddress)
+	if err != nil {
+		flag_api_call_error, _ := h.flagManager.GetFlag("flag_api_call_error")
+		res.FlagSet = append(res.FlagSet, flag_api_call_error)
+		res.Content = l.Get("Your request failed. Please try again later.")
+		logg.ErrorCtxf(ctx, "failed on poolSwap", "error", err)
+		return res, nil
+	}
+
+	// Scale down the quoted amount
+	quoteAmountStr := store.ScaleDownBalance(r.OutValue, swapData.ActiveSwapToDecimal)
+
+	// Format to 2 decimal places
+	qouteStr, _ := store.TruncateDecimalString(string(quoteAmountStr), 2)
+
+	res.Content = l.Get(
+		"Please confirm that you will use %s %s to remove your debt of %s %s\n",
+		inputStr, swapData.ActiveSwapToSym, qouteStr, swapData.ActiveSwapFromSym,
+	)
+
+	return res, nil
+}
+
+// InitiatePayDebt calls the poolSwap to swap the token for the active voucher.
+func (h *MenuHandlers) InitiatePayDebt(ctx context.Context, sym string, input []byte) (resource.Result, error) {
+	var res resource.Result
+	var err error
+	sessionId, ok := ctx.Value("SessionId").(string)
+	if !ok {
+		return res, fmt.Errorf("missing session")
+	}
+
+	flag_account_authorized, _ := h.flagManager.GetFlag("flag_account_authorized")
+
+	code := codeFromCtx(ctx)
+	l := gotext.NewLocale(translationDir, code)
+	l.AddDomain("default")
+
+	userStore := h.userdataStore
+
+	// Resolve active pool
+	_, activePoolName, err := h.resolveActivePoolDetails(ctx, sessionId)
+	if err != nil {
+		return res, err
+	}
+
+	swapData, err := store.ReadSwapPreviewData(ctx, userStore, sessionId)
+	if err != nil {
+		return res, err
+	}
+
+	swapAmount, err := userStore.ReadEntry(ctx, sessionId, storedb.DATA_ACTIVE_SWAP_AMOUNT)
+	if err != nil {
+		logg.ErrorCtxf(ctx, "failed to read swapAmount entry with", "key", storedb.DATA_ACTIVE_SWAP_AMOUNT, "error", err)
+		return res, err
+	}
+
+	swapAmountStr := string(swapAmount)
+
+	// Call the poolSwap API
+	r, err := h.accountService.PoolSwap(ctx, swapAmountStr, swapData.PublicKey, swapData.ActiveSwapToAddress, swapData.ActivePoolAddress, swapData.ActiveSwapFromAddress)
+	if err != nil {
+		flag_api_call_error, _ := h.flagManager.GetFlag("flag_api_call_error")
+		res.FlagSet = append(res.FlagSet, flag_api_call_error)
+		res.Content = l.Get("Your request failed. Please try again later.")
+		logg.ErrorCtxf(ctx, "failed on poolSwap", "error", err)
+		return res, nil
+	}
+
+	trackingId := r.TrackingId
+	logg.InfoCtxf(ctx, "poolSwap", "trackingId", trackingId)
+
+	res.Content = l.Get(
+		"Your request has been sent. You will receive an SMS when your debt of %s %s has been removed from %s.",
+		swapData.TemporaryValue,
+		swapData.ActiveSwapToSym,
+		activePoolName,
+	)
+
+	res.FlagReset = append(res.FlagReset, flag_account_authorized)
+	return res, nil
+}

handlers/application/pools.go

@@ -3,7 +3,6 @@ package application
 import (
 	"context"
 	"fmt"
-	"strings"
 
 	"git.defalsify.org/vise.git/db"
 	"git.defalsify.org/vise.git/resource"
@@ -105,7 +104,6 @@ func (h *MenuHandlers) GetDefaultPool(ctx context.Context, sym string, input []b
 
 // ViewPool retrieves the pool details from the user store
 // and displays it to the user for them to select it.
-// if the data does not exist, it calls the API to get the pool details
 func (h *MenuHandlers) ViewPool(ctx context.Context, sym string, input []byte) (resource.Result, error) {
 	var res resource.Result
 	sessionId, ok := ctx.Value("SessionId").(string)
@@ -133,11 +131,8 @@ func (h *MenuHandlers) ViewPool(ctx context.Context, sym string, input []byte) (
 	if poolData == nil {
 		flag_api_call_error, _ := h.flagManager.GetFlag("flag_api_call_error")
 
-		// convert to uppercase before the call
-		poolSymbol := strings.ToUpper(inputStr)
-
 		// no match found. Call the API using the inputStr as the symbol
-		poolResp, err := h.accountService.RetrievePoolDetails(ctx, poolSymbol)
+		poolResp, err := h.accountService.RetrievePoolDetails(ctx, inputStr)
 		if err != nil {
 			res.FlagSet = append(res.FlagSet, flag_api_call_error)
 			return res, nil

handlers/application/poolswap.go

@@ -303,7 +303,7 @@ func (h *MenuHandlers) SwapPreview(ctx context.Context, sym string, input []byte
 	// store the user's input amount in the temporary value
 	err = userStore.WriteEntry(ctx, sessionId, storedb.DATA_TEMPORARY_VALUE, []byte(inputStr))
 	if err != nil {
-		logg.ErrorCtxf(ctx, "failed to write swap amount entry with", "key", storedb.DATA_ACTIVE_SWAP_AMOUNT, "value", finalAmountStr, "error", err)
+		logg.ErrorCtxf(ctx, "failed to write inputStr amount entry with", "key", storedb.DATA_TEMPORARY_VALUE, "value", inputStr, "error", err)
 		return res, err
 	}
 

handlers/application/send.go

@@ -4,7 +4,6 @@ import (
 	"context"
 	"errors"
 	"fmt"
-	"math/big"
 	"strconv"
 	"strings"
 	"time"
@@ -346,7 +345,7 @@ func (h *MenuHandlers) MaxAmount(ctx context.Context, sym string, input []byte)
 	}
 
 	// Resolve active pool address
-	activePoolAddress, err := h.resolveActivePoolAddress(ctx, sessionId)
+	activePoolAddress, _, err := h.resolveActivePoolDetails(ctx, sessionId)
 	if err != nil {
 		return res, err
 	}
@@ -480,22 +479,53 @@ func (h *MenuHandlers) getRecipientData(ctx context.Context, sessionId string) (
 	return
 }
 
-func (h *MenuHandlers) resolveActivePoolAddress(ctx context.Context, sessionId string) ([]byte, error) {
+func (h *MenuHandlers) resolveActivePoolDetails(ctx context.Context, sessionId string) (defaultPoolAddress, defaultPoolName []byte, err error) {
 	store := h.userdataStore
-	addr, err := store.ReadEntry(ctx, sessionId, storedb.DATA_ACTIVE_POOL_ADDRESS)
-	if err == nil {
-		return addr, nil
+
+	// Try read address
+	defaultPoolAddress, err = store.ReadEntry(ctx, sessionId, storedb.DATA_ACTIVE_POOL_ADDRESS)
+	if err != nil && !db.IsNotFound(err) {
+		logg.ErrorCtxf(ctx, "failed to read active pool address", "error", err)
+		return nil, nil, err
 	}
-	if db.IsNotFound(err) {
-		defaultAddr := []byte(config.DefaultPoolAddress())
-		if err := store.WriteEntry(ctx, sessionId, storedb.DATA_ACTIVE_POOL_ADDRESS, defaultAddr); err != nil {
-			logg.ErrorCtxf(ctx, "failed to write default pool address", "error", err)
-			return nil, err
-		}
-		return defaultAddr, nil
+
+	// Try read name
+	defaultPoolName, err = store.ReadEntry(ctx, sessionId, storedb.DATA_ACTIVE_POOL_NAME)
+	if err != nil && !db.IsNotFound(err) {
+		logg.ErrorCtxf(ctx, "failed to read active pool name", "error", err)
+		return nil, nil, err
 	}
-	logg.ErrorCtxf(ctx, "failed to read active pool address", "error", err)
-	return nil, err
+
+	// If both exist, return them
+	if defaultPoolAddress != nil && defaultPoolName != nil {
+		return defaultPoolAddress, defaultPoolName, nil
+	}
+
+	// Fallback to config defaults
+	defaultPoolAddress = []byte(config.DefaultPoolAddress())
+	defaultPoolName = []byte(config.DefaultPoolName())
+
+	if err := store.WriteEntry(
+		ctx,
+		sessionId,
+		storedb.DATA_ACTIVE_POOL_ADDRESS,
+		defaultPoolAddress,
+	); err != nil {
+		logg.ErrorCtxf(ctx, "failed to write default pool address", "error", err)
+		return nil, nil, err
+	}
+
+	if err := store.WriteEntry(
+		ctx,
+		sessionId,
+		storedb.DATA_ACTIVE_POOL_NAME,
+		defaultPoolName,
+	); err != nil {
+		logg.ErrorCtxf(ctx, "failed to write default pool name", "error", err)
+		return nil, nil, err
+	}
+
+	return defaultPoolAddress, defaultPoolName, nil
 }
 
 func (h *MenuHandlers) calculateSendCreditLimits(ctx context.Context, poolAddress, fromAddress, toAddress, publicKey, fromDecimal, toDecimal []byte) (string, string, error) {
@@ -758,19 +788,8 @@ func (h *MenuHandlers) TransactionSwapPreview(ctx context.Context, sym string, i
 		return res, err
 	}
 
-	// multiply by 1.015 (i.e. * 1015 / 1000)
-	amountInt, ok := new(big.Int).SetString(finalAmountStr, 10)
-	if !ok {
-		return res, fmt.Errorf("invalid amount: %s", finalAmountStr)
-	}
-
-	amountInt.Mul(amountInt, big.NewInt(1015))
-	amountInt.Div(amountInt, big.NewInt(1000))
-
-	scaledFinalAmountStr := amountInt.String()
-
 	// call the credit send API to get the reverse quote
-	r, err := h.accountService.GetCreditSendReverseQuote(ctx, swapData.ActivePoolAddress, swapData.ActiveSwapFromAddress, swapData.ActiveSwapToAddress, scaledFinalAmountStr)
+	r, err := h.accountService.GetCreditSendReverseQuote(ctx, swapData.ActivePoolAddress, swapData.ActiveSwapFromAddress, swapData.ActiveSwapToAddress, finalAmountStr)
 	if err != nil {
 		flag_api_call_error, _ := h.flagManager.GetFlag("flag_api_call_error")
 		res.FlagSet = append(res.FlagSet, flag_api_call_error)
@@ -782,23 +801,23 @@ func (h *MenuHandlers) TransactionSwapPreview(ctx context.Context, sym string, i
 	sendInputAmount := r.InputAmount   // amount of SAT that should be swapped
 	sendOutputAmount := r.OutputAmount // amount of RAT that will be received
 
-	// store the finalAmountStr as the final amount (that will be sent after the swap)
-	err = userStore.WriteEntry(ctx, sessionId, storedb.DATA_AMOUNT, []byte(finalAmountStr))
+	// store the sendOutputAmount as the final amount (that will be sent)
+	err = userStore.WriteEntry(ctx, sessionId, storedb.DATA_AMOUNT, []byte(sendOutputAmount))
 	if err != nil {
 		logg.ErrorCtxf(ctx, "failed to write output amount value entry with", "key", storedb.DATA_AMOUNT, "value", sendOutputAmount, "error", err)
 		return res, err
 	}
 
 	// Scale down the quoted output amount
-	// quoteAmountStr := store.ScaleDownBalance(sendOutputAmount, swapData.ActiveSwapToDecimal)
+	quoteAmountStr := store.ScaleDownBalance(sendOutputAmount, swapData.ActiveSwapToDecimal)
 
 	// Format the qouteAmount amount to 2 decimal places
-	// qouteAmount, _ := store.TruncateDecimalString(quoteAmountStr, 2)
+	qouteAmount, _ := store.TruncateDecimalString(quoteAmountStr, 2)
 
 	// store the qouteAmount in the temporary value
-	err = userStore.WriteEntry(ctx, sessionId, storedb.DATA_TEMPORARY_VALUE, []byte(inputStr))
+	err = userStore.WriteEntry(ctx, sessionId, storedb.DATA_TEMPORARY_VALUE, []byte(qouteAmount))
 	if err != nil {
-		logg.ErrorCtxf(ctx, "failed to write temporary inputStr entry with", "key", storedb.DATA_TEMPORARY_VALUE, "value", inputStr, "error", err)
+		logg.ErrorCtxf(ctx, "failed to write temporary qouteAmount entry with", "key", storedb.DATA_TEMPORARY_VALUE, "value", qouteAmount, "error", err)
 		return res, err
 	}
 
@@ -811,7 +830,7 @@ func (h *MenuHandlers) TransactionSwapPreview(ctx context.Context, sym string, i
 
 	res.Content = l.Get(
 		"%s will receive %s %s",
-		string(recipientPhoneNumber), inputStr, swapData.ActiveSwapToSym,
+		string(recipientPhoneNumber), qouteAmount, swapData.ActiveSwapToSym,
 	)
 
 	return res, nil

handlers/local.go

@@ -81,6 +81,7 @@ func (ls *LocalHandlerService) GetHandler(accountService remote.AccountService)
 	ls.DbRs.AddLocalFunc("check_account_status", appHandlers.CheckAccountStatus)
 	ls.DbRs.AddLocalFunc("authorize_account", appHandlers.Authorize)
 	ls.DbRs.AddLocalFunc("quit", appHandlers.Quit)
+	ls.DbRs.AddLocalFunc("calc_credit_debt", appHandlers.CalculateCreditAndDebt)
 	ls.DbRs.AddLocalFunc("check_balance", appHandlers.CheckBalance)
 	ls.DbRs.AddLocalFunc("validate_recipient", appHandlers.ValidateRecipient)
 	ls.DbRs.AddLocalFunc("transaction_reset", appHandlers.TransactionReset)
@@ -146,6 +147,9 @@ func (ls *LocalHandlerService) GetHandler(accountService remote.AccountService)
 	ls.DbRs.AddLocalFunc("send_mpesa_min_limit", appHandlers.SendMpesaMinLimit)
 	ls.DbRs.AddLocalFunc("send_mpesa_preview", appHandlers.SendMpesaPreview)
 	ls.DbRs.AddLocalFunc("initiate_send_mpesa", appHandlers.InitiateSendMpesa)
+	ls.DbRs.AddLocalFunc("calculate_max_pay_debt", appHandlers.CalculateMaxPayDebt)
+	ls.DbRs.AddLocalFunc("confirm_debt_removal", appHandlers.ConfirmDebtRemoval)
+	ls.DbRs.AddLocalFunc("initiate_pay_debt", appHandlers.InitiatePayDebt)
 
 	ls.first = appHandlers.Init
 

services/registration/confirm_debt_removal

@@ -0,0 +1,2 @@
+{{.confirm_debt_removal}}
+Enter your PIN:

services/registration/confirm_debt_removal.vis

@@ -0,0 +1,13 @@
+LOAD confirm_debt_removal 0
+MAP confirm_debt_removal
+CATCH api_failure flag_api_call_error 1
+CATCH invalid_credit_send_amount flag_invalid_amount 1
+MOUT back 0
+MOUT quit 9
+HALT
+LOAD authorize_account 6
+RELOAD authorize_account
+CATCH incorrect_pin flag_incorrect_pin 1
+INCMP _ 0
+INCMP quit 9
+INCMP initiate_pay_debt *

services/registration/initiate_pay_debt.vis

@@ -0,0 +1,4 @@
+LOAD reset_incorrect_pin 6
+CATCH _ flag_account_authorized 0
+LOAD initiate_pay_debt 0
+HALT

services/registration/locale/swa/default.po

@@ -71,4 +71,10 @@ msgid "You will get a prompt for your M-Pesa PIN shortly to send %s ksh and rece
 msgstr "Utapokea kidokezo cha PIN yako ya M-Pesa hivi karibuni kutuma %s ksh na kupokea ~ %s cUSD"
 
 msgid "Your request has been sent. Thank you for using Sarafu"
-msgstr "Ombi lako limetumwa. Asante kwa kutumia huduma ya Sarafu"
+msgstr "Ombi lako limetumwa. Asante kwa kutumia huduma ya Sarafu"
+
+msgid "You can remove a maximum of %s %s from '%s' pool\n\nEnter amount of %s:"
+msgstr "Unaweza kuondoa kiwango cha juu cha %s %s kutoka kwenye '%s'\n\nWeka kiwango cha %s:"
+
+msgid "Please confirm that you will use %s %s to remove your debt of %s %s\n"
+msgstr "Tafadhali thibitisha kwamba utatumia %s %s kulipa deni lako la %s %s.\nWeka PIN yako:"

services/registration/low_pay_debt_amount

@@ -0,0 +1 @@
+You have a low debt amount

services/registration/low_pay_debt_amount.vis

@@ -0,0 +1,5 @@
+MOUT back 0
+MOUT quit 9
+HALT
+INCMP ^ 0
+INCMP quit 9

services/registration/low_pay_debt_amount_swa

@@ -0,0 +1 @@
+Kiasi cha deni lako ni cha chini sana

services/registration/main.vis

@@ -3,24 +3,29 @@ RELOAD clear_temporary_value
 LOAD manage_vouchers 160
 RELOAD manage_vouchers
 CATCH api_failure flag_api_call_error 1
-LOAD check_balance 128
+LOAD calc_credit_debt 60
+RELOAD calc_credit_debt
+CATCH api_failure flag_api_call_error 1
+LOAD check_balance 148
 RELOAD check_balance
 MAP check_balance
 MOUT send 1
-MOUT swap 2
-MOUT vouchers 3
-MOUT select_pool 4
-MOUT mpesa 5
-MOUT account 6
-MOUT help 7
+MOUT pay_debt 2
+MOUT swap 3
+MOUT vouchers 4
+MOUT select_pool 5
+MOUT mpesa 6
+MOUT account 7
+MOUT help 8
 MOUT quit 9
 HALT
 INCMP credit_send 1
-INCMP swap_to_list 2
-INCMP my_vouchers 3
-INCMP select_pool 4
-INCMP mpesa 5
-INCMP my_account 6
-INCMP help 7
+INCMP pay_debt 2
+INCMP swap_to_list 3
+INCMP my_vouchers 4
+INCMP select_pool 5
+INCMP mpesa 6
+INCMP my_account 7
+INCMP help 8
 INCMP quit 9
 INCMP . *

services/registration/pay_debt

@@ -0,0 +1 @@
+{{.calculate_max_pay_debt}}

services/registration/pay_debt.vis

@@ -0,0 +1,8 @@
+LOAD calculate_max_pay_debt 0
+RELOAD calculate_max_pay_debt
+MAP calculate_max_pay_debt
+CATCH low_pay_debt_amount flag_low_swap_amount 1
+MOUT back 0
+HALT
+INCMP _ 0
+INCMP confirm_debt_removal *

services/registration/pay_debt_menu

@@ -0,0 +1 @@
+Pay debt

services/registration/pay_debt_menu_swa

@@ -0,0 +1 @@
+Lipa deni

services/registration/pay_debt_swa

@@ -0,0 +1 @@
+{{.calculate_max_pay_debt}}

store/db/db.go

@@ -93,6 +93,10 @@ const (
 	DATA_SEND_TRANSACTION_TYPE
 	// Holds the recipient formatted phone number
 	DATA_RECIPIENT_PHONE_NUMBER
+	// holds the current credit of the user
+	DATA_CURRENT_CREDIT
+	// holds the current debt of the user
+	DATA_CURRENT_DEBT
 )
 
 const (

store/swap.go

@@ -18,6 +18,7 @@ type SwapData struct {
 	ActiveSwapFromAddress string
 	ActiveSwapToSym       string
 	ActiveSwapToAddress   string
+	ActiveSwapToDecimal   string
 }
 
 type SwapPreviewData struct {
@@ -43,6 +44,7 @@ func ReadSwapData(ctx context.Context, store DataStore, sessionId string) (SwapD
 		"ActiveSwapFromAddress": storedb.DATA_ACTIVE_ADDRESS,
 		"ActiveSwapToSym":       storedb.DATA_ACTIVE_SWAP_TO_SYM,
 		"ActiveSwapToAddress":   storedb.DATA_ACTIVE_SWAP_TO_ADDRESS,
+		"ActiveSwapToDecimal":   storedb.DATA_ACTIVE_SWAP_TO_DECIMAL,
 	}
 
 	v := reflect.ValueOf(&data).Elem()

store/vouchers.go

@@ -225,3 +225,46 @@ func FormatVoucherList(ctx context.Context, symbolsData, balancesData string) []
 	}
 	return combined
 }
+
+// AddDecimalStrings adds two decimal numbers represented as strings
+// and returns the result as a string without losing precision.
+func AddDecimalStrings(a, b string) string {
+	x, ok := new(big.Rat).SetString(a)
+	if !ok {
+		x = new(big.Rat)
+	}
+
+	y, ok := new(big.Rat).SetString(b)
+	if !ok {
+		y = new(big.Rat)
+	}
+
+	x.Add(x, y)
+
+	// Convert back to string without scientific notation
+	return x.FloatString(maxDecimalPlaces(x, y))
+}
+
+// maxDecimalPlaces ensures we preserve enough decimal precision
+func maxDecimalPlaces(rats ...*big.Rat) int {
+	max := 0
+	for _, r := range rats {
+		if r == nil {
+			continue
+		}
+		if d := decimalPlaces(r); d > max {
+			max = d
+		}
+	}
+	return max
+}
+
+func decimalPlaces(r *big.Rat) int {
+	s := r.FloatString(18)
+	for i := len(s) - 1; i >= 0; i-- {
+		if s[i] == '.' {
+			return len(s) - i - 1
+		}
+	}
+	return 0
+}